Having a home office can be a great way to escape with your thoughts whenever you have a big project coming up. It’s also perfect for anyone who loves to stay home and really get some hard work in. Of course, if you’re a freelancer or run your own business the home office can be a crucial part of your day. Unfortunately, getting a home office together from scratch can be a big expenditure as can keeping it stocked with everything you need to smoothly operate. There are a few ways to avoid the big price tag while still getting the home office you need on your budget though. With these ten easy tips you’ll be ready to call in more often as your office will feel like the oasis you always dreamed it was.

1. Desk
The desk is the center of the office universe and is very important for your working abilities. No one wants to sit down to a desk that doesn’t cooperate with our needs. It should be spacious, organized and ready to help us get through whatever the day has in store. In order to get what you need out of a desk right down how you usually work. Do you need space to put papers? Extra lighting? Storage? When you know what you want you can find the desk you need without worrying about wasting money. This will allow you to get what you want on the first try, so you won’t have to waste gasoline taking items back. You should try shopping around discount and thrift stores if you’re really looking to save a bundle. However, if you’re feeling creative then it might be time to break out the tools and build your own desk. It doesn’t have to be a work of art as long as it is functional. There’s a lot of online tutorials that will show you how to make your creative desk out of an old door if you’re looking to keep it as simple as possible.

2. Seek Energy Star
A home office can really add to the home’s electric bill if you’re not careful. One way to remedy this problem is to only shop Energy Star products. These electronics are designed to pull less power when you use them which will help cut down on the amount you spend monthly in the home. These products usually don’t cost more than your average device, but you should always shop around to find the best deals. A lot of Energy Star devices will have mail in rebates too, so make sure you fill them out and get them in as soon as you can. Of course, even though you’re using energy efficient devices it is important to unplug them whenever they have a full battery or are not in use.

3. Furniture
Although the desk has already been mentioned, most home offices need a little more to add to the feng shui of the room. One of the most important items you should seek out is an office chair that you feel comfortable in as you’ll be spending a lot of time in it. You may also want to add a filing cabinet, shelves and a separate area to sit for when you need an eye break. Most of these items can be found at department stores, but when they total up it could cost you a lot of money. Instead of shopping for them all try building your own shelves. This doesn’t take a lot of time or money and can add to your pride in your office. Office chairs, extra seating and filing cabinets can all be found in second hand stores or yard sales if you’re lucky. Of course, you may not want to skip on the price of the office chair as it is important to have lumbar support and comfort while working. Instead, you may want to look on clearance, find coupons or wait for a big sale.

4. Buy in Bulk
Offices require a lot of supplies, so save yourself some time and money by buying in bulk. Although you may end up spending the majority of your time on the computer its still important to have writing utensils and paper around in case you need them. You may also want other accessories like paper clips, post-its, whiteout and staples. One of the biggest expenditures in today’s office world is printer ink or toner. Luckily, all of these items can be bought in bulk at a greatly discounted price. If you prefer to shop locally then try your discount store or some office warehouse stores, but makes sure to shop around before you buy. Shopping online might actually save you more though, especially on ink and toner. There’s many websites dedicated to helping you save big on this typically expensive item. When you buy in bulk you won’t have to worry about buying the items as often either. They’ll be there waiting for you when you need them and you’ll have ample time to save up before you have to buy them again.

5. Use Free Software
Many people run into the dilemma of not having software to do their work. Typically word processing, video and photo editing software as well as many other work oriented software choices are incredibly expensive to purchase. This leaves a lot of workers high and dry when they can’t get a copy from work. Instead of spending a fortune on the software you may want to try some of the free software models on the internet. There’s a lot of websites devoted to trying out these types of freeware and letting the consumer know which is closest to the name brand. This can come in handy when you have a big presentation and realize your home computer doesn’t let you work on the same file format. It might take a couple of tries to find a match for your needs, but when you don’t have to spend hundreds on the software you’ll be thankful you spent the time testing the waters.

6. Shop Sales
If you can hold off on any purchases then you should until there is a sale. You would be surprised as to how many sales actually revolve around furniture for the office. You shouldn’t have to wait long before you see some amazing deals on each piece that you need. It doesn’t matter if you’re looking for furniture or office supplies either. In fact, one of the best times to stock up on your own supplies is during back to school sales; however if you wait until school is out you’ll get an even better deal on clearanced supplies. Computers are one of the best items to wait for a sale though. They tend to run pricey anyway, but with a sale you’ll end up saving at least a couple hundred of dollars on your investment. This is also a good time to purchase those expensive software items, if you really need them.

7. Invest in Blinds
One of the biggest problems with working at home can be the sun. If you work in a cubicle or larger area at the office then chances are you don’t have this issue at work. However, at home we tend to have windows that don’t want to cooperate with our needs. The best thing you can do to detour the sun from making your work experience a disaster is to get some blinds. Blinds work wonders for so many reasons and they’re fairly inexpensive. If you have average sized windows then head to your local department or discount stores with your measurements. If your windows might be a bit on the unique side then look for a sale or find a coupon to have your blinds custom cut. Once you have the blinds installed you can work whenever you want thanks to your control over harsh glares. Blinds will also add privacy to your space and will eliminate the temptation of looking out the window when you should be working.

8. Surge Protectors
Power is always an issue when it comes to offices, but there’s a few ways to fight back. One of these ways is the surge protector. This amazing device has the ability to help you conserve energy so you’ll help out the environment and your wallet. If you shop right you should be able to find a smart surge protector that stops the draw of power your devices pull when they’re off or in sleep mode. This means you can leave them plugged in without worrying about your energy bill skyrocketing. Surge protectors have become popular over the years for many reasons though. One of the main and most cost effective reasons is they won’t cause your computer or other devices to break whenever a power surge occurs. So, you can safely leave the home without worrying about a storm causing your electronics to die. Without this problem you won’t have to purchase electronics as often, which will make your budget look even better!

9. Use It
Although it might seem totally obvious, the best way to save money on a home office is to actually use it. Sure, this adds to the electric bill, but the more often you decide to work from home the more money you can save. If your boss doesn’t mind you staying in then try to make a deal with him/her so you can spend the majority of the week at home and simply check in a couple times a week. This will allow you to cut down on your commuting expenses which can add a whole lot of money to your wallet. Staying home also means you can spend less on childcare. If you don’t have a problem working with the kids and your typical workload then skip out on pricey daycares and enjoy having your family close to you! The more time you spend in your home office the more you’ll get comfortable with it, which is a reward in itself.

10. Tax Deductions
Having a home office can also be a huge benefit for your taxes. Whenever you buy anything for your office make sure you hang on to the receipt. Then, at the beginning of next year present your receipts to your accountant and see what kind of office deduction you can get. Now, you may have to put in a little work to get this deduction as it might take some time to prove you need the office and other basic requirements for the deduction. However, when you save a little on your taxes you’ll feel so great about your home office you may even consider giving it a makeover. Make sure to read up on home office tax deductions first, so you’ll know exactly what you need to turn in and what you’ll need to file in order to make your experience much easier.

A home office can be a great escape from the typical work place. If you’re looking for a way to get your work finished without having to go into work everyday, or you officially work from home then an office will become the highlight of your day. With these tips you should be able to get your office up and running without having to fight with your budget.

Planning a wedding can be tough and expensive. Although your major costs should be on the ceremony, chances are your wedding reception is going to cost you a lot more. From entertainment to food there’s a lot to consider when getting your celebration together. Working on your reception plans shouldn’t be all about the budget though. There’s many ways to avoid spending a fortune so you can think about all the fun you’re going to have rather than how long you’re going to be paying off the wedding debt. With these ten tips your wedding reception might look less scary, so you can look forward to the big day without looking down at the bill. So, kick off your heels and let your wedding reception make all your dreams come true.

1. Timing is Everything
It might be surprising, but the time you choose to host your reception can actually alter the price. If you don’t want to pay more then it might be wise to plan your wedding during the off season. This is usually in March and April as well as September through November. You should also plan your reception during the daylight hours on any week day. This will also help eliminate prime time fees that will make your costs skyrocket. These months tend to be a bit colder, so you may want to choose an indoor wedding, but after all the savings you get you won’t be disappointed. When planning during these times you’ll be able to save on entertainment, caterers and venue prices, which will add up to huge savings for you. These times will also be cheaper for guests flying in to attend your wedding, which will allow all of those precious family members and friends to take part in your big day.

2. Keep Your Venue
One problem a lot of people run into is their choice in venue. You can lose a lot of money when you purchase two different venues, so skip the double deposits and host your reception in the same location as the ceremony. This might be a little inconvenient when it comes to setting up, but if you can have the ceremony outdoors and the reception indoors then you’re already solving that problem. A lot company’s will actually offer a package for both aspects of the wedding, so you might want to negotiate and see if you can get a discount on one of these deals. If you can manage to find a place that does this you can eliminate transportation prices to get guests or your wedding party between venues. If you have a family member or friend that has a big enough space for your ceremony and reception then this might be a better idea as you won’t have to worry about spending as much. Public areas that don’t require pricey permits are also a great place to host both of your celebrations.

3. Stay on Schedule
There’s rarely ever a wedding that goes as scheduled, so don’t plan yours out to be so. Delays will happen, but most companies won’t care what the situation is. If you’re not paying a service a select amount of money,but instead pay by the hour then your delays could end up costing you a fortune. Instead of pushing the reception back, or even delaying the entertainment you should continue on with the day as scheduled. This may mean the bride and groom might miss part of the reception, or may even mean you miss some photography moments but you won’t end up paying too much for your reception. Try to put someone you know you can count on in charge of the services provided. This way if you’re delayed then the party will go on. As the party progresses you’ll realize that sticking to the schedule will also help keep things in order, so you won’t have to stress over pushing things back and going over your venue time.

4. Add some DIY
Don’t buy everything for your wedding. There’s a lot of items that can be crafted with the help of family and friends. This will add a special touch to your reception and will save you big time when it comes to the budget. There’s a lot of tutorials online that will help you make adorable centerpieces, place holders, napkin holders and any other sweet designs that will make your reception stand out. You can also make your own guest book to keep memories of your special day for years to come. If you already have décor from the wedding then make sure to bring it to the reception hall. These items can be re-used, but they can also be quickly crafted into other items that will create a romantic vibe in your hall. If you’re not sure where to start when it comes to the DIY then look online for some ideas or ask friends where they got started on their wedding crafts.

5. Rethink Cake
Although its traditional to have a cake, you don’t have to follow the normal expectations especially if you’re looking to save money. One great alternative if you want the fancy tiered cake is to ask the baker to create fake tiers. This will provide you with an edible bottom portion of the cake and an upper layer that is simply blocks covered in icing. There’s a lot of ways to step out of the box though, so don’t be afraid to do something new. You can easily make a flat cake that will impress guests by its taste rather than its appearance. Of course, a little decorating help and your cake could be a work of art without tiers. You may also consider cupcakes as this a more convenient way for guests to enjoy a sweet treat without the mess or big clean up. They’re also the perfect size for kids, who are going to be the major cake enthusiast at the celebration. If cake just isn’t your thing then consider working with cookies, candy or even fruit slices. No matter what you choose your guest will still satisfy their sweet tooth.

6. Hire Students/Amateurs
One cheap way to get your reception started is to hire students or amateurs. Try to skip the professional boards and instead look for students or anyone who is just getting their feet wet in the business. This can be help with caterers, photographers, makeup artists, musicians and Djs. When you ask a student or amateur to help out with your wedding then you’ll obviously get a better deal, but you’ll also allow them more practice and experience so they can add to their portfolio. Of course, when it does come to hiring someone that isn’t yet a professional it is important to check out their portfolio before you offer them the job. If you have a family member or friend who is skilled in one of these areas you may be able to save even more money. Make sure to explore your options before you settle for an expensive package in any of these mediums.

7. Ask for Help
Don’t think you have to plan your entire reception on your own. You shouldn’t think twice about asking for help, especially if you’re asking someone that has experience in planning. People love helping with planning, especially if they’re just as excited as you are about the event. So, ask as many people as you want to help out. This will make the process take less time while significantly reducing the stress of the entire event. The best thing is many of your friends and family may be able to get you a discount on some of the items you need for the party. The more people you know the more package deals you can get. For instance, if you know someone who knows a photographer then you have a greater chance of getting your service for a reduced price. With everyone helping out you should be able to get your reception worked out without a huge issue and for a whole lot less than you’d expect.

8. Make it Potluck
Although it might not seem traditional, having your wedding reception a potluck can save you a small fortune. Include this in the invitation and people will jump at the chance to bring a special dish to your big celebration. You may have to add some food into the mix as well as the cake, but if you invite enough people there should be plenty to share with all of the guests. To make things even more fun you can give the guests a theme to follow in order to excite their imaginations. For instance, you can have them bring dishes that remind them of the bride or groom, wedding color themed dishes or even a cultural themed dish. Everyone will look forward to trying all of the fun items on the menu and you won’t have to pay for caterers!

9. Ask for Discounts
When it comes to planning things, don’t be afraid to ask for a discount. A lot of companies won’t come forward and offer these deals because it will mean they’ll lose some money, but if you bring up the topic they’ll have to tell you all about their deals. Make sure you call or talk to different companies about discounts before you choose one company. Another tactic is to always ask to talk to the manager. A lot of employees may not know about some of the discounts, so going straight to the manager will cut out the middle man and get you the price you deserve. You might also be a little reluctant to tell people your looking for things for a wedding reception. Typically a family gathering will cost you a lot less and if you’re planning on hosting a small amount of people it shouldn’t be problem to represent it as this.

10. Seek Deals
When it comes to planning your reception your best friend is quite possibly your social media deal websites. Pages like groupons, living social and other coupon oriented pages will help you get a wide selection of deals that will give you significant savings. These sites can connect you to many venues that will take off at least half of the original price. They can provide you with a selection of wines that will make your guests forget about the lack of open bar at your reception. There’s also many deals on caterers, bakers, musicians and other forms of entertainment that will make your reception price drop down. Try to start looking for these deals months before your wedding so you can cash in on some of the best values without missing a beat.

Your reception doesn’t have to be all about the money. After all, you’re having it to celebrate your union, so forget about paying high prices for everything and find more ways to enjoy every moment of the party. With these ten tips you should be able to cut down on a lot of the costs that may have otherwise forced you to spend way too much on your big celebration.

Keeping up with the latest fashion trends in the office can lead you to really hurt when it comes to your budget. The same can be said of finding a new job that requires your wardrobe to have a few new items! There are ways that keeping your work clothes up to date and looking good won’t cost you a bundle though. As long as you’re careful with what you buy and know how to shop for the right products you may be on your road to saving a little money. However, with these easy to follow tips you’ll be able to keep your wardrobe looking amazing while keeping your frugal sensibility about you! So, don’t let the new job set you back or the change of the seasons force you on a shopping spree! Simply take these tips into consideration and let the compliments pour in!

1. Signature Pieces
When it comes to any wardrobe a couple signature pieces can actually make it seem as if you have more clothes than you actually do. These items don’t have to be suits or even the crucial aspects of your wardrobe. Instead, concentrate on blouses or button up shirts that add some flavor to your look while showing off your personality. You don’t have to spend a fortune on these pieces, but you do want to consider how you will feel about them in the long run. Signature pieces can range in color and pattern so have a little fun with it without making it too casual. By shopping for signature pieces you can actually avoid buy office sets which tend to get bland and force us to do a bit more shopping. The pieces will keep your look more versatile so you can avoid seasonal shopping as well!

2. Go Generic
There’s a lot of people in the workforce that believe they only way they’ll look successful is to by the top brand goods. This simply isn’t the case, especially when it comes to buying suits and other office attire. There are a lot of clothing lines out there that don’t boast the brand new which make stylish clothes that you’ll like wearing. Generally, you can find these items in department stores or warehouse clearance stores, so you won’t have to spend a lot of money on them. This also means you can buy a bit more so you won’t have to shop for clothing as often. Generic brand clothing are often modeled after the expensive suits, but only cost a fraction of the price so you can keep with the season’s fashions without feeling total buyers remorse when the fashion trend ends.

3. Shop Discounts
Although it might sometimes be unavoidable, you should try to refrain from shopping unless there is a sale happening. Don’t fret though, as there are often sales on clothing thanks to holidays or closeouts in the fashion world. Try to subscribe to your favorite stores newsletters to find out when they’re having sales on office attire. You may also get lucky enough to find a store that is constantly offering coupons, which may make it possible to shop outside of sales. Typically you should start looking for new looks when they’re major sales like Black Friday, Memorial Day or even back to school shopping sales. However, if you want to maximize your savings then try to refrain from shopping outside of January and July. These months offer the best savings as stores as pulling the old lines off the rack to make room for the new season’s fashions. This will allow you to stock up on clothes that still look amazing at a fraction of the price!

4. Avoid Dry Clean Only
One thing that usually puts a hamper in office attire is the dry cleaning tag. A decade or so ago most clothes you picked out for the office called for this service, but there’s actually a lot of pieces out there now that don’t require this service,which is a huge bonus for you! So, when you go shopping make sure to check out the labels before you pick out an outfit. Clothing that can be cleaned in the home won’t just save you time, but it’ll save you money too. Dry cleaning can get expensive, especially if you only have a couple pieces of clothing. This pricetag will add up over the months and will cost you lots of time waiting in line and traveling to and from your dry cleaning place. So, shop for items that can be thrown in the wash with your normal clothes. This will ensure you can more for what you pay for and won’t cost you to sacrifice free time that could be used on you!

5. Neutral Colors
You’ll be amazed by how much you can do with neurtal colored clothing. If you’re looking to turn a small wardrobe into a big fashion statement then this is the way to go. You should always shop for your suits in neutral colors as this will allow you to match any blouse or button up top with them. Neutral suits usually come in the classic office blue as well as browns, beige, blacks and grays. These pieces will pair well with colorful pieces as well as designs, so you can mix and match to make your wardrobe go much further for the budget. You should also shop for items like bags, shoes and belts in neutral colors. This will all you to wear them everyday without having to worry about what is going to clash with your style.

6. Second Hand Stores
One way to ensure you won’t go overboard on shopping is to look at second hand stores. This is a great way to start out a wardrobe on a budget and will help you get the pieces you need to look good for your job. If you’re in a hurry to find a few pieces then your first step should probably be your local thrift stores. You should be able to purchase at least 5 various suits for less than a $50 if you know what you’re looking. You might have to go to a few different stores, but once you’re finished shopping you’ll be impressed by the bargains you got! If you’re looking for clothing that are a bit newer or more fashionable then a consignment shop or auction might be what youre looking for. A lot of consignment shops will offer clothes that look brand new or clothes that are made by local artisans. The price tag might be a bit more expensive, but it’ll give you a more unique look. Auctions like Ebay generally have a good selection too and you can always stop bidding when the price is uncomfortable for you!

7. Avoid Shoe Shopping
When it comes to shopping for work, shoe shopping can be one of the biggest money pits for a lot of people. It’s hard to say no to a cute pair shoes that you know will match one of your outfits. Even when there’s a sale on shoes a lot of people will come home with a few pairs that they’re not actually going to wear very often. So, instead of going shopping anytime a shoe sales call for you, try to avoid it altogether. There’s actually no reason to have more than a couple of pairs of shoes for the office so be very careful when you go shopping. For women, it is always good to have a pair of heels to wear to important occasions. Although, when shopping for these you should always keep the neutral rule in place as it will help you make the shoes a lot more versatile with your wardrobe. You should also have another pair of shoes that fit comfortably for days that you’re going to be on your feet a lot. These shoes should also be able to match the variety of your wardrobe. As time progresses you may want to add in a third pair to keep your wardrobe fresh, but try to keep the number low.

8. Accessories
Although office attire might not be our favorite thing to wear, we can really spice it up with accessories that show our personality while still respecting the dress code of the office. However, it is also easy to go totally overboard when shopping for accessories. One way you can keep yourself from overdoing it is to make rules for yourself. You don’t need a jewelry box full of items to look at the office, so limit yourself to a few necklace. This will allow you to mix it up without wearing a new piece of jewelry every day of the year. A watch is also a crucial piece for the office, but you don’t need more than one of these, so refrain from buying more whenever possible. Another great price to have for the office is a set of go to earrings. These earrings match everything, flatter your style and don’t weight a lot. With only these few pieces you can look great without emptying your wallet on pieces you don’t need.

9. Toss Out the Old
One major problem many people face is having a closet that is too full. This can cause a person to never be able to find what they’re looking for, thus forcing you to go out and do some more shopping to get what you need. You may be surprised over the high quality clothes luring in your wardrobe. One way to remedy this problem is to actually go through your closet. Pull everything out and look at the quality of the clothes as well as the styles. Everything you don’t wear, is out of fashion or doesn’t meet your standards can be put into a pile. Once you’ve got your keepers back in the closet you’ll be able to tell the clothes you actually need to purchase, if any at all. The clothes in the pile can easily be donated for a tax deduction later on, or you can sell them to help buy yourself for more clothes right now. As time progresses try to keep your clothes cleaned out, so you won’t keep buying items you don’t actually need.

10. Trade
Chances are you’ve made friends with a few of your colleagues. You probably also have friends and family that work in an office setting. So, why not trade clothes to help benefit everyone’s wardrobes. When you’re bored of an outfit then add to the pile of clothes you’re willing to trade. Then ask a friend to bring over their pile and see what you can do for one another. This may become so much fun that you might consider making a club so everyone can enjoy the experience. When you stop letting your clothes collect dust and pass them on to someone that likes then you’ll feel a bit better about shopping. You may not have to buy new pieces as often either which means you’ll save a lot of money. You might also ask around friends and family to see if they have any hand-me-downs you can have in order to save. These trade offs will ensure you have a lot of fun with dressing for the office without worrying about how much you’re spending on clothes in the process!

Dressing for the office doesn’t have to make you hurt for money. Instead, try to follow these suggestions so you can enjoy finding new clothes to wear to work without breaking your budget. With these tips you’ll have confidence in the way you look and may even impress your boss enough to earn a promotion!

Small homes often feel cozy when we first move into them, but as time goes on they can seem a little too tight for comfort. A lot of people give up on the money they save with a tiny home or apartment and opt to live elsewhere. However, there are many ways you can add space to your home without having to bring in the contractors! After a few minor, and I do mean minor, alterations to the home you’ll feel as if you’ve moved into a brand new place. The good news if you won’t have to pay a bundle to work with these solutions either. Many require a little elbow grease and a good imagination which always makes a home look amazing anyway! So, don’t pack up your stuff just yet as you may find your current abode is just waiting for your special touch.

1. Shelves
Every home needs storage space, so what better way to do it than to add some shelves! The best kind of shelves for adding space are floor to ceiling shelves as they bring the eye upward and won’t waste any of the room you do have. You can easily make these with scrap woods if you know where to shop. To make your shelves look even great try color coordinating the items you put on them. This will add a sense of organization to the home, which makes everything look larger. Another simple shelving idea is to build shelves that fit into small spaces you may not be able to use. For instance, the space under the stairs or a nook area. These spaces usually go unused and unnoticed which is a total waste of the small space you’re living in. Add a few custom build shelves and you have a storage space that keeps items out of the way! You may also consider adding shelves around doorways and windows. These will create a frame and will allow you more wall space for décor.

2. Paint with Light Colors
Although a lot of people tend to favor dark colors, a light paint job can work magic in a home. Light colors draw in the light which, in return, makes the room look larger and more comfortable. You don’t have to go with a stark white color either, so don’t worry about not being able to show a little personality here. This also doesn’t mean that you have to keep the entire room the same color. In fact, look for a lighter shade you like and then pair it with other light shades from the same color. This will create a uniform look that helps make the room look more spacious while adding amazing accents that keep your space styling. Don’t just limit paint to the walls either. Make sure to color shelves, window and door frames and maybe even the door itself! Adding a light color to the ceiling or floor, if possible, can add the appearance of a lot of space to your home too. If you do have to have a dark color then try to keep it to an accent wall. To save money on paint try to go to a recycling center, or wait until there’s a sale.

3. Open Storage
If your home is like most others then you probably have cabinets with doors on them. This can create your small space to feel even more cramped. One simple thing to remedy this problem is to take those doors off of the storage. With a little organization your room will look much larger and the open spaces will bring the eye upwards, thus creating a more open space. Of course, if you’re not a huge fan of open cabinets then try replacing the doors with an opaque door. This will still provide open space, but may cost a little more. Another great way to make the home bigger is to add storage in unexpected spaces. For instance, there’s usually a gap between your refrigerator and wall or cabinets. You can easily create a rolling pantry to store spices, foods and other goods without taking up any of the precious space you already have! There are many other small areas in the home, particularly in the bathroom that can be altered with these open storage ideas.

4. Furniture
You may ever never guessed that furniture can make a huge impact on the way your home looks. When it comes to having a cozier space to work with you might want to consider selling off your bulky furniture and replacing it with a few minimalist pieces. Try to find furniture that is lower to the ground. This way make the overall space in the room look much larger as it will draw the eye upwards to create the illusion of a taller room. In the bedroom it is much easier to complete this look as platform beds are easy to find and will help create the illusion of space with little effort. You should also keep your furniture away from the walls. This is important to get pests away, but it will allow provide the illusion of more space which is much needed in small rooms. When furniture shopping you should try to find piece that can double as storage too. There’s a lot of coffee tables that open up to reveal empty space for you to put an assortment of items. You might also choose tables with a removable leaf so you can accommodate guests without constantly taking up space.

5. Mirrors
One quick decorate item to add space to the home is mirrors. Try replacing a few of your paintings with mirrors to create a spacious look in any room of the home. A few crucial places to keep a mirror is in the entry way and the bathroom. These rooms tends to much smaller than anywhere else in the house. By adding a large mirror to the space it will seem as if the room has doubled in side instantaneously. You can also add mirrored doors to the home to make a room look larger. This is particularly popular in the bedroom, but you can add mirrors to cabinet doors in the kitchen to create a spectacular look that gives your kitchen space a more inviting feel.

6. Keep it minimal
A minimalist home is a home that appears much larger. This is true in many regards. One of the major dilemmas many run into is their décor. Yes, we all love our art, but sometimes its best to keep it as simple as possible in order to show off the beauty of the home. For instance, instead of having a multitude of paintings on the wall go for one large piece. This will show off your style while making the room seem much large. Plants, sculptures and other knick knacks should be kept to a low minimum too. Try to add one or two signature pieces and put the rest up. You can alternate the pieces to keep the home fresh. You should also keep the amount of furniture to a minimum. You won’t want a couch, love seat and recliners as well as a coffee table and end tables in a room that will look cluttered with just a couch. Try to find simple pieces that flatter and work around them.

7. Separate Rooms
When a home is small enough doors can seem incredibly confining. Some homes may not even have doors due to their small design. This can be easily remedied without having to spend a fortune though. One way to do this is my adding simple dividers. You can hang up curtains or use premade dividers to set the rooms apart. If this is your route then try to go for lighter colors or striped designs. This will make the divider add space to the room so you can enjoy the privacy and the excess space. If you want to seal off the kitchen, so smells don’t seep out, then try adding glass doors. This will give the illusion of open space without having to worry about intense smells sticking to the furniture for months on end.

8. Utilize Designs
You might be surprised as to how easy it is to add space by simply picking the right kind of design to make your room pop. These designs can be added just about anywhere those, so your imagination in the limit. Some of the more common places to utilize designs is on a throw pillow or a rug. The rug can be especially important though as it will help elongate the room if the design does its job properly. You might also consider adding canvas prints of a design like stripes or zig zags. This adds more to a room without a lot of effort or distraction. Of course, you might also consider making an accent wall with a striped wall paper or you can tape off the room as paint the stripes yourself. All of these ideas won’t cost you a fortune and will make your tiny space more comfortable.

9. Be Original
One way to add more space to the home is to step away from everything you knew about the home. Thinking out of the box can take away a lot of the clutter you feel makes a home. For instance, to begin with you may want to start with the dining room. If you have a small family, or live alone then why do you need this are anyway? Instead, add a small breakfast nook to your kitchen and eat there. You could also keep a fold up table and chairs for times you have company over to eat. You may also want to consider a hanging couch. These are incredibly comfortable and make the home look so much more spacious. You can even store items under the couch! Another fun thing to do is add a loft wherever you see fit. You can turn that bedroom into an office or gym, or simply make the loft your own personal reading nook. The more creative you get the more space you may have, so don’t be afraid to ditch some of the social norms and create a home that works around your needs.

10. Windows
A lot of people tend to cover up their windows, which can really make a home feel closed in. This is especially true for small spaces. Instead of cluttering the window with heavy drapes that take away from the home, just leave the window be and work your home around it. Now, if you hate the glare it brings in or you know your neighbors have a tendency of looking in then it might be more tempting to cover up this space. Instead, try getting a window tint, which shouldn’t cost a lot. This will block out the light while blocking out eyes that can’t mind their own business. You may also want to try staining the glass to create a work of art no one else will have. If you have money to renovate then you may want to consider adding larger windows to the home. This opens up rooms and creates a spacious style you can’t get with any other renovation!

Having a small home doesn’t mean you have to be miserable! Instead, try to work with your assets to make the home more comfortable for you. With these ten tips you can add more space to the home without having to rebuild or move. You may find creating ways to add space to your abode is a lot more fun than you think and a lot cheaper too! So, get out your decorating tools and have some fun creating your new, more spacious home!

With autumn less than a couple weeks away you may want to consider getting some of your household chores out of the way before the cold weather moves in. Although many may consider getting ready for autumn a pricey expense it can actually be done fairly cheap and will even help you save money in the long run. There’s a lot of items around the house that can be cleaned and altered to make your autumn and winter a lot cozier. You may even find that your early preparations saved you time, money and a some uncomfortable moments in the icy weather. So, get ready for the big cool down with these ten items you should consider doing before autumn settles in.

1. Switch Out Bedding
Our bedding gets a whole lot dirtier during the summer months because we sweat a lot more. If you don’t clean properly before the cold months come in you may feel gross when you snuggle into bed. Before the weather gets too cold make sure you take your heavier comforter in for dry cleaning or do it yourself at home. This will allow you to be prepared when you need a little extra coverage during the night time. You may also want to consider buying a new set of sheets. This will give you a fresher start to the autumn so you can enjoy watching TV or reading a book without feeling like you’re sitting in germs. A pair of flannel sheets are always a good way to cut down on your heating costs so you won’t have to worry about a huge bill. The pillows are another thing that should be properly cleaned or replaced before the cold front comes in. Pillows pile up the germs and with so much sweat they probably won’t smell nice in the slightest. While you’re working on the bedding made sure to flip and rotate your mattress. You can also clean it with a mixture of baking soda.

2. Go Through the Closet
The closet can become a huge mess throughout the year, so do yourself a favor and go through it before you run out space. The last few weeks of summer are a great time to dig out your old winter clothes and go through them. Make sure to try everything on as your size may have changed over the past year. Of course, you may also want to set aside some of last year’s fashions that are simply dreadful. Once you have your clothes all worked out make a list of what you need and try to donate or sale the items you don’t want. This will free up space to put up some of those summer clothes you won’t be wearing for some time. You may also go through your clothes to see if there is anything you just don’t wear anymore. When you’re finished with the closet go through the sock and underwear drawer and throw out holy items or items that don’t fit. Once you have a general idea of what you’ll need keep an eye out for sales or look at your local second hand store.

3. Prepare the pantry/freezer
A lot of the time we tend to overlook the food that is in our pantry and freezer. This could lead to meats and other goods to become inedible. Although its usually a good idea to rotate foods when you go grocery shopping, some items will manage to slip through the cracks of your system. There are numerous charts online that will let you know how long food can sit in the freezer, so try this method out, especially when it comes to meats. When you’ve cleared out the foods that have been in storage too long make a list of items you need to make cheap, warm and filling meals. One great way to do this is look at crock pot recipes. You can buy the foods in advance and freeze them so when you’re ready all you need to do it put them in the pop on medium heat. You may also want to make a few batches of soup and freeze them in individual containers. This makes cheap and quick dinner plans throughout the cold season.

4. Switch your fans
Many people forget to switch their fans for the seasons which can cause a huge price surge on the electric bill. During the summer you need fans to produce cool air so you don’t have to fun the air conditioning as often; however, running the fans on the same setting in the winter time would be counter productive. You don’t want extra cool air on you while the heater is trying to warm up the house, which is why the alternative switch allows the warm air to be moved around the house more quickly. It also allows the house to maintain air flow while the windows are shut, which leads to a more comfortable environment. Without having to use the heater or air conditioning as often your bills will drop significantly, especially in the early months when the fan is all you need to keep cool or warm.

5. Have the house checked
Although it might not seem like you’re saving money, you should always have someone inspect the home before the really cold months get here. A lot of the time the insurance, electric or gas company will do this for you if you can and ask. This will save you big time, so make sure to call around to see if this service is offered before hiring someone to do it. When the inspector comes you should make sure they check to see if the heater is clean, as dust and other particles could lead to a house fire in some cases. They should also check to make sure the house is sealed properly, the chimney is clean and all of your fire alarms and carbon monoxide alarms are working properly. This inspection alone will cut down on accidents, heating costs and other fees that occur during the cold months. Before rain and snow begin in your area you may also want to take a peak at the room. A lot of roofers won’t do business in the winter and you won’t want a leak, so make sure everything looks good before a potential problem occurs. You should also check your dryer vent to make sure it isn’t clogged and clean out the gutters.

6. Car inspection
Your car is even more important in the winter when you’re more than likely going to use it more often. The cold weather often makes people look for a quicker solution of getting around, so you should make sure you’re in good running order before it becomes too cold to risk a breakdown. A car inspection generally doesn’t cost a lot of money and can even be done at home if you have a member of the family that knows what to look for. You should consider changing the oil and checking the fluids too as more people tend to pay for this service during the winter rather than do it themselves. You may also want to send her through the car wash and have the interior detailed as a fresh way to start the new season. You should also check out your car’s first aid kid, emergency kit and the condition of your snow chains as these items are especially important when roads are icier and more dangerous.

7. Stock up on produce
It always seems we crave the produce we can’t have because its out of harvest. Rather then pay too much to enjoy your craving you might want to shop the summer produce before it is out of season. If you buy these items in bulk you can easily cut them up and freeze them for meals later in the year. There’s a lot of ways to preserve the delicious taste of summer, so grab the items you need while they’re still cheap. You can start preserving by looking up recipes for pickles, jam and tomato sauce and salsa. These will last for years and will give you the taste you long for when they’re out of season. You may also want to freeze some items into meal plans or create pie filling for when the urge occurs. You should also stock up on the early bulk of fall harvest foods. You can use some of the items as décor until you eat them or can do the same things you did with the summer produce to keep them longer. Shopping this way can save a lot of money though and will ensure you have a good stock of food to last you.

8. Take to the yard
A lot of the time the yard gets over looked when the weather begins to change. However, there’s lots you can do to plan for an easier Spring time blossom. To begin with, you should give your lawn one more mow just to ensure it doesn’t look terrible with long dead grass throughout the cold season. This will also make raking up the leaves a whole lot easier. In some areas you can go ahead and plant more grass seed to take hold before the big freeze occurs. This will allow a fuller lawn when Spring arrives. One of the biggest things you can do is trim your trees and bushes. In the upcoming months your area may freeze over and there might be snowy days. This can lead to the breakage of trees which could harm people or destroy property. So, its always best to get this major chore accomplished before any real damage can occur. Another great thing to do is start up a compost. This is great for the environment and can help you with fertilization in the Spring time. Of course, you don’t have to give up on your garden entirely as there are ample flowers and produce plants that flourish in the fall months.

9. Lighting
Soon it will begin to get darker a lot sooner which means you’re going to use more lights in and out of the home. Before this happens make sure you replace your bulbs, but try to use energy efficient bulbs to make things even more cost effective. This will ensure no one will slip and fall outside do to lack of visibility. If you can create a pathway of solar powered lights to ensure that everyone cans safely pass your walkway. You may also want to consider solar lights for the home, or simple battery operated lights for the kid’s rooms to cut down on power used.

10. Workout Space
We tend to stay in a lot more in the winter and we also eat a bit more, which means we’re looking at some weight gain. To avoid too much over indulgence try to set up a workout area in the home. This will minimize gym and gasoline fees which can help with your overall costs. You can use any space in the home available, even if it means setting up a treadmill in your living room. Some of the more common workout spaces are in the garage/basement or in an office area. Of course, space is always an issue so keep it simply with a small trampoline, punching bag or even a small pilates/yoga area. You don’t have to go overboard to say healthy, but a workout area will encourage you to move more.

Autumn is filled with beauty, but if you’re not ready you could be looking at some major fees. With these cheap and easy ways to prepare you’ll be ready for the cold and might even be able to build up a savings account for anything extra that comes you way. So, get busy because the season change is only a few days away!

A lot of time cafeteria food just isn’t a child’s cup of tea and by the time they get finished crunching numbers and reciting the alphabet they’ve worked up a pretty good appetite. If you’re not careful, after school snacking can destroy your child’s appetite for dinner and leave you spending a lot of money on food that isn’t really necessary. There’s a few ways to cut down on the amount you spend on snacking foods though. With a few simple base ideas to get you started your kids will be full enough to power through their homework and some play time while still allowing space for a healthy dinner. So, avoid the prepacked food aisle and check out these simple and cheap ideas for your child’s after school snacking needs.

1. Quesadilla
If you’re looking for cheap, easy and quick then the quesadilla is the way to go! Your kids won’t be able to resist the cheesy taste, or cheese replacement if they’re lactose intolerant. The best thing about this snack is it can be eaten on the go which is perfect for afternoons filled with activities. As far as price goes, all you need is some tortillas and your choice of cheese. If you buy these items in bulk then you’ll save even more money. These snacks are perfect when your kids have friends over after school as it will only take two or 3 tortillas to satisfy everyone’s snacking needs. If you want to mix it up then add a dipping sauce like salsa or ranch. These snacks can be made more filling by adding extra ingredients like meats or vegetables. Try to utilize leftovers to make it more cost efficient though. You may also want to consider filling the tortillas with cinnamon and fruit for a sweeter alternative. This snack can even be made a little lighter by cutting it into small pieces on nights you’re planning bigger dinners.

2. Leftover Surprise
We all end up with leftovers that we know aren’t going to get eaten, so why not put them to good use in your kids’ snacks. There’s a lot you can do with leftovers so think out of the box to find a solution for the items in your fridge. One great trick is to take leftover mashed potatoes and fry them up. They will develop a crispy crust that kids will enjoy eating. You can even make it fun by cutting up the potato and adding toothpicks for age appropriate kids. If you have meatloaf or other meaty meals in the fridge then turn them into a mini burrito or finger sandwich. Kids will love eating these tiny foods and may even request the leftover version of the food for dinner. Another way to get rid of leftovers fast is to come up with leftover nachos. Simply sprinkle a few chips on a tray, add your leftover to the top and bake for a short time. Kids will be enthused with the new idea and you’ll get rid of so many leftovers that would otherwise go bad. Another kid friend design is the spaghetti taco. Grab a taco shell and add your leftover pasta meal to the inside. You may even be able to get kids to add some vegetables to the top of this treat!

3. Smoothie Magic
If there’s one way to get your kids to eat fruits and vegetables its via smoothie. You can easily mix up a few treats before you pick them up from school if they’re picky eaters. However, if your kids embrace the healthy eating them let them come up with their own recipes. This is a great way to teach kids about nutrition and will help them gain a knowledge of what foods go with what. Smoothies are perfect on a warm day and are amazing when you have lots of after school activities. You can easily use produce you already have in the house, but if you plan on making smoothies frequently then make sure to shop for items in season and buy in bulk when you can. You can always freeze items you know you won’t be using any time soon. If you don’t want to give your children too much of a snack then pre-make some smoothies and freeze them in an ice tray for popsicles everyone will enjoy.

4. Get Fruity
Fruit is full of vitamins and nutrients that kids need to grow big and strong. Fortunatly, most kids actually enjoy eating fruit which is good news for parents looking for snacking ideas that stay within a balanced diet. Although most kids are content with eating fruit by itself there are a few simple ways you can mix things up to keep the fruit snack a little fresh. Freezing grapes is a fun way to provide a cool snack on hot days. Kids will love the texture change as much as they enjoy the taste. Plus, you’ll also be able to keep this seasonal fruit for longer which will save a whole lot of money when it goes out of season. You might also want to consider cutting fruits into fun shapes. This is great for younger kids and will make them feel special. To make the fruit shapes even more fun try adding a peanut butter or yogurt dip to the mix. You may want to try different fruit salad recipes to make the after school snacking even more tasty.

5. Trail Style
Whether you’re on the road a lot after school or your kids love to snack while doing homework, a simple trail mix will make their snacking even more fun. There’s a lot of expensive pre-packaged trail mixes on the market, but you should avoid these as they tend to be rather expensive. Instead, make your own trail mix at home. There’s a lot of recipes online you can try, but it is easy enough just to whip up your own mix to your child’s taste. If the kids are old enough then you could enlist them to help with the snacking process. You can add just about anything to your mixes, but try to keep it healthy. Baked crackers and pretzels are favored by kids, but also add in nuts and dried fruits. On occasion you might consider adding chocolates as a special treat. These mixes can be put in ziplocks for easy access or for a secure place to hold them while in the car!

6. Yogurt
One way to help your kids maintain a healthy digestive system while ensuring they get the nutrients they need is to feed them yogurt. This treat can be tasty on its own but you can also dress it up with granola, fruits and sweets on occasion. You should be careful of the packaged yogurts you find in the store though. Most of these are filled with sugar and will cause your kids to gain weight or have way too much energy. To ensure they’re getting a good yogurt check the labels and look at sugar content. You should also look for artificial sweeteners which can be terrible for the children. To avoid a lot of the problems with yogurt and to save some money you may want to create your own. There’s a lot of recipes online that are simple to follow and will change the way you think about yogurt. If kids aren’t crazy about eating the treat often then add some fruit or granola and freeze it for a creamy popsicle.

7. Eggs
Let’s face it, when it comes to nutrition eggs are at the top of the list, which is why they make a great snack for kids. Eggs are filled with protein and have been known to help kids brains work even better, which is why you should load your kids up on this treat before they do their homework. Eggs are incredibly cheap to buy at just about any store and are fast to whip up. The best thing is, you can do a whole lot with the egg to make them tastier than ever. Try adding cheese and salsa for a south of the border treat, or use sour cream and chives. Eggs can be thrown into a burrito or sandwich for a meal on the go to. If your kids are especially a fan of the egg then try them on an egg salad sandwich, omelet or frittata. You can custom your eggy snacks to suit your kids likes and dislikes too, so don’t be afraid to think out of the box with this snack.

8. Pizza
Your kids will jump for joy when they hear they’re having pizza as a snack. Pizza is really one of the easiest and fastest ways to treat your kids to some delicious foods after school. This snack is particularly good to make when you have leftover french bread and spaghetti sauce after Italian night. Simply smear some sauce on the bread and add toppings and you’re ready to go. If you don’t have french bread then its easy to whip up a no yeast pizza dough before the kids come home from school. Of course, if you want faster and easier then use some biscuit dough from your favorite brand or from scratch. Pizza snacks are a great way to get rid of some of your leftovers too and will help keep the price of snacking down while still making it appeasing to the kids. If you don’t have any leftovers that will work for pizza then try fruits for a sweeter treat.

9. Seeds
Although seeds are good for the youngest members of the household, most school age children should be able to enjoy them without a problem. Seeds are packed with nutrients and offer a fun way for kids to snack. You can make your own seeds at home by backing flavors onto them or you can look for them in the grocery store. One of the best things about seeds is pretty soon you’ll be looking for a pumpkin for Halloween. This will provide you a great opportunity to stock up on some pumpkin seeds so you can store them away for the rest of the year. Seeds can be very inexpensive if you know when are where to shop for them, so if you’re not sure ask around. They’re also a great way to keep kids appetite down before dinner without feeding them too many calories. Seeds are definitely a food your kids will enjoy while working on their homework.

10. Popcorn
What kid doesn’t like popcorn? This is one of the fastest snacks that will appease kids of all ages. Store bought popcorn tends to be a bad choice though, so if you can try to avoid it. These bags are filled with salts and sugars that kids don’t need before a meal time. Instead, try to make your own popcorn over the stove or in a popcorn maker. You can cheaply by the supplies in bulk so you will always have them ready for your kids snacking needs. You can also apply your own flavorings to the popcorn to keep the snack appetizing and to suit each child’s taste buds. Homemade popcorn is lower in calories so your kids won’t have a lot of extra calories in their system. It is also an easy treat to give out while the kids are doing homework or in between weekly activities.

After school snacking doesn’t have to be hard on you or your budget. With these simple starters the world of snacks will be a fun place to experiment for both you and your kids. Pretty soon your children will have their own favorites and you won’t have to clip extra coupons to create them!

Cycling has a world of benefits that can make your life a whole lot better. From giving you a reason to exercise to simply cutting down on your use of gasoline, you’ll be happy you decided to take on biking. After all, the bike is one of the most common forms of recreation around the world for a reason. Although this amazing hobby can save you a bundle of money in the long run, there are still ways in which you can cut down on the price of biking in general. So, when you decide to pick up the hobby or simply upgrade the bike you have you won’t have to fret about destroying your monthly budget. With these tips you’ll really reap the benefits of a lifestyle filled with biking.

1. Second Hand Bikes
Beginning this hobby is when you’re probably going to end up paying the most. Purchasing a brand new bike can cost you up to $300 for a basic model. Instead of jumping into the deep end try looking for a used bike. If you have a family member that is already into cycling then they might have an older model you can purchase or have. If this isn’t the case then check out your local thrift stores. There’s usually a large choice of bicycles that range from children sized to adult sized. However, during some seasons the thrift store might not have any bikes in. There’s always the off chance you could find one at a yard sale though, so keep your eyes peeled and check your local listing for sales in your area. Looking on Craigslist is another great option if you need the bike to be local. Of course, if you’re willing to wait and pay shipping prices then online auction sites are another good option. If you have a used sporting good store in town then they may be able to give you a good deal, but often you will only save a small amount. The same can be said of pawn stores, but there is no harm in checking these establishments as you never know when you might find a good deal.

2. Know What You Need
One problem many newcomers to cycling face is they don’t know what they need in a bike, so they end up spending the extra money to buy all of the bells and whistles. Sure, these items are nice to have, but there’s a good chance you won’t use everything, especially if you’re just getting started. The key to saving money on a bike is to know what you’re going to need. If you plan on riding for a leisure activity on your weekend then you may want to consider a basic cruiser. This will allow you to have some fun without making the experience overly complicated. You may also consider a more basic three speed bike if you plan on commuting to work. Mountain bikes are a lot of fun, but if you know you’re going to be riding in flat areas the majority of the time then don’t purchase one. However, if you’re buying one specifically for the activity then start off with an easier model first. The same can be said for BMX bikes. When you go to purchase children’s bikes make sure they allow room to grow. You can also buy a set of training wheels separately, so you don’t have to pay for the wheels already installed on the bike.

3. Routine Maintenance
Paying for a new bike or even getting the bike repaired can really take some money out of your pocket. Instead of allowing the bike to degrade once you have purchased it you may want to consider doing some routine maintenance. This is easier than you think, so don’t feel overwhelmed by the idea of it all. Some simple items to complete on a regular basis are cleaning the goo off of your bike’s chain and oiling any area that might seem stiff. These two things take mere seconds to complete and anyone can do them. You should also monitor your tires before and after each ride. This will allow you to know when its time to air them up so you won’t have to replace them any time soon. There’s a lot of basic items you can do to the bike, so if you need a list of tasks then do a simple search online. You can even look specifically into issues your bike’s model typically has, which will help ensure you’ll easily keep your bike going for years longer.

4. Sales
One simple way to get more for your money is to looks for sales. Typically, bikes usually go on sale before holiday weekends so this is a good time to start your search. However, you may want to consider subscribing to bike shop newsletters in your area as this might help you cut down on the general price of a bike without having to wait for the holiday seasons. If you’re okay with waiting then you’ll probably get your best deal on a bike during Black Friday. Bikes usually aren’t in season during this time, so its easier for stores to really cut down on the prices of these items. Of course, when you do find a good sale you should shop for bike accessories as well. Helmets, padding and even items for your bike could really make a huge difference if you can find the right price reductions.

5. Get Insured
You might be surprised as to how much you can save by justing having your bike insured. Sure, it might sound like a huge expense to do so, but generally insurance on this type of item is incredibly low. You may even find that it barely makes a difference with your budget and witout having to spend as much money on gasoline you’re still saving a lot more even with the added expense. This insurance tends to help with repairs or replacement of the bike if there is ever an accident or a part of the bike doesn’t work anymore. However, it is also good to have if your bike is ever stolen. The insurance can get your back on the road without you having to spend more money on gas than you should. If you already have renters insurance then you might be covered. Try talking to your provider to see if this is the case. If you are covered then you’re already good to go!

6. Splurge on a Padlock
If you tend to use your bike for intercity community then a padlock is a necessity. We all would love to think that our stuff won’t get stolen, but chances are if you leave your bike unlocked you probably won’t find it when you’re finished shopping. Good padlocks might cost a pretty penny, but they’ll cost a whole lot less than replacing your bicycle. If you’re uncertain what to buy to protect your bike then go into a bike store and ask. Usually store clerks won’t steer you in the wrong direction and you can never have too much lock. You might want to consider purchasing a lock that covers the entire front tire. It can be a real burden dragging the tire into work every day so find a lock that protects the entire bike if possible.

7. Tax Credits
There’s several upsides to commuting to work on your bike rather than rolling out the car. Apart from being great exercise and helping do your part to save the environment, it may also entitle you to a few tax credits when you file this year. The government is all about people living a greener lifestyle, so when they see you’re trying they will provide you with a reward. When you go in to file taxes, talk to your accountant about it. He or she should be able to find the information you need to enjoy this credit. When you do receive your reward you can use it to make your bike more commuter friendly or grab that radio you’ve been missing out on during your commute. Just make sure you have receipts from your biking expenses ready to go when you decide to file.

8. Must Have Accessories
Accessories can go a long way when it comes to saving you money on biking. For example, in most states having a light on your bike is a requirement if you plan on riding at night. Although many don’t plan on doing so, sometimes night riding is a necessity especially in the winter when it gets darker a lot sooner. Paying for a ticket for this can be pricey, so try to find a cheap light. This simple item can also keep you safer, as well as reflectors, so don’t avoid the cost of these items as paying for an accident could cost a lot more and may even cause sever injury. Another great item to have is a GPS. If you ride your bike around town a lot this could be a must. Sure, most phones have GPS, but it is much safer to have a device secured on your bike rather than forcing yourself to hold onto a phone. This could lead to an accident or your phone breaking. A radio is another great way to make commuting more fun. Of course, if you are set on using your phone for these two items then there are special phone mounts that will make it safer for you to use your phone and could offer more protection for the phone.

9. Store It
One very important thing to do for your bike is to store it whenever it isn’t in use. This can be tough if you don’t have the space, but there are precautions you can take to avoid leaving your bike out in the elements. If you don’t have a garage or covered porch then one thing to do is leave it in your home’s entry way, especially if you’re expecting poor weather. Bikes can easily rust, particularly the chain, if they are left in wet conditions for a long time. If it comes down to it then covering your bike with a tarp could be a great way to keep it out of the poor weather without having to bring it inside. If you do happen to ride in wet weather then make sure to wipe the bike down as soon as you can. This will help avoid rust so you won’t have to worry about replacing parts or the bike any time soon.

10. Rentals
If you don’t plan on riding your bike frequently or you don’t have space for a bike then you might want to considering getting a rental. Most bike shops will offer a variety of bikes to rent for a few hours to a full day so you can enjoy a ride during your free time. This is also great if you plan on experiencing different kinds of biking, or if you’re on vacation. You may even discover mountain biking or BMX biking are actually sports you’re interested in which could open you up to new experiences without spending a lot of money. If you’re an everyday commuter without the space for a bike, or you just want to check out the city, then the government has begun to set up biking centers in several cities. These bikes can be rented for several hours and will allow you to get around town without worry. Most of these bikes are also tagged so if it is stolen you won’t have to stress about the repercussions.

Biking can be your favorite hobby if you don’t let money get in the way. With these simple tips you can save even more money on your frugal hobby. So, grab your favorite helmet and let your bike be a guide to adventure and relaxation whenever possible.

The battle between Mac and PC has been going on for decades. Both companies offer a competitive product that helps make living in a technological world a lot easier and more fun. However, when you’re planning on purchasing a new computer you may want to know who actually stands where in this ongoing battle. Price is a huge factor for most customers, but getting a clear answer as to who is going to save you more is quite difficult. The truth is, it all depends on what you need out of your product. When it comes to Mac VS PC, your savings are based on your computer usage. These ten observations will help you figure out which direction you should go though, without forcing you to get trapped in countless arguments and articles over who is better than who!

1. Overall Price
Usually customers tend to look at the overall price of a computer before they make their purchase. This tends to let them know what is in their price range, so they can limit their choices slightly. Although each company offers various things for the overall price this number seems to be one of the biggest deciding factors for customers on a tight budget. So, when it comes to overall price PC is the big winner. You can shop all over the internet and find computers as low as $200! This is great for anyone looking for a quick replacement in a hurry. Of course, if your budget allows a bit more to play with then you can choose from a variety of upgraded computers on the PC market. There’s so many makes and models you can get for under $1k that it might take some time to choose which computer you want. Mac isn’t the best option for general price because you can end up spending thousands on the small selection of models they currently have. In fact, if you wanted a Mac at a price as low as PC you’d have to find a used model.

2. Durability
The amount of time your computer is going to last can be a huge factor in your decision. Both brands will give you enough use out of the machine until a sleeker more advanced model is to be released; however, Mac is the way to go if you’re looking for something that isn’t going to break quickly. Generally, PC users tend to replace their machines every 2 to 3 years, but with proper care the computers can last for much longer. Mac, on the other hand, is known to last for several years. You can purchase a machine and have it good a decade later in many cases, which can be a real money saver. These machines are especially good for anyone who spends hours at a time on the computer as you’ll get more use out the machine where a PC might lose quality after such tough usage.

3. Susceptibility
Viruses can be the bane of your existence. If they’re not causing problems with pop ups and slowing down your machine then they could be stealing your information and causing your machine to shut down. So, of course susceptibility is a huge thing to consider when it comes to your computer. Unfortunately, PC is more widely used and also has a lot of open components that can be attacked by a wide variety of viruses. When you purchase a PC you’ll have to make sure to find a good anti-virus program in order to keep your machine safe and in working order. These can be pretty pricey, so you may want to consider this when you’re pricing your computer. Macs don’t have a lot of issues with viruses, so you won’t have to stress as much about people getting your information or attacking your system. This will allow you to cut down on anti-virus and tech support costs.

4. Customization
Most people love making their machine, well, theirs. Customization is a huge part of today’s society and everyone wants a little something different. For instance, if you’re a game then you may want a better graphics card and larger memory so you can enjoy a larger variety of complex games. Musicians might want a better sound card and speakers. Some may even feel like switching up the colors of their laptop. No matter which way you need to go there’s one system that stands out amongst the other. When it comes to PC you can use your imagination to build up the machine of your dreams. Typically parts won’t compare to those of Mac and you may even be able to customize before you even get your computer if you order online. Of course, when a part of your computer breaks you may also want to consider a small upgrade. For instance, if your hard drive goes then purchasing a new on with more memory is definitely affordable with PC. Mac tends to be more about providing a few machines that go further, so you might not have a lot of freedom here.

5. Software
Software is where things get a little more complicated. If you love a wide variety of software then PC is for you. There’s a lot to choose from and most software has more support than Mac does. This is especially important if you are looking for cheaper versions of popular programs, especially in word processing and image editing. There’s several generic programs to choose from here that all run smoothly on the PC. Of course, this also means that software can be purchased for slightly cheaper, thus saving even more money. On the other side of the spectrum, Mac users have applauded their selection of pre-installed programs. There’s some exciting programs for video editing and music editing that you won’t pay any extra for. You can also get the popular brands like Photoshop for the Mac. So, when it comes to choosing a computer on software go with what you this will be best. Try looking up some reviews for different devices to get a greater feel of how people feel about the software on their machine.

6. Operating Systems
PC tends to come up with operating systems frequently and if you want to keep up then its up to you to either get a new machine or upgrade. The only drawback is the new operation system could set you back hundreds per computer in your home. Another major issue with this is the system are often bugged when they first come out, so you may deal with quite a bit of frustrating before all of the kinks are worked out. Mac tends to upgrade their systems far less and when they do it is only a small fee to upgrade the system you already own. This can be a big money saver, especially if you have your Mac for a long time. However, many Mac users are not downloading special programs so they can use PC’s Windows on their Mac machine, so this may indicate that the Mac ios system isn’t as great as its competitors.

7. User Friendly
After price, one of the biggest factors of a purchase is how user friendly they are. When polled most people find PC to be the easier system to use. This is largely because most people learn how to use a computer on a PC. Due to pricing PC tends to be the leading computer in schools, libraries and the common home. Thus, learning a new program is far easier to do on these machines. Although many praise Mac’s software for running faster, a lot would prefer to use just about any programs on a PC because using the program seems easier and less taxing on time constraints. You should consider what you find to be more user friendly before you purchase though. This can lead you to spend less on tutorials or tech support when learning a new program.

8. Accessories
When it comes down to it, Mac and PC has accessories that are fairly equal in price, so don’t let this be a huge factor in your decision. However, if you’re looking for a lot of accessories then PC is probably the way to go. There’s a lot of accessories compatible for this machine and you can even find generic products to help save even more money. From working on graphic design to playing arcade style video games there’s a wide assortment of items you can choose from without having to go overboard on the price. Mac had durable accessories, but when it comes to shopping for higher priced items like drawing tablets then you still might find PC’s pricing a whole lot better.

9. Availability
If you’re looking for a computer you can buy locally then PC may be your only option. Mac isn’t widely sold in stores, so you may have to go out of your way to actually find a location that stocks them. You may have an easier time looking at your local technological store or even department store for a PC as you won’t have to waste gas going from location to location. PC is pretty much anywhere you can buy a computer, whereas Macs can only be found in specific stores. Thus, if you don’t have a place that sells Macs near you then you’re going to have to go online, pay some extra fees as well as a shipping cost. Then, you’ll have to hope that the package makes it on piece and you’re home when it is delivered. Otherwise, you’re going to be filling out some paperwork and doing a whole lot more waiting. So, if you need a computer fast, don’t want to shop online, or don’t like shopping around then PC is the way to go.

10. Games
If your main platform for gaming is the computer ten this mght be a huge thing to consider when it comes to shopping for the right machine. Although Macs can run faster the right upgrade for a PC can keep your games running smoothly too. Of course, one major factor in this debate is who is going to have the best games. Well, it turns out that PC has a lot more games released for it than Mac does. This can really change up your opinion, especially if you like to play all the latest titles. Before deciding on which machine to get you should make sure to look online and see how many of your favorite games have been released on which machine. You may also look at the price difference between the games. More often, PC is the leader with the games as well as the prices. PC also has many accessories that make the gaming experience a whole lot better.

This debate will probably go on for years to come, but you shouldn’t let it affect your choice. Instead, look into the areas of the machine that are going to suit your needs and work from there. With this basic guide you should be able to find just what you’re looking for in a machine which will help you get your money’s worth so you won’t have to worry about budgeting even more money for your computing needs.

Planning a party for a child can be hard, especially during the school year. There’s a lot that needs to be handled before you can have guests over, but budgeting can really put a stop to some of your plans. There’s a few ways you can silence your budget without leaving yourself in trouble afterwards though. From games to party treats, if you know how to save money on the little things then the big things won’t leave you in a financial slump. With these ten party tips your children will have the birthday party they’ve been waiting for and you won’t have to lose sleep over the cost. So, relax and let the planning begin because they’re only young for a short time and budgeting should never put a halt to your family’s happiness.

1. Plain Supplies
Kids love themes! However, going with a theme for all of your party supplies can really run your budget straight into the ground. The more guests you have, the more supplies you’re going to need so do you really want to pay double to triple the amount of money just because the item has your child’s theme on it. The worst thing is, these items are going to go in the trash can anyway. To solve the problem stick with plain supplies wherever possible. This doesn’t mean you can’t have a theme though. The best thing about plain supplies if you can buy them in just about any color, thus you can color coordinate with the theme without spending the extra cash. Another great thing about plain supplies is you can buy them in bulk whereas the plates with the superhero on them only come in a small pack. So, instead of purchasing multiple items you can get away with buy one big package of plates, napkins, cups and cutlery. You can even follow this rule when it comes to balloons, table clothes and streamers.

2. Entertainment
When it comes to kids’ parties enertainment is one of the most important aspects. If you don’t have enough activities going on your party could go sour fast, and by sour I mean sheer chaos. You don’t have to empty out your savings account to pay for entertainment though. There’s no needs for clowns, bouncy houses or anything totally unnecessary. One of the easiest ways to entertain is to dress up yourself, or have a friend or family member do so. From superheroes to princesses, this is a great way to make your child feel special. Of course, there are other ways to keep kids busy. Try basing some games outdoors if the weather allows. Water balloon fights, relay races and simple games like tag are always a hit with the kids and will help them work out some of that energy. If the weather leaves you stuck inside then try games like musical chairs, pin the tail on the donkey or set up the house for a sock war. If you’re having a smaller party then board games or games like BINGO always work out in your favor. Make sure to base the games around age group though. If all else fails, put on some music for a little dance off or let the kids sit down and watch a favored movie.

3. DIY decorations
You don’t need to go all out for decorations. In fact, making your own can be a lot of fun for the entire family. To start off, you may want to purchase poster for some Happy Birthday signs. You can place these in the yard as well as on the interior or exterior of the home. Another idea is to take a roll of paper, which you should be able to buy at a craft store, and draw on it to create a personalized table cloth. You can even have guests sign it so it becomes one large birthday card. You could also take the paper and draw a picture that pertains to the theme of the party. Once you have it all finished, tape it on the wall in the main party room for a cool look that your child will love to show off. Streamers are simple to make with tissue paper, or you could use recycled paper to create confetti. To add a really special touch try making your own party invitations, but make sure the child helps so they’re special to the guests. If you run out of ideas there’s a lot of tutorial pages online about party decor that are fun to try out.

4. Cake
For many, the cake is the most important part of the party. It gives everyone a chance to bond over the birthday boy/girl and satisfies the sweet tooth. This shouldn’t intimidate you from baking your own cake though! There’s a lot of from scratch recipes that will help you make larger batches of cake that aren’t hard to make. Of course, if you’re not up to the work then you can cheaply buy a cake mixes to help satisfy the guest list count. When the cake is made make sure to let it set before icing it. If you plan on doing a major design on the cake then try utilizing ziplocks in order to control your icing. You could also use an edible print out to suit your child’s theme. These can be purchases inexpensively at many bake stores, so make sure to call around and ask for prices. If you’re looking to save even more money on the cake then make your own icing. Its simple to do and you can use food color to make an assortment of colors. If you can’t make the cake yourself then consider buying from a bulk store, rather than a bakery or department store. These locations usually have large cakes on hand for less than $20.

5. Goody Bags
Kids love goody bags at parties, but if your budget is tight you may want to forget about them. However, if they seem to be a must have then there’s a few ways to get around the huge price tag many parents pay for them. One cheap item to add to the goody bags is a simple thank you note from your child. It will show appreciation and people will love reading them. If it is age appropriate you can always add a few balloons inside of the bag. Kids will love playing with these after the party is over. Most people attach a balloon or two to the bags which is an excellent way to get rid of some of your surplus. If you’re looking for fun things to add to the mix then try looking at a dollar store. For around $5 you should be able to find an assortment of little toys to put in the bags. You might also consider buying a bulk bag of candies for a little extra space. You don’t have to buy special bags for the treats either. Try decorating plain brown bags or wrapping the goods in wrapping paper. This is a great trick if you plan on tying a balloon to it as the ribbon will ensure the bag stays closed.

6. Food
Food can be a big part of the party, if you let it be. If you’re on a budget then you may want to stick with only serving cake. However, if you’re having a longer party or want to add food to the mix then there’s a few simple dishes you can serve. When it comes to kids you should always think small. Biscuit pizzas, finger sandwiches and chicken nuggets with fries are always a cheap and easy bet when it comes to snacking. If you’re looking for easier items to make then consider a homemade dip with fruits, veggies or chips. Remember to think simple and cheap and your meal plans will go much further.

7. Beverages
Beverages is a great place to get creative without having to worry about spending too much money. One of the best things to do is work up a batch of Coolaid. You can even choose different flavors to appease a wide variety of children. This will cost you mere cents and is pretty much kid approved automatically. If you want to add a little flair to it then consider adding some fruit to the mix. This will keep kids surprised and will fill them up more than a regular beverage. If you really want to have some fun then give your drink a name like bug juice, superhero potion or princess cocktail. Kids will love it and you can work it into the theme of the party. If you don’t know where to start then try looking up recipes online.

8. Keep it Small
When it comes to parties the smaller yours is the less you’ll have to spend. Of course, with school in session it is harder to keep parties to a minimum. Generally, it is school policy that you have to send an invite out to every child in class, but you may want to stop the invites at this level. The more classes you involve in the party, the harder it is going to be to keep it financially suitable. If you can, try to keep your child’s party private. Rather than passing out invitations at school as your child to get their friends phone numbers and mailing addresses and sent the invitations that way. This will cut down on the number of people at your party so you can plan cheaply and efficiently. If you’re worried then just keep the party within family, close friends and neighbors.

9. Stay at Home
Planning a party often mean paying deposits for locations, applying for permits and other hidden fees that can ruin the entire party budget. Rather than spending all that money on a location you should try to plan the party at home or at a relative or friend’s home. This will cut down on a whole lot of fees and will ensure the party is more controlled as you will be comfortable in your surroundings. The backyard is always a great place to decorate and plan the party, so don’t be afraid to go all out here. If you have to keep the party indoors then consider pushing the furniture out of the way to allow for more space. It might seem like more work, but you’ll be happy when the party is over and you see how much you saved.

10. Themes
Themes are a great way to give your kid a personal party that makes him/her feel special. However, they can be a bit pricey to follow. Luckily, the internet is a good source of materials that can help you make your theme come to life with only a few print outs and a little creative energy. Try looking online for wall decor, like pictures of the themed item. Put these us with a little tape and you’re ready to go. You can also find invitations, thank you cards and other party musts. One great thing to do is print out coloring pages that suit your theme as these will keep kids busy. One great idea is to print our paper dolls to use as decorations and party favors. Kids will love coloring theirs and it will make the party a real hit.

Kids love sharing their birthday with friends, so don’t pass up such a big occasion for them due to budgeting problems. There’s ways to enjoy your child’s birthday while still throwing a party that doesn’t cost you an arm and a leg. When you plan with these ten tips you may find that parties aren’t anything to be afraid of. So, enjoy the moments while they last!