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Archive for February 27, 2015

Keep Puppy Season Frugal with these Pet Friendly Tips

As we began to ease into March you may want to consider if you’re going to celebration National Puppy Day by getting your own fur baby to love. Although the holiday isn’t until March 23, planning for a puppy and picking one out can take some time and shouldn’t be taken lightly. If you’re on a budget, but plan to add a new member to your family soon there’s a few tips that can help save a bundle of money on your new pet. With the financial burden put to the side, you’ll be able to make a clear decision about your new dog which will certainly be helpful if the children beg you to take home the whole litter!
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1. Adopt
There’s a lot of money to be made by breeders during this time of year and it’s often hard to overlook the adorable puppies advertised around the neighborhood/community. However, before you spend a small fortune on a puppy that is pretty much guaranteed a home somewhere, you may want to consider making adoption your first choice. There’s a lot of dogs in shelters and more arrive each day. Some aren’t so lucky and end up in shelter’s who can’t keep them for more than a week or so without having to terminate them. By choosing a dog from a shelter you’re not only saving its life, but you’re also providing aid for that shelter which could help save other pets’ lives too. That being said, adoption also comes with its perks. Your pet will already be spayed or neutered if they’re of age. If not, the shelter will provide you with a voucher to have the surgery completed when the pet is old enough. It will also have all of its shots updated so you won’t have to worry about this expenditure for a year or two, depending on the shots.

2. DIY Grooming
Taking your dog to the groomer may seem like the most convenient thing in the world until you realize how much you pay on this service each year. Rather than hand over a lot of money, try to give your pet the grooming it needs on your own. A lot of dogs are actually quite easy to groom. For instance, many short hair breeds only require a bath and toe nail clipping. Of course, if you do have a high maintenance dog then it may take some time to get down the grooming routine. However, thankfully you can find tutorials, including videos, for just about every breed’s grooming needs which will make your job so much easier. You should try to pick up grooming tools from a feed store as they tend to have them at a cheaper price. Of course, you may also ask around to see if you can borrow these items from friends or family. Finally, try to buy your pet’s soaps in bulk. Look for cheap brands when deciding, but make sure the ingredients won’t harm the pet. You can easily do research on most brands online. You may also consider working in flea and tick control into your grooming routine to save even more money.

3. DIY Tags
Customized dog tags don’t run cheap and if your pet has a tendency to bury collars then you’re going to be paying a lot of money to ensure your dog can be returned if lost. Sure, microchips also help with this problem, but it’s important to also have a tag in case a finder isn’t willing to take your pet to the vet or local animal control. Instead of paying $20 for an engraved tag you can easily make a custom tag using shrink dink paper or a similar product. All you have to do is create the design you want on the paper and then bake it. The design, including your address or phone number, will remain on the tag which will shrink down to the perfect size for your collar. If you like to keep your pet festive then this is a perfect option for you as you can change out the tags as often as you like without having to spend too much.

4. Go Durable
It’s really tempting to buy cheap items when you’re starting out with a new pet. Although the items may be a cheap solution to a problem you’ll probably find that you’ll soon be replacing them. You shouldn’t get into the cycle of buying cheap item after cheap item, especially when it comes to collars, mussels and leashes. You will want these items as study as possible as it is their job to keep your pet from getting away from you. So, instead of quadrupling the price of your expenditures in this area you can simply buy a high quality item the first time. You may not feel like it’s worth it when you walk away from the cash register, but after years of use you’ll be thankful you made the investment. Of course, you can try to combat the high prices by using coupons or shopping during sales! You should also do some research to make sure the item is as high quality as its price tag suggests.

5. Vaccinations
Vaccinations are crucial when it comes to your pets. You can’t get around getting them as your dog will get sick and it could possibly be fatal. Not to mention, in many places dogs must be registered which means showing proof of their vaccinations. Don’t worry though as you can save big time on shots! Your first option is to administer the shots yourself. It may not be a pleasant experience for either of you, but your pet will be safe from common diseases as well as rabies. You can buy shots from veterinary clinics as well as feed stores for a low price. However, some places will not allow you to give your pet a rabies shot, so you may have to go into a clinic for this one. Your other option is a clinic. Usually many animal shelters will offer a clinic beside the shelter which allows family’s to bring in their pets for spaying/neutering as well as vaccinations. They do charge a bit more than you’d pay at a feed store, but they also print out a record and give you a reminder for next time’s shots. You may also want to find locations that do shot packages. These places can sometimes offer a good deal, but make sure you shop around before choosing one of these places.

6. Pet Insurance
You wouldn’t want your family to go without health insurance so don’t let your pet go without either. You can pick out health insurance for a low monthly price, so you won’t have to worry about working your budget around the new fee too much. Insurance really comes in handy for all of your pets needs though. For instance, most plans will cover your annual checkup as well as vaccinations, which could cost you at least 2 to 3 months of your insurance bill alone. Most insurance companies will also cover walk in visits and the majority of charges for medication. The policy also comes in handy when your pet needs a surgery or tests completed. Finally, some insurance policies will even help discount medical foods that your pet may need, which could save you big time in the long run.

7. Bulk Buys
Depending on your breed of dog, you may find yourself shopping for dog food a whole lot. One way to remedy this problem while saving a whole lot of money is to shop in bulk. You should be able to find bulk dog food at your local feed store as well as your favorite wholesale store, like Costco or Sams Club. You may want to try to find a good brand though as some of the bulk foods can be nutritionally lacking or bad for your pet. You can usually decide if a brand is good by looking at the label (if the natural ingredients are first, you’re better off), but you can also do a little browsing online to see which bulk brand is good for you. If you have a specific brand in mind and can’t find it in wholesale stores then contact the manufacturer and see if they can help you out. You may also consider buying bones in bulk, but make sure they are breed appropriate. Many stores as well as butcher shops should be able to help you out with bulk bones if you ask for them.

8. DIY Dog Toys
One of the biggest expenditures when it comes to dogs is their toys. Big dogs especially seem to go through toys like they’re going out of style. Although it’s easy to stop by a store and pick up a new one every time you throw one away, it may also run your budget down very quickly. You can easily remedy this problem by making your own toys. For instance, make a hole in an old tennis ball and string some rope through it. This makes a great chew toy as well as a tug-of-war toy that the two of you can use together. You may also want to invest in some frisbees as these cheap toys can be turned into a variety of items that will help save big time. Finally, if you’re looking for a simple toy for chewing then braid some rope together and you’ll be good to go!

9. Frequent Walks
You may be surprised that one of the best ways to save money on your new pet is to actually take it for a walk. The more walking you do the better off your pet will be, especially when they’re younger and need to burn off some energy. Walking your pet is a great way to keep them and you in shape which will mean you’ll have less medical problems on both ends of the spectrum. Apart from keeping you healthy you won’t have as many behavioral issues as the pet will get most of its energy out while walking, thus you’ll have more control with discipline and training. Walking also keeps pets from chewing, having accidents in the home and other mishaps that may have you pulling your hair out during the initial homecoming period. If you have children old enough to walk the dog in your home then it’s a great way to get them outdoors too. Not to mention, if you all take turns walking the pet your dog will get out even more!

10. Keep It Simple
When it comes to your dog, you may believe that princess dish was made just for her, but in reality it’s an expensive ploy to make you feel good. Your pet doesn’t need the red carpet so keep it simple wherever you can. You can even shop at the dollar store for buckets to feed your pets. This is especially good when it comes to those big breeds. Dollar store food storage containers also make easy feeding and watering bowls for your pets. You should also consider this when it comes to your dog house. You can pay a fortune for a premade home when building one is easy, fun and a lot cheaper. You’ll even be able to take more pride in your dog’s outdoor home. So, before you buy something try to consider other options that may be cheaper and easier decision. It’ll save you a whole lot more than you’d think.

Having a new dog can be a great gift for the whole family, but the costs can be out of this world. With these tips you don’t have to let the price hold you back! Now, you can enjoy having your new family member while also ensuring your rainy day fund stays put.

Spring Break Tips That Will Refresh You and Your Budget

Although much of the world is still getting bombarded by snow storms, Spring Break is right around the corner. With March only a couple of weeks away you may want to start thinking about how you’re going to escape from your winter wonderland and enjoy the beautiful fresh air and warm sun. However, if you’re stressing over your budget the idea of a Spring Break may seem hopeless. There are ways you can get around some of the main financial aspects of taking a Spring Break vacation though. With a little thinking outside of the box and a whole lot of strategic planning you should be able to schedule your Spring Break getaway without stressing over the huge price tag.
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1. Choose the Right Hotel
There’s a lot that can be said about the right hotel! If you choose correctly you can end up saving a whole lot of money throughout your trip. For starters, when you call to make a reservation you should ask if the room has a microwave and mini-fridge, or even if there is access to such items in the customers’ lounge. These two simple items will help you save more money than you can imagine on a trip. With these items in your room you can strategically buy groceries so you don’t have to worry about spending a lot of money on eating out. Groceries for a few days shouldn’t cost you a lot especially if you keep your expenditures on the cheap side. Even buying TV dinners will cut the cost of your meal needs substantially; however, picking up cold cuts and other sandwich supplies may cut your budget down so much more. A great hotel choice will also offer a continental breakfast, or snacks throughout the day. This is also a big budget saver. Finally, check and see if there’s a pool, workout room or other facilities that will keep you happy and busy during your stay. The more time you spend in the hotel the less money you may spend on the vacation.

2. Last Minute Specials
It’s always smart to try to get your Spring Break booked well in advance, but a lot of us don’t have this option. Between juggling finances and securing time off work, it’s a little hard to know if we can hop on a flight months in advance. There is still a way for all of us late planners to save though. Last minute deals can be found just about anywhere online. The first place you should check for these deals is on your airline tickets. Typically, you can be put on a wait list to see if a seat is available to you on some booked flights. This may mean you’ll have to be packed and ready to go at a moment’s notice, but it will be worth the savings. Other airlines may squeeze you in on red eye flights, depending on their policies. You can also look for these savings on hotels. Many businesses will lower the price of a night’s stay if they can’t fill the rooms. Of course, this may mean jumping between hotels, but the savings should be worth it. Finally, you should look for these savings for activities in the area. Sometimes people will cancel which will leave an open, and discounted, slot just for you!

3. Look For Discounts
One of the keys to saving big on your vacation is to actually look for discounts anywhere and everywhere. It may seem a little tasking at first, but after the first day of asking every venue about discounts you’ll be a seasoned pro by the end of the vacation. A lot of businesses will offer more discounts than you imagine, especially during tourist season, so if you have anything that may be considered discount worthy make sure to ask. One of the most popular discounts, especially during Spring Break, is student discounts. Make sure you have your student I. D. with you at all times though as you’ll probably have to flash it a few times. Other popular discounts would include military discounts, senior discounts and some may even be given for insurance companies.

4. Plan for a Cheaper Destination
If you’re planning to catch a flight to one of the top Spring Break locations then you may want to put a halt on those plans while you’re trying to save your budget. Instead of hitting the hot spots try to check out a less popular area during Spring Break. There’s plenty of sunny places to choose from, so do some research to find some place that suits your needs. Usually when you fly to a less popular destination the prices aren’t as expensive because they’re not as in demand. You can also get a room for less than you would in the peak areas. Of course, one of the best things about places that aren’t as traveled to is there will be less people, which means shorter lines, more space on the beach and generally less time waiting to have fun and more time actually having it. Between the reduced price of airline, hotel and transportation prices you should save a whole lot more than you’d expect. Of course, when you add on the savings of food and entertainment, you may start to wonder why you didn’t think to Spring Break like this before.

5. Camp Out
Spring Break is one of the prime times to enjoy a little camp out. It’s not too hot to make the trip unbearable and in most places the air will still be crisp and refreshing. The best thing is, you can camp a lot of places for little to nothing. If you’re not going far then you may base your vacation around your camp out. You’ll be able to spend more time with Mother Nature and won’t be tempted to go shopping and spend lots of money. Of course, even if you’re traveling for Spring Break you might want to skip out on the hotel and pitch a tent on the beach. Many beaches won’t allow you to do this without a permit, so make sure you know the rules before you plan anything out. However, many beaches have designated camping areas, so with any luck you can plan your Spring Break around one of these locations. Although you won’t have the warm bed you may have in a hotel room, you will be able to fall asleep to the beautiful sound of crashing waves every night and that’s a comfort that money doesn’t have to pay for.

6. Skip the Restaurants
Eating out often ends up being a huge part of the vacationing process. There’s a lot of delicious foods out there to try and who doesn’t love having a nice dinner with friends when you’re away from home? Of course, the price of eating out doesn’t always flatter the budget we’re working with, especially if we already stretched things out to afford the price of a hotel and airline. If you don’t have a lot of money to spare on your trip then don’t eat out 3 times a day. Instead, find a local grocery store, preferably outside of the tourist area, and stock up on foods that are easy to eat throughout the day. This will allow you to enjoy more of the vacation without stressing out over your budget. This may even help you feel more energized throughout the day as you’ll have less heavy or unhealthy foods in your system so you can enjoy the time you have out a lot more. There’s even foods you can buy to protect you from the sun! If you do feel the need to eat out, or there’s something special in the area you just have to try then keep it to a minimum. One or two restaurants throughout the duration of the trip may be the best way to save on money while still getting more out of the experience.

7. Staycation
There’s no law saying Spring Break has to be spent elsewhere, which is why a Staycation might be right up your alley. There is a whole lot we miss when we’re caught up with work and trying to stay in tune with our personal life, so it may be rewarding just to get out and see what’s brewing in your own neck of the woods. Try out a new restaurant you’ve been meaning to check out. Enjoy spending some time on a new hiking or biking trail. Or, you may even want to simply go out to the movies. Whatever you choose to do, try to look at it with fresh eyes and absorb the relaxation time so you can feel renewed when the staycation is over. If you want to save even more money then try to look for some free events. There may be live music in the park, a new art exhibit or something entirely unexpected. These freebies will help keep you busy throughout the holiday without forcing you to spend anything, which means you can return to the hustle and bustle without worrying about the amount of money you spent.

8. Public Transit
If you have to travel far to get to tourist attractions during your vacation then taxis or driving yourself may not be the best of options. Taxis will add up your spending very quickly and you may not be able to budget accordingly due to varying taxi fares. Driving yourself also means spending more money on gas, but the biggest expenditures of all will have to be for parking which could cost you more than $20 a day! The best thing you can do is stick with public transit whenever possible. Typically you can get a daily travel pass for a few dollars which will allow you to get around town for next to nothing throughout the day. You may also want to consider renting public bikes to add fun to the traveling aspect of your vacation.

9. Groupon
Social media inspired coupon sites are a great way to save money on entertainment and dining while you’re on vacation. Before you head out try to keep an eye on the latest deals for the area you plan to travel to. This will allow you to plan your trip around cheap entertainment so you’re less tempted to spend money where you shouldn’t. Groupons are perfect for families on vacation, but are also great for friends that plan to travel and stay together throughout the trip. Typically the more people you can get in on the deal the less you’ll have to pay per person, which is great for tight budgets. You may also be able to get into some of the top restaurants in the area using this method!

10. Budget
Before you set foot out of your front door make sure you have a game plan for the trip. Budget out a figure so you know what you have to spend throughout the trip. Try to have the airline and hotel paid for before you leave and then pull out cash for the rest of the spending you plan on doing. While you’re on vacation only pay for things using cash. It will help you stick to the budget and not go overboard with frivolous expenditures. If it helps, keep money for food and other items in separate envelopes so you don’t stray. You may end up coming home with money to spare.

Spring Break is a much needed time for relaxation and sunshine, so don’t skip out on the fun because your finances are too tight. These ten tips will help you have the time of your life, without the price tag so you can feel refreshed until your next vacation.

Fresh Makeup Tips That Will Make You and Your Budget Look Incredible

Looking good costs money, but sometimes our makeup budget doesn’t always coincide with our love for shopping for new supplies. From the wide variety of colors to the must have cover up options, there’s a lot of ways your budget can be destroyed by your cosmetic choices. You don’t have to go overboard with makeup shopping anymore though. With these ten simple tricks you can get more out of each item you purchase while saving a whole lot of money on the shopping process. Now, you can enjoy playing with your look without worrying about how much product you’re using. With a few technique changes and a little know how, your makeup collection may look like it belongs on the set of the movies, which can’t hurt your style, right?
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1. Use All of It
One of the biggest ways we lose money on our makeup investments is by throwing the items out before they’re actually finished. Sometimes it may seem impossible to get the last contents out of a container, but there’s ways to stretch your makeup even further if you’re up to the challenge. For starters, when you feel like your make up container may be empty then simply cut it open. There will be enough make up there for a couple of uses if not more if you’re using it conservatively. You may want to store it in a ziplock to prevent messes, but other than that you should be able to stretch your next purchase out a few more days. If you think your mascara is running dry then simply add some warm water and shake the container. Before you know it you’ll have lovely lashes again without having to buy more. You can also do this with tinted lip gloss! Perfume is another expensive item that can easily go to waste if we don’t bother with the last drops in the bottle. Rather than throwing it out, put the drops into unscented body lotion and you’ll be able to enjoy the smell for months longer!

2. Recycle
Recycling is a big deal with many of today’s products. It helps keep beauty products more ecofriendly and allows you to leave less of a carbon footprint for the next generation. With that in mind, many high end companies will actually take your old product cases and exchange them for new items or credit towards new items. You may have to check to see which brands do this and where you can turn in your old containers, but it will be well worth it once you know how and where to recycle this way. Make sure you’ve removed all of the contents from the containers this will make the process more efficient. You can also transform your containers and brushes into other things. For instance, mascara brushes for your high end products can be reused for cheaper product so you can achieve a better over all look. You can also use these to get rid of flyaways and to clean the home. Some containers can also be reused for homemade lotion or makeup, which will help save money and the environment. A lot of companies are also trying to switch their products to plastics that can be recycled, so keep an eye on your products to see how you should properly dispose of them.

3. Refresh Old Supplies
Old supplies don’t always mean they belong in the trash bin. There’s actually a few ways you can make your older supplies feel like you just bought them, which is perfect when you’re looking to save money on makeup. For starters, old mascara can be dry, sticky, clumpy and an absolute nightmare to work with. Rather than giving it the boot try adding a drop of saline to the container and shaking it up. In no time you’ll have easy to work with mascara that will make you feel fantastic. Don’t have saline around? Don’t worry, all you need is a mug of hot water. Place the mascara in the water and let it sit for a moment or two. Powdered products can also be a total nightmare when they break, especially if it’s your favorite shade of eye shadow. This can easily be fixed by placing alcohol in the container and smoothing out the powder. Once dried you’ll be able to use it like new. You can even stick a cotton ball into the container to prevent it from breaking.

4. DIY Supplies
Makeup and accessories doesn’t always have to be made in stores! In fact, you can do a whole lot with supplies from home that cost next to nothing. For instance, instead of buying make up remover you can easily replace it with Johnsons & Johnsons Baby Soap which is gentle on the face and incredibly affordable. You can also craft special wipes using baby wipes, coconut oil and water. If you’re a fan of thick and long lashes then don’t pay extra for special formulas, instead, apply baby powder to the lashes before using your mascara. Easy to apply eyeliner is also a breeze to make at home using only charcoal and coconut oil. It may seem too easy to believe, but you can go crazy with all of the DIY make up tips. One trick that is especially helpful is to heat up broken lipstick using a match or blow dryer. You can blend old lipsticks together this way, or create your own and add it to an old tube. You can also make those lips look even plumper by adding cinnamon oil to your lips. Finally, you can even recreate your favorite mineral makeup which isn’t the cheapest makeup on the planet.

5. Never Shop At Eye Level
Shopping for makeup can be a lot of fun until you make your way to the checkout counter and find out how much you’ve really spent. Rather than letting this be a surprise, cut down on your temptation by avoiding the eye level areas on the shelf at all costs. Stores will place their more expensive items here because they want you to buy them; however you may find items of equal or greater beauty on the top or bottom of the shelf. The best thing is, these items will cost you a whole lot less than those attention grabbers calling your name. If you can’t avoid the section, which it is hard to do, you may want to go ahead and pick out items you like. Then, once you have a good idea of what you’re looking for, match the items with those you find on the lower or higher shelves. You may even find that you enjoy some of the shades you find there even more than the shades you originally picked out!

6. Shop Online
When it comes to makeup, shopping online is probably one of the best choices you can make. Local stores may present you with deal every now and then, but shopping online is the easiest way to ensure you get a good deal every time. You not only get a chance to shop around, but you can shop directly from your favorite brands website in order to save more money. Shopping online may also provide you with a greater selection as many stores won’t carry every product you’re looking for especially if the item isn’t on the popular list. Many sites will also allow you to sign up for their mailing list which will offer you plenty of online coupons that will cut down on the total price of your purchase. Of course, for many people one of the biggest draws to shopping online is the free samples that come with most orders. This is a great way to try out new items and will help stretch out your makeup supply.

7. Look For Generics
The makeup world is filled with top brands that will make you feel like you’re a star. Of course, these brands could also lead you to shell out up to $50 or more for one product item! If you’re on a budget this isn’t exactly the way to cut back on spending. There is a way to enjoy some of the same looks without spending a small fortune. This is easily done by looking for the generic version of your supplies. Although you may feel lost at first, doing this will get much easier as the time passes. In fact, there’s even many blogs dedicated to comparing makeup brands with their generic counterparts. If you follow these guides you should be able to enjoy generics with little research on your end. With all the great hints online, there’s no reason why you’ll need to spend so much for makeup when a generic item will run you less than $5!

8. Flash Sales
Although it may be a bit harder to plan your shopping excursions, flash sales are a great way to get more for your money. Most online stores hosts these from time to time, but even some local stores will offer random temporary savings. The best way to keep in touch with flash sales is to subscribe to your favorite brands mailing list. Whether its online or locally, they tend to give members or subscribers a heads up before the sale begins so they can be ready to shop. Some members may even get a discount on sales items, so make sure to sign up whenever you like a new website. If you’re not sure about shopping this way then try to refrain from buying makeup until a sale pops up. This will allow you to save up so you can see how much money you’ll actually spend when a flash sale arrives. You may be surprised by how little the price tag is.

9. Buy Bulk
If you like a specific type or color of makeup then you may want to look into buying it in bulk. A lot of the time if you get in touch with the manufacture they will cut you a deal on your bulk purchase which will save more money in the long run. You may also be able to find the items in bulk stores like Sams Club or Costco. These items will definitely have a price cut and will help your makeup budget last longer. Often, makeup is released for only a short time so if you’re not interested in the classic looks then you should stock up before your choice disappears. Sometimes, companies will release an item at one price and then we’re they’re about to take it off the market the prices will go up for those looking to stock up. So, rather than buying late in the game try to stock up while you still can. If buying bulk you should leave your products in a cold environment like the refrigerator to keep them fresh.

10. Use What You Have
Using the supplies you have is one of the easiest ways not to spend money. We often end up wanting more supplies before we’ve finished what we have which means more of our product goes to waste. By choosing pieces you know you like you’ll be able to stick with your look for longer which will help you cut down on spending so you can occasionally splurge on something new and exciting. If you do see something you think you must have then promise yourself you’ll get it when you use up another product. This will help instill disciple while shopping.

Makeup is a great aspect of the fashion world, but it can really add to monthly expenditures. With these simple tips you’ll be able to enjoy a fun new look from time to time without having to constantly shop for new supplies. With a few budgeting techniques you’ll feel like the fashion world is even more affordable!

Wedding Planning That Won’t Take Away Your Honeymoon

Nothing is quite as stressful as sitting down and planning out your wedding. There’s a lot of options to choose from which could leave you tossing and turning over each tiny detail. Of course, when you start to consider your actual budget for the event you may just want to crawl into the fetal position until you’re pronounced husband or wife. There’s way to avoid the huge price tag of a wedding though. Although most people aim for extravagance you can have a totally adorable wedding for a price that won’t empty your savings account. All it takes is a few simple changes and the ability to think out of the box. These ten tips will guide you through your journey so you can dream up an unforgettable wedding and afford it!
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1. Home-Based Ceremony
Venues are one of the top items on your mind when you’re planning out your wedding. If you don’t have a place to get hitched then the rest of it is pretty much obsolete, right? So, instead of springing for an exciting venue or even your local church, you may want to consider getting married at your home. Of course, this can also work for a close relative or friend if they seem to have a better location and more space. Cutting out the price of a venue will save you thousands of dollars. All you need to do is decide if you’re having it indoors or out. From there, simply make room for the event. This may require moving around furniture or even placing a cute gazebo area for the bride and groom to stand under. Seating will probably be your biggest issue but you can always rent seats for a decent price. Of course, if you plan on having a short service then asking people to stand is fine. Just make sure you have seats for anyone that needs them.

2. Free Reception
Location is a big deal when it comes to the reception too. Like the ceremony, you don’t have to go all out for this either. In fact, there’s many ways you can find a free reception location so you can add on to your thousands in savings. One idea is to, again, host it at your home or someone’s home that you’re close to. Ideal locations would be places with pools or large spaces. Accepting neighbors is also a plus as you’ll want somewhere you can play music without having to deal with constant noise complaints. Another great place to host is at a lake or beach. Most places won’t require permits, but you may want to look up any legal information before you send out the invitations and finalize your plans. Some couple’s even plan their receptions in national parks. The beautiful landscape really adds to the vibe and often you can host free of charge when you submit a permit application.

3. Stream Your Music
Another problem people face in the planning phase is whether or not they should hire a DJ or a band. Both have their benefits, but they also have their price tags and they’re usually not very pretty. Rather than spending a whole lot of money on your musical entertainment why not opt to stream your music? This actually gives you full control over what your guests are going to listen to and when they’re going to hear it. This doesn’t just add a personal touch to the night, but it will also help you keep to the schedule you planned out. For instance, if you choose soothing music for toasts you’ll be able to move right into them, then when it’s time to dance the music will call everyone out onto the dance floor for you. The best thing is, a lot of streaming programs are free so you can build up a playlist or even use one of their lists without having to worry about spending hundreds on yet another service. Simply hook up your laptop to some speakers and your receptions will be unforgettable.

4. Thrift Store Charm
Decorations are pretty important if you want to make a statement at your reception, but as you browse through catalogs you may recognize one trend, they’re all expensive. Rather than buying all of your décor new you may want to take your wedding party out for a day of thrift shopping. There’s a lot of items out there that would make amazing center pieces so let your imagination sore. Remember, not everything has to match! One table can have one centerpiece while the other table could have something entirely different. As long as it seems to follow a theme you’re all good. You can even put things together to make center pieces, which will add even more of your personality to it. Another set of items you should look for is plates. You can find a lot of beautiful eatery in thrift stores which will give your reception a fun and vintage vibe. Once again, your plates don’t have to match. The best thing is, if you choose not to keep the items you buy, you can always run them back to the thrift store for a tax deduction receipt.

5. Sew Your Dress
For a lot of women the dress is the star of the show. It’s the look your husband is going to remember for the rest of his life which adds some pressure to the decision. Unfortunately, it may be pretty tempting to go for the more expensive dresses; however, there is one way you can cut down on the price while still getting an amazing dress. The first way is to ask a seamstress you know and trust to do it. If they’re a close friend or family they may even volunteer to do it for free. Thus, your only expense is the fabric and sewing materials needed for the dress. This will also give you more control over the style of your dress and will ensure it provides you with a fit that is perfectly suited for your body. Of course, if you’re a great seamstress you may want to take on the challenge yourself. This will allow you to easily create just what you want and may even make the dress more meaningful to you and your future spouse.

6. Stick with Snacks
Feeding your guests is going to tack on a lot to the final costs of your wedding too. However, there’s no rule saying you need to have a four course meal ready. Rather than go all out on foods many people aren’t that interested in you could keep it simple by providing snacks rather than a full on meal. This will allow guests to not feel confined to a table and will add more fun to the reception. You don’t have to pick really extravagant snacks either. In fact, if you have a theme then you can alter the snacks around it. Popcorn is usually a big hit and you can mix it up by adding different flavored popcorn balls. Foods that can be dipped in a series of sauces is also a winner. This can include vegetables, fruits, chips, cheese or anything else your creativity comes up with. Finger foods are also a must, especially bite sized pizza and sandwiches. If you want to go the extra mile then try making some sliders. Of course, if you want to create a cozy meal for your guests then set up a soup and sandwich bar. This is especially great for cold or rainy day weddings. The best thing is, these items don’t require a caterer and can be made quickly.

7. Homemade Cake
Apart from the dress, the cake is the other star of the show which inspires a lot of people to spend a whole lot of money on it. The thing is, cake is cake and yes this is your wedding cake, but no one is going to complain about it if it tastes good. So, one remedy for the cake situation is to bake your own or ask a friend with a baking skill set to lend a hand. This allows you to choose the kind of cake you plan on making without having to negotiate with a baker. If you want to try out special decorations then try practicing a bit first. You may even find that you have a talent for it or generally just love doing it. If a big cake isn’t even on your radar then bake a whole lot of cupcakes. It’ll make it easier for guests to eat while enjoying the celebration and they’re a lot of fun to decorate. You can bake a small cake for you and your partner to cut into for the traditional aspect of the celebration.

8. Craft Everything
Weddings are a great way to get your crafting time in! There’s no reason you should have to spend a fortune on décor, invitations or any other item that can be made. In fact, you can even take your crafting skills up a notch by making your own bouquet out of paper flowers. It’ll look amazing when you walk down the aisle and you’ll also be able to save it and share the story with your kids. You can also use the paper flowers as centerpieces or a way to direct guests to their tables. Old curtains can be transformed into table cloths or table runners which will add charm to your wedding for even less. You may also want to craft your own invitations. If you plan on having a travel theme you may consider sending out postcards as your invitations! If you’re unsure where to start look online for cute ideas and then transform them to suit your needs!

9. Entertainment
Keeping your guests busy is actually easier than it looks. One of the easiest steps is to set up a dance floor and get the music going. Choosing games is also an easy way to appease guests and will keep the youngest of guests to the oldest busy. You can choose games like horse shoes, limbo and even hot potato to keep everyone smiling. There’s a lot of wedding reception games online, so make sure to look around a bit before choosing. You can also set up a fun trivia game, raffle prizes or even karaoke or video game competitions. If you’re catering to a younger crown then beer pong has been a recent trend. Make sure you utilize your venue too. If you’re near water then add swimming, races or diving scavenger hunts to the mix!

10. Disposable Cameras
Wedding photographers don’t normally run cheap and unless you can find a family member or friend to help you out you may end up without a photographer. Rather than forking over lots of cash, try placing disposable cameras on each of your guests’ seats. Throughout the ceremony and reception, guests can take pictures of their favorite moments. When everyone leaves set out a bin for the cameras and then develop each one. You don’t have to do them all at once if you’re short on money. However, you’ll get an assortment of amazing photos from many different points of views that you can use to fill your wedding albums. If you have to have professional photos then try to do a simple wedding set with a photographer sometime before or after you get married. This won’t take long and thus will save money.

Weddings are one of the biggest moments in life and they can be one of the most expensive. Don’t let your wedding run your savings account down though. With these simple tips you should be able to enjoy the wedding you’ve been dreaming of without spending thousands of dollars on items you don’t really need. With these tips you may even get more out of your honeymoon!

10 Reasons That February Is The Month To Save

If you’re looking for a great time to get your budget up to speed then there’s no time to save quite like the month of February. Sure, this month is the shortest of the year, which usually means less days of work and due dates creep back up even faster. However, there are some amazing things in the month of February that may actually get you ahead of the game. Not only will you be able to prep your family’s budget for spring, but you’ll also put your household on the right track for the rest of the year. With these ten money saving opportunities and techniques you may even find that the shortest month brings you the largest profit of all!
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1. Shop Presidents’ Day Sales
You gotta love the presidents. They helped start a solid foundation for the country and keep it running, no matter what political criticism they receive. Once a year their special day also earns you a day off work as well as a little shopping spree. Presidents’ Day sales pop up everywhere before the holiday begins, which means you get to save more for a lot longer. These sales tend to range from cars to basic household needs, which allows you to get out there and get what you need to get your home running smoothly. Before you go out shopping try to make a bit of a game plan though. Do some research to find out where you can get the best price or who is willing to negotiate the most. You may also try to shop a bit early to beat the crowds. Usually, these sales last a bit longer than the holiday, especially if you’re looking to buy the big ticket items like cars or furniture, so make sure to take your time when purchasing. Just because you’re shopping during the sales period doesn’t mean you’re going to get the best deal out of the store though. Make sure to look up retail value to ensure you’re not just being “sold” a sales price, when it isn’t really a deal at all.

2. Stock Up On Meat
Meat is probably one of the priciest items on your grocery shopping list and often when you’re on a budget you may end up buying the cheapest items possible. However, thanks to Valentine’s Day, you’re probably going to get some amazing deals on your favorite meats. Typically stores will stock up on an assortment of meats, especially high quality steaks and sea food, for all the lovebirds planning to cook a special meal on the holiday. After Valentine’s Day has come and gone the meat gets heavily discounted in order to get it off the shelf before its sell by date expires. The day after Valentine’s Day make sure to get to your local grocery store as soon as possible so you can find the best cuts for the discounted price. You may also want to consider bringing a cooler bag with you so you can get to a few different stores. Of course, waiting even longer will ensure you get an even lower price, but if you live in a heavily populated area acting fast is usually the safest bet. One thing you should keep in mind when shopping for meats in bulk is how long you can store them in the freezer. You don’t want to waste a lot of money on meat you’re not going to be able to eat, so shop accordingly.

3. Get To The Dentist
Not too many people actually enjoy getting to the dentist, but choosing February as your month to go is a very wise choice. For starters, getting to the dentist can save you a fortune in preventive care. Getting a filling or two here and there won’t run you near as much money as going to in for root canals, bridges and having teeth pulled. You’ll be thankful you had the cleaning before any damage was done. February is also National Child’s Dental Month which means you might get a few discounts if you make an appointment for your kids during this month. The more you take your children to the dentist, the less likely they will be afraid to go and the greater the chance they will actually continue on the practice as an adult. Of course, also choosing an appointment in February will set your next routine checkup in August, which gets the job done right before school begins, thus taking less time away from school and work.

4. Check Out Exercise Equipment
New Year’s Resolution still not taking off? This may be your chance to get your body moving without spending a small fortune. During the month of February a lot of treadmills and ellipticals go on sale. Whether you’re shopping online or in your local stores you should be able to save a few hundred dollars on these items. This will allow you to buy the machine you’ve actually been wanting rather than a cheaper model that’s going to have you back on the couch in a couple of weeks. Shopping for these items during February will also give you a chance to cancel your free trial or monthly subscription to your gym. This can put hundreds to thousands back in your pocket each year which adds on to the savings of the February sales. Not to mention, allowing yourself to get healthier will cut down on medical expenses and may even help you kick expensive bad habits like smoking or eating out.

5. Enjoy Produce
February is an outstanding month for anyone that loves shopping in the produce section. In January, winter produce was about all you could get at a decent price, which is okay since there’s some pretty delicious and healthy items that are in season during the winter. Don’t worry, these items aren’t going anywhere nor are their prices, for now anyway. Before the items are gone you should start stocking up on them while they’re still affordable. This may mean canning or freezing them, but it will still help you save money when that piece of fruit you’ve been craving is three times the price during the summer. February is also when some of the early spring items begin to roll in. These items may not be as big as the items you’ll get in March and April, but they’ll be a fantastic price that you shouldn’t miss out on. Again, simply can or freeze these items and your family will be set for a while when it comes to fruit and veggies that haven’t been altered with preservatives.

6. Book Your Spring Break
Have you been dreaming about your spring time escape? Well, now is the perfect time to book it. Spring Break isn’t far away, which means if you haven’t mapped out your plans you should probably get on it, like yesterday. Many people begin planning out their Spring Break before Christmas even rolls around, so February may be your last chance to get caught up. During this time you should be booking your adventure. You may want to start on your flight as this is generally the priciest item on the list. Booking early doesn’t just save you money but helps ensure you won’t get bumped. Hotels are also important to book as rooms fill up quickly, especially when you’re planning to go somewhere popular or warm. Finally, book the events you want to partake in. For instance, if you want to take some scuba diving lessons or want a relaxed afternoon of horseback riding, you should secure the slots as soon as you know you’re going to be there. These activities fill up fast and it would be unfortunate to get to your destination and find out the activities are already booked up or are three times the advertised price.

7. Savor Chocolate
If you love the taste of chocolate then February is one of the top months to enjoy it. Although you may have to wait for half of the month to pass, as soon as Valentine’s Day is over you’ll be ready to get your fill for a fraction of the price. Most stores will toss their Valentine’s Day items straight into clearance as soon as the holiday is over. This means you can get some pretty tasty candy for up to 75% off in some cases. If you like simple chocolates then this could cost you only a few scents of box. Of course, if you have developed a refined taste in chocolate then you may also be able to get some of the top brands for a few dollars. You don’t have to worry about eating it all at once either. Simply stick it in your freezer and you’ll be able to get a delicious flavor for months longer!

8. Budget For Charities
Although you may not feel like it’s saving you money, pulling out a few dollars for charities may save you in the long run. Typically during this period an assortment of children will be knocking on your door asking for money. From Girl and Boy Scouts to school children working on fundraiser money, their puppy dog eyes may guilt you into spending too much on their cookies, candy, popcorn and other snacks. Instead of making several impulse buys, pull out the money you intend to spend on these items and have it ready to go when you hear the doorbell. This will allow you to put in smaller order forms so you won’t spend as much. Not to mention, having cash ready to go makes everyone’s lives a little easier.

9. File Taxes
Even though you don’t technically have to have your taxes in until April it doesn’t hurt to get them in as soon as you can. In fact, getting your taxes in early will ensure you can take care of any filing problems you may have faster. It also means you’ll get your refund sooner, if you’re due one. Getting taxes done earlier also means you can get in with your accountant easier or you can make more time for you to do them yourself. With less stress on the accountant’s end you should be charged less or if you choose to give it a go on your own your fee with be absolutely nothing, which allows you to spend the whole refund where it will benefit your family the most.

10. Turn the Heater Off
It may not be right now, but at some point in February the weather is going to warm up a little bit. This is a great opportunity to turn off the heater and enjoy a smaller gas or electric bill. Although you may not be able to avoid running it at night, keeping it off or set at a more reasonable temperature during the daylight will cut your price down substantially. If you’re having trouble with the change then make sure to layer clothes while you’re inside during the day. Baking is also a great way to warm up the home and will feel your house with delicious smells. Doing this will also help cut down on baking in the summer as you can freeze loaves of breads and other treats you decide to make. Before you know it, those layers will become fewer and you’ll be able to enjoy all the money you saved by simply turning your heat down.

Although February may seem to pass like a blur, the savings you can get during this month will certainly help you out throughout the rest of the year. There’s lots of ways to get your home ready for spring thanks to these savings which will help you feel more refreshed and ready to tackle any budgeting problems that may come your way.

Start the Chinese New Year Right With These Money Saving Tips

The Chinese New Year is right around the corner which means it’s time to start planning for Spring as well as a 2 week celebration for the New Year! You don’t have to let the long celebration scare you away though. There’s a lot of ways to ring in the Chinese New Year or Lunar New Year, without going overboard on your spending. This holiday is designed to make way for the new, so don’t worry about pouring a lot of money into the occasion and causing new financial problems. Instead, check out these ten tips to keep your holiday celebration on track. Without the stress of putting cash into the holiday you may be able to sit back, enjoy the festivities and start the New Year off on the right foot.
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1. Natural Cleaning
The Chinese New Year falls right around the spring equinox which may explain why cleaning is one of the traditions of this holiday. Generally, people will clean their homes from top to bottom throughout the 15 day celebration, which may mean you’re going to need to a lot more cleaning supplies. However, this doesn’t mean you have to head to the store and purchase a lot of chemicals to get the job done. Instead, consider items you already have in the home. You may be surprised as to what can actually do the cleaning and how fast it’ll work. If you have a six pack (or more) of soda then put the beverage to work. Magically, this popular drink can clean toilets as well as get stains out of pots and pans. Another great household product to use is white vinegar or apple cider vinegar. Both do a lot around the house so make sure to look and see what you can accomplish with each of them. You can also you use baking soda to accomplish a lot of tough jobs around the home. Other than these supplies you should try to use clothes that may not be usable anymore as rags to save on paper towel and sponges. When you’ve finished the cleaning try donating your unwanted items to a good cause.

2. Re-Use Supplies
Although the Chinese New Year is all about celebrating the new and bringing harmony to your life with new items, you may want to reconsider this when it comes to your party supplies. Since you only get to celebrate the Chinese New Year once a year, there’s no reason to toss out perfectly good ornaments. Instead, when the celebration is over carefully pack them away and bring them out for the holiday next year. If you feel like you must have something new each year then limit it to one item to help save on money and space. This will allow you to budget your money towards items that actually do need replaced.

3. DIY Decor
Nothing will bring the family together quite like craft time for the holiday. There’s a lot of amazing crafting projects your family can take on to help create ample decor for your holiday celebration. The best thing is, creating your own decor costs next to nothing so you won’t have to spend your holiday budget on items you shouldn’t have to. One great example of a craft befitting the holiday is paper lanterns. These are easier to make than you think and look incredible in dining areas. You can even keep these out all year if you like the way they turn out. Paper fans are a great project for younger kids and they look amazing hanging on the wall or ceiling. You can also make a dragon puppet with basic supplies. This is usually a great way to entertain kids even when craft time is over. Finally, you can have the kids color print outs of their New Year animal. These animals can easily be found online. However, this year is the year of the goat so you can stick to this animal if you want everyone working on the same project.

4. Bulk Foods
Food is one of the easiest things to spend too much money on throughout the holiday. There’s a lot of amazing traditional dishes to whip up, but sometimes the ingredients may be a bit of a stretch, especially if you’re planning on feeding a household or party of people. Instead of sticking to the more expensive dishes you’ve never tried to make you should stick to dishes that you can make in bulk. Buying for bulk ingredients is a world easier and will help save you a whole lot of money too. One quick recipe to follow is pot stickers. These are usually a favorite for young and old and can be made in huge batches with very cheap ingredients. If you don’t want to spend the entire holiday cooking then try to make huge batches of the dish that can be easily heated up when meal times occur. Another simple meal idea is rice. You can use it in many different ways or serve plain. This is probably one of the cheapest things to make and if you have a rice maker you can have a fresh batch going in no time at all. There’s a lot of recipes online to choose from, so try to pick items you know you can afford in bulk and that sound like they’ll be filling as well as tasty!

5. Explore Celebrations
Throwing your own celebration can be a lot of fun, but it’s also a lot of cleanup and money. Instead of planning out your own party you should explore some of the community celebrations in your area. Some areas will have huge celebrations that involve parades, firework displays as well as traditional dances. Typically, these celebrations can be attended for free or they cost a small fee. Either way, you won’t have to worry about planning and spending money on your celebration when you attend. During these festivities you should be able to see fine cultural elements that you wouldn’t get at home. You may also get to try some new dishes that won’t cost you an arm and a leg to create in your own kitchen. Of course, one of the highlights, especially for children, is seeing the large dragon puppets as well as the spectacular firework displays.

6. Give to Children
During the Chinese New Year, it’s a common tradition to pass out red envelopes to those you love. Inside the envelopes is an undisclosed amount of money. As you can imagine, this could get pretty pricey if you’re planning on giving money to everyone in your family. Instead, try to keep it simple by only giving to the children in your life. Young children obviously would only get a small amount, but as the child grows you can increase to suit their age. With only children receiving funds for the holiday your budget won’t go under and you’ll still be able to participate in some of the traditions that have been carried on from generation to generation. This will add to the magic of the holiday for children who are just learning the customs and will also give them a bit of money to spend on items relating to the holiday like small fireworks or toys.

7. Consider Gift Cards
If you do plan to give out money during the holiday celebration then you may want to try out gift cards. Technically, this is still following the traditions and some people may actually like the surprise a bit more. Although it may not seem like it, gift cards can actually save you money in the long run. For instance, there’s a lot of gift card pages online that sell these items at a lower price. You can also get used gift cards that have more money on them than what you pay for them. This will actually help you get more bang for your buck which can’t hurt, right? Also, if you have a membership to a bulk store then you can easily get a great deal on a set of gift cards. Sometimes you may even get a gift card free or at least a small amount off the price you would have paid regularly. You can also make the gift cards more personal by choosing stores kids like to shop in or restaurants people enjoy.

8. Clearance Fireworks
Fireworks play a pretty big role when it comes to Chinese New Year. Everyone loves to see the beautiful fireworks lighting up the night sky as the New Year is welcomed in. Unfortunately, fireworks can be pretty pricey and during this time of year they may be pretty hard to find. There’s one easy and cheap way to get the fireworks you want at a price that won’t hurt your budget though. That is, shop clearance. After major holidays like New Year’s and the 4th of July, you should be able to hit the stands one more time before they pack up until the next holiday. Usually, during this time stands will mark down their items which makes them more convenient for you to buy. Simply store them away properly and you’ll be ready to go throughout the Chinese New Year celebration.

9. Buy in Bulk
There’s a lot of items you can save a whole lot of money on if you simply buy them in bulk. Throughout the holiday you’ll want to make sure you have plenty of paper lanterns to light up your meal times and encourage guests to feel comfortable as you share stories, legends and goals. These lanterns can be bought in bulk in most stores, especially during this time of year. Of course, you can also buy the supplies to light the lamps or make the lanterns yourself. Another great item to consider buying is red envelopes. You’re going to want these in bulk, especially if you have a large family. Of course, buying in bulk will also mean you’ll have plenty to spare over the next couple of years. If you plan on serving your guests food on paper plates or using paper napkins then it may be a great idea to go ahead and buy these items in bulk too in order to help combat the extra cost.

10. Set A Budget
It’s easy to want to join in on the celebration without thinking about money. There’s lots of memorabilia as well as amazing food to buy throughout the celebration. You may also want to spoil your family with tidings of money. Although it may seem like a lot of fun at first, when you realize how much you spent you may be feeling pretty frantic. Before the celebration begins you should sit down and create a budget to ensure you don’t go overboard. You may want to put away your checkbooks and debit/credit cards during the celebration to help you stay on budget even more. When you write out your budget you should consider food, souvenirs, ticket costs as well as other holiday treats the family may want to do. Then, work out how much you will be able to give to the members of your family. With the numbers already set in stone you won’t have to go back and reevaluate your budget, thus you’ll be able to keep right on tack without even thinking about it!

The Chinese New Year can be an amazing time to spend with your family and friends. Not only are you getting a chance to bring in the new season of life, but you’ll also help your family start off the season right. This will help balance out the way your home moves throughout the rest of the year. The best things is, you can have a great time and with these budgeting tips you won’t have to think twice about the money!

Dating Tricks That Won’t Let Your Budget Stand In the Way

With Valentine’s Day on its way, you may be thinking of ideas to help you treat someone special to an amazing date without spending a small fortune. Dating, as you know, can be pretty pricey. It doesn’t matter if you’re just playing the field or if you’ve been with someone for decades, planning a date can be stressful due to the money that has to be spent. There is, however, a lot of date ideas that you can plan that will cost you next to nothing. Whether you’re shooting for a Valentine’s Day romance or just want to take your spouse out for a night without the kids, these dating tips will make your romance spark. The best thing is, most of them can be used throughout the year so you can enjoy the savings whenever money’s tight.
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1. Leave Early
A lot of people tend to plan dates for the evening, which is convenient for work schedules and helps you enjoy the night life in your area. However, if you can, you should plan a date that begins in the afternoon. For starters, early dates can take advantage of the early bird special at a lot of restaurants. These specials usually take place during the restaurants downtime and will cost you a few dollars less per plate, which adds up in the long run. Early dates also work out perfectly for the movies. During the afternoon you can enjoy the price of a matinee ticket which is usually a couple of dollars cheaper. You may also want to check to see if your movie theater has twilight hours, which usually take place around 3 in the afternoon and cost even less than a matinee ticket. During the afternoon there’s also a whole lot of activities you can enjoy that won’t be as crowded. Thus, you’ll get more for what you’re paying for. You may even get an afternoon discount at some places!

2. Share
There’s nothing more romantic than sharing, so when you go out keep this mind. It’ll come in handy if you choose to get a snack or add on a dessert to your meal. Typically, most restaurants will add a larger size of an order to the menu for only a few scents extra. This is a great time to upsize your snack and share with your date. You’ll both get plenty of food, as generally the larger size almost doubles the smallest, and you’ll come out of the restaurant spending less than you’d imagine. The same can be said when it comes to ordering dessert. Typically, if you’ve had a large meal, dessert is a treat to help change the taste of some foods. Thus, you don’t need a lot of it. You should also implement this rule when it comes to ordering wine. You both don’t need to order two different types, instead order a bottle and share. It’ll come out costing a little less and you’ll probably get more wine out of the deal.

3. Great Outdoors
There’s one date location that is pretty much always free, that is, the great outdoors. In this day and age we tend to forget about the wonderful fresh air and warming sunlight, but if you’re in the mood for a budgeted date it may be time to get reacquainted. Your options are endless when it comes to outdoor dates. For starters, you can take a simple walk in a park and share a picnic. You may also want to elevate the fitness level by taking a hike or going cycling. If the two of you like a specific sport then try to find an area where you can play it together. You may be surprised as to how working out together can bring the relationship closer. You can also plan a date according to the weather. If there’s snow then find a great place to go sledding, build a snowman or have a simple snowball fight. Warmer weather may inspire you to get out and enjoy some time at the beach or lake. Windy weather is perfect for flying a kite. Of course, camping is a fun way to enjoy one another’s company throughout the year. Especially if you enjoy cuddling up beneath the stars!

4. Look for Freebies
Sometimes waiting on dates can be one of the best ways to save money. If you live near a city or you have cultural establishments in your area then you might want to check in and see if you can secure a free day to plan your date. A lot art and history museums as well as aquariums, zoos and government landmarks will offer viewers a free day every once in a while. This can be a great conversation starter for your date and will allow you to get to know some of their interests outside of the movie theater or a busy restaurant scene. Free days will also allow you to get to know a place to see if it’s somewhere you’d like to take your date again. For instance, there’s always new exhibitions that could inspire more romance between the two of you. When you choose to go on a free day you’ll also have more money to splurge on a nice dinner or even a souvenir to help your date remember the special day.

5. Skip the Alcohol
Dating can often mean ordering drinks at a restaurant or bar, which is fine especially when you’re just starting out. However, if you’re looking to save money on the dating experience you may want to skip the booze altogether. Sure, it may not seem like you’re spoiling your date if you opt to do this, but you will find that it will cut your dining bill in half. This will allow you to go out and enjoy more activities together rather than just keeping your date to a mere meal. Skipping out on the alcohol also means you won’t have to worry about paying a taxi to take you to and from your dating locations as you’ll remain sober throughout the date. You may even find you feel more comfortable with one another as the date moves on and you’ll remember more of the romantic moments you shared when the date ends.

6. Keep It Local
Believe it or not, there’s a lot of things you can do on a date that allows you to support your local economy. If you like to date on the weekend then try out a date at the Farmer’s Market. This will give you time to browse some local crafts while also picking up a light breakfast, ingredients to share at a picnic or for a tasty home cooked meal later in the day. If the night life is more your thing then consider checking out a local gig at a pub, coffee house or other venue. This will help you bond over music and beverages while opening you up to new things in your own community. Of course, carnivals and fairs are always a great date activity and there’s probably a few of these events in your area throughout the year. Tickets are generally low priced and you can easily work with your budget to decide how many games you can play and what foods you can buy. If you have farms in your area you may also want to consider taking part in apple picking events, or other produce, as well as mazes and hay rides.

7. Groupon
Planning your dates around groupon or other social media inspired coupon sites might be one of the wisest choices when it comes to saving money. This won’t just allow you to save money, but it will provide you with a lot of amazing date ideas you may never have considered due to the price tag. Typically, Groupon offers a lot of coupons for items like spa trips, wine tasting, amusement parks, lesson plans (like surfing, crafting, making honey and so on), or even just a trip to a restaurant you may not normally try. With the huge savings you’ll have a world of opportunities offered to you which may just make your date unbelievable. These special coupons are also great for a couple planning to double date or date with a large group of people as they generally save you more money by the amount of people you invite.

8. Volunteer
Nothing brings two people together quite like offering to donate your time together. Sure, volunteering might not be a glamorous date, but it will help the two of you bond as you do something good for your community. This doesn’t mean you both have to spend your afternoon in neon vests picking up garbage on the side of the road. Rather, choose something that is going to suit both of your interests while still allowing the two of you to spend time together as you help out. Some of the more popular choices for these types of dates are working to build homes in your community or visiting with elders in a nursing home. Of course, there’s a lot of volunteer options available so don’t be afraid to do some research and find something amazing. The best thing is, you’ll both see one another in a good light which may even start the relationship out on the right foot.

9. Go Shopping
Spending a day shopping with your special someone will give you a few hints as to their tastes while also giving you the opportunity to spend an entire day talking away. This doesn’t mean head straight for the mall and go in all of the brand named stores you can think of. Instead, try looking around your neighborhood for yard sales to check out. Buying items from here will help out your community and may even lead you to find some treasures you never thought you’d run into. You should also check out thrift stores. Money from these sales go straight to a charity which helps out big time and the prices are incredibly low. If you plan the date early enough you may even be able to work around some of the items you purchased. For instance, if you found sporting equipment you can try it out or you could make a craft out of some of the artistic items you found throughout the store.

10. Stay In
Although it may seem a little bland, some of the best date nights can actually be held in the home. Better yet, home inspired dates can also save you a whole lot of money! There’s a lot of things you can do during a date too. For instance, try cooking together so you both get to enjoy the experience as well as the flavor of the food. There’s lots of romantic recipes to choose from, which aren’t difficult to make. You can also rent a movie or watch one you own. With a little homemade popcorn you can have the movie theater experience for next to nothing. Home spas also make for a relaxing date. Simply light some candles and use oils to provide relaxing back and feet massages. You may also want to read to one another in front of the fireplace, or spend the evening dancing to old records. If you want to mix things up a bit then invite over other couples for a game night that will surely bring laughs.

Dating doesn’t have to be the end of your budget. In fact, some of the best dates you can plan can be achieved for little to no cost all. With these dating tips you should be able to woo your date this Valentine’s Day or any other date night without having to worry about the financial repercussions!

Ten Frugal Spring Tasks You Should Complete While Waiting On the Groundhog’s Verdict

With Groundhog Day just a few days away you may want to do a little thinking about how you’re going to prepare for the upcoming Spring months. Whether the little guy sees his shadow and goes back to bed or decides it’s time to come out and play, a little preparation can take you a long way when it comes to saving money throughout the upcoming season. Don’t stress out though as there’s a few things you can do to cut down on spending that will cost you little to nothing. So, whether you’re dealing with the unexpected late season snow or you’re enjoying a book on the beach, these tips will help you get ready for the upcoming change without forcing you to go overboard on spending when the weather decides to turn up the thermostat.
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1. Try on Old Clothes
It’s almost time to pack away your winter clothes and enjoy a nice shopping spree for the upcoming seasons! However, before you decide to drop some money on new styles you may want to do a little inventory of what you already have in your collection. Before you do this you may want to go through your winter clothes. Try on items before packing them away so you’ll know if they’re going to be something you’d like to wear next season. Make sure they fit comfortably, look nice and don’t have a lot of damage. When you’re satisfied with your clothes pack them away and put the rejects in a bag. Then, pull out the clothes you packed away from last Spring and Summer. This requires the same process and will offer a pretty good refresher as to what you already own. When you’ve picked the cream of the crop hang them up and toss the rejects in the bag. You can either donate these to charity for a tax deduction, sell them in a yard sale or pass them on to friends and family. If you do decide to sell them it will give you an extra boost for the new items you’ll need to make your wardrobe complete.

2. Interior Cleaning
You’ve probably already made plans to do some Spring Cleaning but there’s a few things you may want to do in order to make the cleaning process flow smoother. For starters, flip your mattress. This should be done every few months but it often gets forgotten. Flipping it can help save on wear and tear which will allow your mattress to last longer. When you’ve finished here store away the extra linens that you won’t need when the weather heats up. This will eliminate household clutter so you can make a quick sweep of the home when you do get to cleaning. You should also go through your pantry and refrigerator. Pull out items that have been in there too long so you can take inventory and cleaning won’t require as much sorting and organizing. Finally, deep clean your carpets. It’ll get out the excess dust from winter which will cut down on allergies in the home.

3. Outdoor Maintenance
The outside of your home needs a little TLC too, but make sure to plan these projects around the weather. The first thing you should check is the gutters to make sure they’re ready to handle the rain that will be heading in your direction soon. You should also give the roof a once over to make sure you won’t have to deal with a leak during a season when it’s hard to get a contractor in to fix it. Another good idea is to check out the foundation of your home to make sure there were no cracks during the winter. You should also do the same for your walkway to prevent injuries. All of these items will let you know the state your home is in so you can catch a problem before it costs you a fortune. When you’ve done your once over then take to the yard. Debris like branches and leftover leaves should be cleared away to make Spring planting easier and to promote safety. You should also do some quick pruning and trim tree branches, particularly if they broke during a winter storm. Finally, change the light bulbs in your security and porch lights to keep the home safer.

4. Inspect Insulation
Chances are, if your insulation isn’t up to par you probably noticed it during the winter time. However, if you don’t run the heater often or you live in a mild climate then you may be in the dark over your insulation. The good news is it doesn’t take a whole lot to figure out if you’re dealing with a problem or not. Usually, if you walk around the doors and windows and feel a bit of a draft then you may need to do something about the problem. If you’re still not certain what’s up then you can ask a professional to come out. Typically you can find someone to help you with this for fairly cheap. Sometimes power companies will even send one out for absolutely nothing in order to help prevent a future power usage problem. If you are having problems with your insulation then catching it early is a good sign, of course, there are also fairly cheap ways to help fix the insulation temporarily so your power bill doesn’t sky rocket during air conditioning season.

5. Plant Seedlings
Spring can be pretty unpredictable at times, so if you like to plant in the garden you may want to start with seedlings in order to save some money. You can buy an inexpensive kit at most places that sell gardening supplies and if you’re not sure about the whole concept you can easily start out with the smallest on the market. Some websites also offer tips to build your own kits which may save even more money if you already have the supplies on hand. The seedling kit will allow you to keep a wide assortment of plants and flowers indoors so you won’t waste money if the weather decides to take a turn for the worse. The best thing is, if you choose to grow food you won’t have to wait long in order to get your plants blooming with delicious treats. You can even plant seedlings to ensure you have an abundance of food to choose from every week which will make your grocery bill drop.

6. Organize paperwork
Paperwork tends to pile up throughout the year which can be a huge frustration when it comes to Spring Cleaning as well as filing taxes. Of course, if you’re trapped indoors due to the weather then you may want grab your pile of papers and start sorting. Typically we end up with a lot of junk mail that mixes in with the important stuff, which can be a big problem when it comes to sensitive items. If you can, come up with a cheap filing system to help you get organized so you won’t lose out on paperwork you may need in the future. Try to shred documents you don’t need any more to avoid your sensitive information going out into the world. With your paperwork filed and ready to go for tax day you’ll be able to easily work through your home’s mess sooner without having to worry about throwing away something important.

7. Food Prep
If you’re a huge fan of winter foods then stock up now before they disappear for a few seasons. You don’t have to eat all of the food now, of course, so don’t worry that the money will be wasted. Rather, use the food to can or create pre-made meals. You may also want to stock up on food before Spring begins. Separate the food into different meals plans so you can enjoy the convenience of cooking in a hurry. This is especially great for Spring when kids tend to be into sports and other activities that keep the family away from the home more often. You should also make sure you have meals prepared to cook in the crock pot. This won’t just save time but will help you avoid turning on the oven when the weather is too warm. With your meals prepped and ready to go you can spend less on groceries while saving a whole lot of time and space.

8. Renew
Before the weather makes turns around you should go through the home and swap out items that may need a replacement. One of the best places to begin is with your filters. During the winter your home’s air filters are probably going to gather a lot of dust, thus replacing them will help cut down on allergies as well as how much you pay for other air filtration in the home. You should also change your water filters to ensure the family has plenty of clean water to keep them hydrated as the weather changes. Another item that needs swapped out is lightbulbs. You may want to swap out brighter bulbs for a lower watt due to the days being longer and you should always pick bulbs that are energy efficient. When you’re finished with items around the house you may want to look in the bathroom for items that need refreshing. For instance, a toothbrush is only meant to last a few months and if your family faced the cold or flu then there may be germs lingering. You should also get rid of old makeup and sun screen and buy all new materials!

9. Update Emergency Supplies
With Spring comes bad weather in many areas so make sure your family is prepared. One way to do this is to update your emergency food supply. You can easily fill this with excess canned goods or you can shop in bulk for dry foods that will last for years. When you’re satisfied with your food and water supply make sure you have an adequate first aid kit. You should think out of the box when it comes to this and add supplies that can help in case you can’t get to a medical facility. You should also stock allergy medications and fever reducers. Finally, add a battery operated radio and flashlight with a set of extra batteries. Blankets and excess clothes could also be beneficial.

10. Plan your Spring Break
Before Spring sets in take a few minutes to plan out your Spring Break before other people beat you to it! While the weather is still cold you should decide where you’re going to vacation and check out hotels and flights. By shopping early you’ll be able to save quite a bit of money on each of the items you need to buy and you’ll be able to pick the cream of the crop when it comes to hotels. You’ll also be able to book items like scuba diving without having to worry about price hikes or the company being sold out. This will also allow you more time to let your office know you’ll need the time off so you can be absolutely carefree when your vacation finally arrives. Of course, if you don’t plan on leaving for your Spring Break then this period can be spent planning activities to do with friends and family so you won’t have to worry about last minute planning when the time comes.

Groundhog Day may not seem like a huge holiday, but it does offer you a chance to get your home and future plans ready for the upcoming seasons of fun. With a few tips to help you cut down on costs you’ll have your family prepared for Spring time without feeling bogged down by clutter or home repairs!