April has finally sprung and with it comes warmer weather, blossoming flowers and lots and lots of rain. Of course, April is one of the prime months to shop. With the weather a bit gloomier on rainy days, many people take to online shopping to keep them busy. Of course, days where the weather seems perfect often brings days of shopping at outlet malls and local stores. No matter how you choose to shop, there’s a few things to keep an eye on during this month. With fewer holidays and special events during this time, you may find that April is the perfect month to splurge a little on something you’ve been longing for! Without delay, you may want to stop and check out these ten items before you decide on any extra shopping expenditures though.

1. Tax Day Freebies
Whether you love Tax Day or hate it, there’s always a reason to kick back and celebrate on such a financial driven holiday. Tax day is the perfect time to save even more money by not spending money at all. Since so many people end up winding up paying in to the government, a lot of local businesses have decided to take pity on everyone who just finished their taxes by providing some pretty awesome free stuff. For instance, many office supply stores will offer free paper shredding on Tax Day, which is a great way to clean out your files so you can prep for the upcoming fiscal year. Some locations give out free massages, so check out your local mall to see what’s going on. Better yet, some restaurants will even give out fast food, which will help take your mind off of the money you’ve lost. Keep an eye out for deals in your area, or look online to see if any chains will be offering their services.

2. Houses
Although it is the season of Spring Cleaning, some people love to take their cleaning a bit far. So far even, that they decide to pick up and move. Thus, April is one of the best months out of the year to go shopping for your dream home. Generally, during this time of the year, you can usually get homes at a lower price too, as many people are more in a hurry to sell, so they can move on with their lives. If you’re interested in renting to own, you may be in luck during April too. Of course, you may want to get in touch with a real estate agent in your area if you’re looking to save the most on your home. Also, don’t be afraid to play the market and walk away if the price doesn’t suit your needs. With the market looking up, you’re sure to find something in your price range in no time.

3. Sneakers
Working out outdoors is popular around this season, so make sure you have the proper shoes to take on any challenge you come up with. Luckily, April is filled with amazing sneaker deals that will make you look and feel fashionable. This is largely because summer is one of the most popular times to sell sneakers, so the market is a bit low right now. If you’re looking to save even more money on your sneaker, then try to find some from last season to help cut the price even more. It’s not just adult sneakers that will be on sale either. You may want to start looking for the perfect sneakers to get your children through summer sports or play dates with their friends. If you really want to get ahead of the game, then you may consider shopping a size or two larger than what your child is already wearing. This will help you do some back to school shopping before school even lets out for the summer.

4. Second Hand Items
Spring cleaning is here to save the day again, especially when it comes to your spending sprees. During April, lots of people will be clearing out their old junk to make room for the new stuff. You know, the old saying goes “one man’s junk is another man’s treasure,” so don’t let this prime time for treasure pass you by. With the influx of donations, thrift stores will be keen to host more sales in order to move all of the product they have. You may be able to find some exciting clothes, books, movies, toys and other remarkable items you’ve had your heart set on. One of the best things to look for during these periods is sporting goods, as many people will be prepping for the upcoming seasons with new items. If you want to find even better items, then try to head to garage sales. You may even get lucky enough to find a great deal on a basketball hoop, trampoline or other large ticket item. Of course, be careful when purchasing furniture from second hand stores, as bed bugs will not do your wallet or your sanity any favors.

5. Green Products
April 22 is Earth Day, which makes April the perfect month to celebrate Mother Earth. This means there will be all sorts of green products for sale. For instance, you should be able to buy seeds, bulbs, trees and bushes for a price that will knock your socks off. If you’re not ready for the whole gardening scene yet, then you should still be able to find some great ecofriendly items too. Items like natural cleaners will be especially well priced during this period due to Earth day and spring cleaning. You may also find deals on solar panels or chargers. Apart from that, you can still think a little green by ordering reusable water bottles, which will help the environment out while ensuring your family stays hydrated during the summer months. Other than that, you may find lots of cheap or free ways to celebrate around the community, which will save you a bit of cash on your entertainment budget.

6. Vacation Planning
Summer vacation is right around the corner, even though it barely feels like spring has sprung. However, in the sense of planning for next season, the time is already ticking away. One of the best things you can do to ensure you’re going to get a great deal this summer is to go ahead and start booking. One of the first places you may want to check is your local cruise line. They tend to have a bunch of early bird specials around now that could help you get more out of your summer fun. Even if a cruise isn’t on your radar, you may want to take some time to check out flights, hotels and other amenities you may need while you’re exploring the world this summer. Even getting park tickets will help you move in the right direction when it comes to summer time planning. Hurry though, because May will be a terrible time to book and you may end up coming up empty handed in regards to deals and bookings.

7. Laptops
There’s two times in the year when you should grab a laptop. The first, obviously, is Black Friday/Cyber Monday as many stores slash prices to try to sell off as much of their stock as possible. The second is the month of April. Although April is a big deal when it comes to flowers blooming and the snow melting, there’s not really a whole lot of marketing gimmicks to fall into. This leads a lot of stores high and dry. So, they slash prices to try to move their stock. Plus, a lot of brands will be coming out with new models, which means the old ones will take a pretty good price drop. So, shopping for last year’s models may save you a whole lot more than you’d expect. You may also want to consider upcoming graduation celebrations as this may be the perfect gift for your college student in the making.

8. Use Cars and Accessories
Now that income tax time has come and gone, you may find a whole lot of new used cars on the market, thanks to everyone upgrading their old cars. This can be a great advantage to you, because a lot of dealerships will want to get rid of their stock. Of course, you may find this month offers a lot more car deals than you’d expect anyway, but this is largely because April is National Car Care month. So, call around and see if anyone is offering discounts on tire rotations, oil changes, detailing and anything else you may be interested in. Websites that sell car parts may also provide you with some unbeatable deals. You won’t be limited to parts alone though as often waxing and detailing kits as well accessories like floor mats or decals will be found on sale during this month.

9. Fall Bedding
If you didn’t have warm enough bedding this past year, or you simply want to make a change, then April is the month to buy your favorite autumn bedding. You should be able to find these items on the clearance shelf of your favorite stores, but you may also want to look online to see what you can come up with. Apart from themed items, you may want to look at thicker duvets, duvet covers and thermal sheets as these items tend to be pricier during the winter months. You may also think about upcoming weddings and graduations as bedding is always a good option, even if it does cater to the colder months in the year.

10. Easter Supplies
The Easter Bunny is long gone at this point, but that doesn’t mean his Easter supplies are. In fact, after Easter all of the supplies will go directly to the clearance shelves. So, if you had your eye on some expensive décor then you may want to go ahead and grab it, because the price will be unbeatable. This is also a great time to stock up on all of the fun Easter basket supplies for the kids. You may even be able to find a few leftover pre-made baskets so you’ll be well ahead of the game when next Easter rolls around. Candy is another must have, as you can find lots of snacks to keep everyone’s sweet tooth happy for quite some time.

Celebrating spring time will only get better when you shop in these ten categories. Before you know it, you’ll save a whole lot of money on things that will help your home flourish while making you a bit happier. So, don’t let the rainy days get to you this season, as now you know just what to shop for when you’re feeling bored.

Spring is finally here, which means your cleaning bug may have already gotten the best of you. Making sure the inside of your home is spic and span can be a challenge in itself, but often cleaning out the garage transforms into a royal nightmare. Between getting into all of the boxes that could house spiders, among other critters, and trying to clean up pesky stains on the ground, you may feel like the garage is a challenge that might be better suited for next year, or the year after. However, there are ways to help you make the most of this cleaning spree. Plus, with a few helpful tips you should have to spend a small fortune on supplies to organize and clean you garage, which will make this job a lot more enjoyable.

1. Dedicate the Time
One of the best things you can do when it comes to cleaning out your garage is set out a time to do it. You don’t want to do it on a whim because this could leave you feeling overwhelmed after a couple of hours of work. This task can be tough, so try to come up with a game plan before you go in blind. One of the best things you can do is work out a schedule. For instance, on the first day, spend an hour or so tackling the boxes in your garage. You can separate the items you want to keep from those that are donation worthy or trash. Once you’ve finished up this task then allocate time for the next. The key is to stick to your schedule though and spend the time working on it each day or on the weekend, if it suits your schedule better. By knowing what you need to get done on which days, you’ll feel a greater power over the task at hand. Not to mention, giving up on the garage could end up costing you money. Without cleaning the area properly, you may miss mold grown or infestations that could cause some major problems down the line.

2. The Five Year Rule
The garage is one of the worst places when it comes to collecting junk that we think we need, but most of the time we truly don’t. Of course, when we go through these hidden items, it’s hard to give them up, which means your storage will only grow and grow over time. One of the best things you can do to combat this problem is to ask yourself if you’ve used or even thought of the item in the last 5 years. If you haven’t and it has no ancestral or sentimental value, then it may be time to kick the item to the curb. Of course, if you’re feeling even more courageous, you may want to drop the limit down to three years. Once you weed through these items, you’ll probably see the junk section of your garage look significantly smaller.

3. Toss the Containers
One of the worst habits we have is placing containers in the garage. Before you know it, there’s about 5 different colors of half used paints, some fluids for the car and some cleaning supplies you don’t want the little ones to get close to. These items can be pretty hazardous, which is why it’s best to get them out of the garage and throw them out. Generally, the worst aspect of storing these items in the garage is the fact they end up changing temperatures quite a bit. This pretty much renders the paint useless and can do the same to your other supplies. Not to mention, you don’t want these items spilling in your garage as the chemicals can be hazardous and the paint will, obviously, stain your flooring. Of course, you should make sure you dispose of the items in the proper place though.

4. Utilize the Ceiling
We tend to pack shelves on the wall sky high and even the flooring in the garage ends up with some crazy pathway because there’s so many items on the floor. One of the best things you can do to limit this hazard and to make it a safe place to actually park a car, is to hang things from the ceiling. There’s actually some great tips online that can show you how to hang up items in your garage without forcing you to spend a ton of money. One of the best things to consider hanging up is items like bicycles or small boats, if you have them. Other items that are perfect are sports equipment, like tennis rackets, or even luggage. The more you can take off the floors and shelves, the better off you’ll be when it comes to organizing the home. Plus, this could help you save a boatload of money on the shelving you were already thinking about buying.

5. DIY Shelves
Of course, not everything is going to be suitable to be hung on the ceiling. You may end up with quite a few boxes or individual items that needed to be stored somewhere other than the floor. Shelving is your best option here, but that doesn’t mean you have to be prepared to spend an arm and a leg on it. There’s actually lots of great DIY projects that you can accomplish for next to nothing if you’re willing to put in the elbow grease. You can easily work around items you already have to build shelves, or you can see if friends and neighbors have anything to donate. Some junkyards can even give you a great price on the items you’ll need. Just, make sure you do all of the proper measuring and ensure everything is sturdy before you begin loading up the shelving. If all goes according to plan, your garage will be safer to walk through and more efficient when it comes to finding your beloved storage items.

6. Invest in Waterproof Bins
We never want to think the unthinkable is going to happen to us, but often times it does. This is why you should try to protect the items you store in your garage by placing them in water proof bins. This is especially the case when it comes to items that are valuable or may be damaged by water. By doing this, you’ll ensure your items won’t be ruined if the roof of your garage leaks, or if you end up having to deal with flooding. Another great thing about these bins is the sheer fact that they close tight. Thus, if the water isn’t going to get in, most likely bugs and other pests won’t be able to either. You’ll never have to fight your way through spider webs just to check out what items you have. Also, your seasonal clothing won’t end up ruined by months, which will save you quite a bit of money. At the end of the day, the bins will more than pay for themselves by saving you money on items you might otherwise have to replace.

7. Research Dumping Locations
Most of the time, cleaning out the garage means making a whole lot of garbage. This is especially true if you wind up finding damaged areas that need a bit of work. This can be a problem in a lot of cities and towns though as often dumping sites will charge you to get rid of the items. Sometimes, people try to get away with putting it in the dumpster, but this could lead to fines which won’t help you out financially. The best thing you can do is sit down and start researching dumping sites before you load up your vehicle with the items. This will give you time to find the best place to go, so you can maximize your savings. If you think you may have more junk to throw away than you can haul then you may also want to check around for the prices of companies that will haul off the items for you. This may be more cost efficient than renting a truck to haul the items off.

8. Donate
One of the best ways to offset any charge you may have to pay for the cleaning process is to donate the items you come across that you don’t want. Most charities will quickly give you a receipt for what the items may be worth, which will allow you to write off these items on your taxes at the end of the year. Of course, you’ll want to make sure your donations fit the criteria though. For instance, most charity organizations can’t take mattresses, couches or chairs that have holes in them. You must also ensure that your technology is in good working order, as items that don’t turn on will be considered junk. Luckily, most items won’t be a problem, so you can really earn some money off of all of your hard work.

9. Clean the Floors
Once you can see the floor, you’ll probably find it was due for a cleaning a few years ago. Don’t let this discourage you though, as you can easily whip it into shape with little effort. Obviously, the first thing you’ll want to do is try to sweep as much as you can. This will help get rid of spider webs and other problems too. Once your floor is dirt free then it might be time to consider getting rid of the stains that have probably been there quite some time. Generally, in the garage, these tend to be grease stains, which is nothing to worry about as far as cleaning goes. Of course, formulas designed to get rid of grease can cost you a small fortune though. Rather than doing this, you may want to make your own. There’s lots of natural degreasing formulas you can use, which will help keep the cleaning process healthy for you and the planet. If you tend to work on the car often in the garage, then use an old rug to help prevent more stains. You can find one of these at the thrift store, or simply use one that you own that is already worn out.

10. Ask for Help
If you don’t have to, you shouldn’t have to tackle the garage on your own. Ask your spouse and children to help out, so the job can go a lot faster and you won’t end up losing momentum. Apart from doing the actual work, you might want to stop and ask neighbors, friends or family if they have a truck you can borrow, so you can haul away garbage or donation items. Other than that, you may want to invite neighbors and loved ones over to see if they want any of your items. You may even consider charging for them to earn a bit of extra money. All in all, asking for help will make your spring cleaning go smoother and won’t leave you hurting for money.

Cleaning out your garage can be a big job, but once you finish the task you’ll feel incredible. With these simple tips, you should be able to get the job done in no time, while ensuring your budget doesn’t go down the tube. Now, you’ll know the hazards in your garage will be a minimum, so you can rest easier.

Whether you’re about to graduate from college or high school, student loans may be weighting heaving on your mind. These pesky little pieces of paper that help you make your way through college can seem to start off as only a minor threat, but by the time you’re ready to start paying on them, you may feel like they are causing your world to quickly crumble around you. Luckily, there’s a few things you can do to help get this unwanted debt out of your hair a lot faster. This will certainly help create piece of mind, while also keeping your expenses down. Between interest costs piling up and paying on the bills you have to, your financial life may be a disaster. Take a deep breath though, because there is a light at the end of the tunnel and these tips will help you make it through a whole lot faster.

1. Pay Extra
Money isn’t always going to be on your side, but when you are feeling more comfortable with your financial stance, make sure to pay a little extra on your loans. This will help cut down the interest costs, by paying them before they add up and force you to spend even more on them. The best policy is to add whatever you can extra to each billing cycle. You could even pay the bill twice a month, to help cut down on the amount you’re knocking off of your loan. Even if you don’t have a lot to spare, you can quickly make a difference by tossing in a little extra. For instance, if you can, put in an extra $5. Even if things are too tight to swing this on your budget, you may simply consider rounding the cent portion of your bill up to the next dollar. This will still give you that extra cushion, so you won’t spend as much as the years pass.

2. Consider Consolidation
Before it’s all said and done, a lot of students wind up with a lot of different loans from a lot of different places. This can be really hard to keep up with, even for the most well organized people around. Worse yet, even if you have a series of many small loans, your average monthly payment is going to be about $50 per loan, depending on the amount. Since all your loans are from various companies, you may find that this adds up faster than you’d like it to. One solution, is to consolidate your loans. This basically means that a company is going to take all of your student loan debt and add it together so you’re only paying one monthly bill. This can be a huge relief, especially if you’re struggling with money straight out of school anyway. Of course, you should make sure to look around when you’re consolidating your debt, as some companies charge more than others. If you’re not sure how to even go about this then make sure to meet with a financial advisor, before the student loan bills start coming in the mail.

3. Auto Enrollment
Paying online is probably one of the most common ways to take care of bills these days. However, signing up for auto-enrollment seems to make people a bit nervous. It makes sense that you’d want to have control over when money is going to come out of your bank, but when it comes to paying your student loans, you may want to stick with the auto-enrollment plan. A lot of loan companies will actually take a small percent off of your loan interest or provide you with another reward when you sign up for this method. It reassures them that you will be paying your loan while offering you a little money back on your investment. Although you will have money coming out on a certain day of the month, you will gradually get used to it, especially when you enjoy the fact that it’s saving you some money.

4. Employer Benefits
So, you’ve finally got the degree and the job, but the student loans are making this big success feel like a huge drag. There’s one bit of silver lining to this though. In fact, a lot of employers will actually help their employees pay their loans. If you know your company invests a lot into its employees, then there’s a pretty good chance that they have a program to help you with your tuition needs. Try asking your co-workers to see if they’ve taken advantage of such a program. Chances are, people may not know about it even if it does exist though. If this is the case, then don’t freak out. Instead, try talking to someone above you. Eventually, you’ll work your way to the very top, and if the company isn’t already running such a program then they may be inspired to do so after seeing how hard you’ve looked into it.

5. Loan Forgiveness
Believe it or not, there are actually federally run loan forgiveness programs out there, which can help you get rid of some, if not all, of your student loan debt. The bad news is; these programs aren’t available for most people. They generally work around certain jobs. However, if you feel like you’ve been scammed by your school or your school is under investigation, then by all means keep an eye on the progress of the school’s case and put in the paperwork for a loan forgiveness based on the school’s fraud. More and more cases like this have appeared recently. All the same, if you’re a teacher then you may also be entitled to some loan forgiveness. However, you must work at an under privileged school for some time and meet some other criteria. It’s worth going for though if you know you’re going to be working hard in the first few years after college.

6. Tax Deductions
Paying on student loans is pretty much no fun. However, at the end of the year, there may be a little extra pep in your step when you see that all of the money you paid on the interest could come back to you. Each loan company sends out tax forms with the interest you paid, so you can file this as a tax deduction. Depending on your tax bracket, you should get a good chunk of this money back, which will come in handy. Sure, you can probably splurge and spend this money on something fun, which might lift your spirits. However, the best thing to do with is to put it right back on the loan. This will help pay off the premium balance faster, so you can enjoy having your student loans paid off quicker than you thought possible. It’s almost like getting back reward money from your credit cards, so use it wisely.

7. Volunteer
There’s a lot of great volunteer programs in the country right now. Peace Corps is one of the more famous options. This charity work allows you to see the world, which is always spectacular. While you’re away helping make the world a better place, loan companies will have to defer your loans, so you won’t have to worry about them unless they have a major interest rate. After some time in service, you will receive a stipend for your services, which can go directly to your loan. There’s other ways to give back to the community that don’t involve going abroad. In fact, there’s many programs in this country now that allow you to volunteer in order to put money towards your student loans. These programs encompass things like building homes, working in soup kitchens and cleaning up parks. Plus, they’re a great way to give back to the community on your day off. Although, it may take some time to make a dent in your loans this way, it will allow you to add extra to the loan each month, which will help cut down on interest.

8. Work During Deferment Periods
A lot of students wind up with their student loans deferred while they go to school, which is fantastic. However, for many students, this adds to the whole out of sight out of mind effect that causes the student loan to go from a normal number to one that is the thing of nightmares. This is especially the case if you wind up with a loan that is unsubsidized. Even though you’re probably going to be pushing your limits in school, you might want to consider getting a part time job. Even doing work study at the school can help you earn some extra money. Some of this money can go straight onto your loan, so you won’t wind up having to deal with massive amounts of interest before you land your dream job, or at least the job that may eventually land you your dream job.

9. Have an Emergency Fund
We’re just now breaking out of the bad economy, and if you’ve had to deal with this problem then you probably know being prepared for anything is the best thing you can do. Thus, putting back money to pay your student loans for a month or two is one of the best things you can do for your finances. You never know when you might lose a job, or have to take unexpected time off, so don’t let this stand in the way of your monthly payment. Plus, when you defer these loans due to financial reasons, you still rack up interest. Being prepared to take on the loans without a deferment is your best bet. It might be wise to start with $1,000 in the bank to help with these types of emergencies, but try to build onto it as much as you can. You never know, your emergency fund could wind up paying your loan off completely if you manage to keep it in savings.

10. Meet an Advisor
It might seem counterintuitive to meet with a financial advisor when you’re trying to save money, but you may find it to be one of the wisest moves you’ll ever make. A financial advisor can sit down with you and look at all of your money coming in, as well as the money that will be coming out. With this information, the advisor can come up with a budget that won’t leave you in a bind for money. Most advisors will be able to work it so you have extra money to pay on the debt too. This will help you feel like you have a game plan, so it won’t simply feel like you’ll be paying on your loans until the end of time. This alone will make the bills less of a burden and will give you a sense of achievement for staying on track.

Student loans are pesky bills that can drive you crazy. However, without them you may not have the career you’ve always wanted. With these ten tips, you should be able to find the best ways to cut down on the amount you owe, while making it a bit easier to make those payments every month.

The seasons of spring and summer are big months for jewelry, which is why it might be a great time to pick up a new hobby to keep up with the demand. Whether you’re planning on hitting the spring festivals to sell your jewelry or if you want something chic to wear for your fashionable summer look, making your own jewelry can be a great way to enjoy a fun craft while saving money on accessories. Of course, there is a price tag associated with this hobby, if you don’t already know the tricks of the trade. These ten tips should allow you to enjoy saving money on your supplies, while also becoming a part of the jewelry community in your neck of the woods.

1. Shop Online
A lot of local stores can offer some decent deals on beads, but a lot of craft stores keep these items overpriced. Of course, you should always stop to check out the beads in your local store as you may find a great sale or find some inspiration in them. However, when it comes down to it, it might be wise to shop for your supplies mostly online. Here, you’ll have a greater selection from around the world. The beads tend to be offered at a reduced price too as these stores don’t have to hike up the prices as much to make ends meet. Thus, the savings are usually passed along to the customer. Shopping online will also allow you to learn more about the beads and supplies you’re choosing, especially when it comes to gemstones. Not to mention, it’s a lot easier to compare prices when you end up shopping online too and if you use shopping apps, you can instantly find coupons to help you out. Some sites will even reduce the price of shipping if you complete a large order.

2. Go Wholesale
If you plan on making a lot of jewelry, particularly the same styles, then wholesale deals are sure to become your best friend. Of course, this can also come in handy if you really fall in love with a certain bead and worry that it may disappear from the shopping list. You’ll also save big time when you purchase wholesale for the clasps, strings and other must have items you’ll need to make your jewelry a reality. These bulk buys take a huge price decrease, which will allow you to get more for your money, before it’s all said and done. Plus, wholesale websites often have a large selection which is sure to spark your interest.

3. Network
When you pick up any hobby, one of the best things you can do is network as much as possible. When you meet other people who make and sell jewelry, you’ll not only be able to boost your own sales but you’ll be able to find the best deals available. One of the best places to start your networking adventure is on social media. You should be able to join groups that will help you meet people that can offer tips or simply their friendship. Another great option is to follow or befriend designers that you look up to. Often, designers who aren’t world renowned are more than happy to help an up and coming jewelry maker. Apart from that you can help them with their advertising. Most of the time, when you do this, people are more than happy to share the love. You may also find local designers who can point you in the right direction of the best beads or sales in town, or at least introduce you to some great stores and shop owners who may be able to help.

4. Fairs/Conventions
If you’re into jewelry making, or just getting a start at the hobby then a fair or convention is the place to be. This is a great place to sell your items, if you’re already producing jewelry. Sometimes, the price of a booth can be pricey, but you can always share it with another hobbyist, so you get more for your money. Another great thing about fairs and conventions is sometimes designers will bring along their spare beads and sell them so they can make room for new items. This is especially common if a designer plans on ending their current theme and going in a different direction. Of course, if you’re not already into the designing aspect, then these locations can be the perfect place to go if you want to pick up a free tip. In fact, some designers will offer on the spot courses or can help guide you to tutorials or other resources that will help you get started.

5. Trade
One thing about the jewelry community is many of the people love the actual community aspect of the hobby. In fact, you may even be able to join a local club or group in order to express just how much you enjoy the hobby. These clubs can save you a bundle of money too. A lot of the time, designers will grow tired of some of their supplies, or they simply won’t have enough of an item to continue using it. Often, they will bring these items along to meetings and trade them for other items. This helps save so much money while still allowing you to enjoy fresh new supplies. If you can’t find a local group, then take to the internet. However, be leery of people who plan on trading here as some may be more interested in ripping you off. Try to work through a professional club that will work as a middle man, or check out the user’s reviews before you make a decision to trade in your supplies.

6. Second Hand Stores
Sometimes, if you go to the right thrift or consignment shops you can find some pretty awesome items to transform into jewelry. Often, the items will come in the guise of other jewelry. You may even be able to find some antique items to make your new designs a whole lot better. Some second hand stores will have a great selection of beads and other supplies though. These are usually donated by other designers or come in craft collections, so you may have to do a little digging around to find just what you want. You may even talk to the people who work in the shop to see if they will keep an eye on certain items. If you’re a regular shopper, then a lot of people may be more than happy to help out.

7. Refurbish
If you’re low on supplies and you have a bunch of jewelry you don’t like or use anymore then this could be the perfect way to replenish your supplies. You can easily scrap beads from other bracelets. However, some pieces may be harder to refurbish than others, so make sure to be careful when you are working on more delicate pieces. You may need some special tools in order to accomplish this, or you might want to look at a few tutorials to give you some inspiration or help regarding how to go about your refurbishing. If you’re in luck, you may even be able to come up with a whole new line of jewelry based on items you never even wear anymore.

8. Use Coupons
The great thing about shopping for craft supplies, like those needed for jewelry is that you can find some major coupons for these items. There’s tons of online coupons for these, especially if you subscribe to apps that are designed to help you find coupons. Of course, one of the best places to find coupons is actually in your local stores. Big craft stores like Hobby Lobby and Michael’s Craft Store actually put out some pretty awesome coupons every week. You can easily find coupons for up to 75% off on some items. The best thing you can do is hold off on some of your items, so you can use the big coupons to save the most about of money. If you get a coupon for a large sum off an item then wait and buy a more expensive item using this coupon. You can use coupons that take off the entire sum on a purchase for smaller items. All in all, if you shop wisely and use your coupons you should be able to save some big money. You may even be able to find some amazing Groupon deals for classes if you have friends who are also into the craft.

9. Take a Class
One of the best things you can do for your hobby is take a few classes, so you can improve your abilities. If you sign up for a course in your local area then there’s a good chance that supplies for the course will be covered, which will mean you’ll be able to make a new piece of jewelry without having to worry about paying for supplies. Sometimes, you can even try working with materials that you normally wouldn’t splurge on, which will give you new inspiration for the hobby. Of course, you don’t always have to take to a local class. There’s actually lots of online courses you can try on for size too. Although these won’t include supplies, they will allow you to improve your skills, so you’ll end up with flawless works of art that will look great on you, or will sell easier to your potential clients.

10. Make Your Supplies
If you really want to progress in your jewelry making skills, then you might want to try making your own supplies. There’s a whole lot of different things you can make to ensure each of your pieces show off more of your creative side. Weaving is one of the first and easiest steps to take when it comes down to it and you can probably create lovely woven pieces that will suit todays best trends. You may also want to try out carving your own wooden beads as this will be both relaxing and will allow you to create a more authentic bead. Metal casting is another option if you love making pendants and other detailed accessories. Last but not least, you may want to check out glass blowing, which will allow you to make colorful beads that will look spectacular on a bracelet, necklace or earrings. You can easily look up tutorials for all of these crafts for free, which will ensure you can easily unlock your talents.

Making your own jewelry will allow you to feel fulfilled while looking fashionable. With these ten tips, you should be able to enjoy your hobby without spending your entire entertainment budget on your hobby. Before you know it, you’ll feel like a professional without having to deal with the budget of one.

With summer coming up, you may be thinking of planning a beach wedding to celebrate your romance. Even if summer isn’t your prime planning time, you may find great joy in a beautiful beach wedding that will make all of you dreams come true. Of course, the price tag on this dream wedding might frighten you if you don’t know what to expect. There are a few things you can do that will make your beach wedding quite a bit cheaper though. In fact, with a little bit of careful planning and a few money savings tips, you should be able to pull off your ideal beach wedding without having to stress out on the budget.

1. Get Your Permit First
One major problem that a lot of wedding hopefuls run into when it comes to a beach wedding is securing a permit. Some couples feel like the beach is public property, so they plan on getting hitched without getting the permit they need to do so. You’ll want to avoid making this mistake at all costs because sometimes you can end up fined over this. Or, you may turn up in hopes of having your wedding and find out that the beach is totally packed and your guests will have to stand between sunbathers and toddlers working on a sandcastle masterpiece. Securing a permit doesn’t have to be a lot of work though. Plus, if you choose a beach that isn’t popular or in a famous city or county, you can probably save quite a bit of money. Once you pick your location, research to see if there is anything going on during the time of your wedding. This will allow you to secure a permit in an area where volleyball players won’t become the star of your wedding photos.

2. Choose a Public Beach
There’s a whole lot of great beaches out there and many people like to shoot for some of the more famous beaches. This is fine, but only if these beaches are public property. This will allow you to get a permit and host your wedding without worrying about the cost of the middle man. If you’re thinking about doing your wedding at a resort, then you may end up spending more than you’d like. These resorts tack on a whole lot of fees, which will make your budget skyrocket before you can say, “I do.” Some beaches are also privately owned, even if they don’t seem it. You can easily figure this out based on signs or when you go to buy your permit. If you can avoid this at all times, unless you have a loved one who owns beach property. Don’t fret though, as there’s lots of great public beaches to choose from.

3. Shoot for Early
Dates and locations can be pretty important when it comes to your wedding and where it will be held. However, one of the most important things you can do is choose the right time. An early morning can be incredibly romantic, especially if you want to create an intimate setting that is complemented by the sun rise. The air will be nice and fresh during this time too, which will make everyone feel the beauty of your special moment. An early wedding is a great way to bail on some of the pricey aspects of the wedding too. For instance, you won’t need to deal with serving cocktails to your guests, or expensive dinners. Securing a time slot for your permit will be easier too and you may even be able to get a discount on the permit itself. All in all, you also won’t have to worry about people getting in the way of your photos, apart from early bird surfers, which will save you money when it comes to the hourly wages of photographers.

4. Enjoy the Off-Season
Like any big purchase, there is a right time to buy it, so you’ll want to choose a date during the off-season if you can. If you’re planning your wedding right now, then look for dates in October or November, or any time between January and March. With the exception of holidays like Valentine’s Day, most of the dates will be open and at a discounted price, so you’ll be able to grab your permit, hotel rooms and other reservations that will keep your wedding on track. When it comes to beach weddings this can be particularly important though, because they are so popular. It may not seem like the best time to have a wedding during these cold months, but if you’re planning a wedding in warmer climates, like California, then you should be able to enjoy yourself without worrying about the cold weather getting in the way of your special moment. Plus, the off-season will also mean you won’t have to work around tourists, which will make your life a lot easier.

5. Attire
One of the best things about a beach wedding is you don’t actually have to worry about all of the attire that you’d have to wear during a traditional church wedding. Since you’ll be surrounded by wet sand you may not want to spend a small fortune on a billowy or over-price dress. Instead, try to keep it simple with a dress that may not drag the ground. This will not only save you money, but will ensure your wedding dress will be preserved for the next generation. You may also want to skip the heels when it comes to a sandy beach wedding as you won’t be able to get very far as you begin your walk down the aisle. Instead, wear a simple pair of sandals, flip flops or go barefoot. The same can be said for the guys in the wedding as you may not want them to ruin their expensive dress shoes. If the weather is particularly hot, then you may not even want to dress the men in tuxedos, as it could cause overheating that will make for an uncomfortable wedding experience.

6. Short and Sweet
Beach weddings are filled with romance and may even create the romantic vibe you need without the whole long ceremony that will cost you a lot more money. There’s a lot of benefits to a shorter ceremony though. For starters, if you plan on keeping it to a minimum then you won’t have to set out chairs for everyone, apart from the elderly or disabled who may need to sit. This will cut down on the price you spend too. The weather can also be pretty unpredictable on the beach too, so you keeping your ceremony short can help you avoid discomfort as well as preventing some of your décor from disappearing if the day ends up blustery.

7. Move the Reception
Often, the beach isn’t exactly the best place to hold a reception, especially if it means extending your permit to encompass a larger amount of time. A lot of people often end up trying to host their reception at the wedding, which could end up forcing you to spend way too much money on food and beverages that will hold up to the beach. If you can, try to book your reception at a hotel, church or other cheap venue. This will allow you to shop around for a better deal, so you can save money. If you can find a venue that loops in entertainment and food, you’ll get the best deal, but make sure to do the math before you choose this route. You should also be able to find some coupons on discounts for venues who look for couples who are using the beach for their wedding. The key is to do a lot of shopping though, which can be exhausting, but is well worth the effort.

8. Keep it Intimate
Beach weddings provide a more intimate setting to begin with, so go with it! Of course, it’s hard to keep your wedding intimate if you have a guest list that is a mile long. In order to make your wedding dreamier and price efficient, try to trim down the guest list as much as you possibly can. This will allow you to enjoy the small setting and will make the wedding more special for close family and friends. A smaller guest list also means you don’t have to book a huge venue to support your guests during your reception. You also don’t have to stress over paying a lot of money for food and beverages. Plus, beach weddings also mean transporting guests from one destination to the next, which will certainly be less of a burden if you have a smaller guest list.

9. Forget the Extras
A lot of people really go overboard when it comes to decorating their wedding. You don’t have to go crazy here as the beach provides some of the best décor around for absolutely nothing. One of the first things you can cross off the list is flower pedals for the aisle or a special carpet to walk on. These things will be totally ruined anyway, so save your money. You also won’t need to worry about décor for the ceremony itself, as there’s a good chance you’ll end up losing most of items to the wind. Apart from that, you can also skip out on the pricey makeup artist and hairstylist. Rather than spending money on these things, you can easily get a friend to help you do this. Makeup can become obsolete during a beach wedding, especially if you end up in the rain. If you do have makeup done, make sure it is water proof and sealed with primer, but you might want to keep it simple just in case the makeup begins to melt. Hair styles can also be blown around, which will ruin all of the hard work and money put into them. There’s lots of great beach wedding hair tips that your maid of honor could try out, that won’t cost you a penny.

10. Photographer
Beach weddings are amazing when it comes to the photos and memories. This might encourage you to spend a small fortune on a photographer. This isn’t necessarily the case though as you can easily get great shots taken from even an amateur photographer. It you don’t want to spend a few grand on a photographer, then leave cameras out for your guests, so they can take photos of their own view of your wedding. You can also hire a student who may also need the experience for their resume. Before you know it, you’ll get your photographs returned and will be absolutely amazed by them. If you have a friend or family member who dabbles in photography, then try asking them to give you a helping hand as many would be more than happy to comply.

Hosting a beach wedding is a great option when you think about it. A lot of people pass up this dream opportunity though because they don’t want to stress over the price. With these ten tips, you should be able to avoid many of the high prices though, which will ensure your wedding will start off on the right foot.

It’s hard to get in some exercise when it’s too hot or rainy outside. Family fun often gets harder to schedule during the trying spring and summer months too. Of course, if you’re a fan of bowling then you know, there’s always a place to go to keep the whole family happy. However, spending hours at the bowling alley each week can really add up, especially if you’re paying by person. There’s a few ways you can enjoy the thrills of the bowling alley without spending a small fortune on it though. These ten tips will help you keep the money in your wallet, so you can enjoy your bowling without the financial stress.

1. Ask About Membership
A lot of bowling alleys love to take care of their frequent flyers. If you’re planning to make a habit of your bowling talents, then you may want to talk to your favorite bowling alley and ask if there are membership options to help you save some money. Often, you can pay a small fee and receive a reduced price for each game you plan. Some bowling alleys will even allow you to earn free games for games you’ve paid for. Even if the bowling alley doesn’t have an official membership program, they may use a punch card system that allows you to get a free game every time you fill up a new card. Sometimes, members of other clubs, such as a country club, can get a reduced price at the bowling alley, so that may be another thing to consider. All the same, there should be some form of club or card system that will help discount your games.

2. Join a League
If you love to give in to your competitive side, then you may want to consider joining a bowling league. Usually, each team must pay certain dues to get into the league, but after that you can enjoy practices and games without having to worry about forking over your hard earned money. Dues may seem a little high at first, but when you consider the amount of time you’ll get to spend in the alley, as well as your very own jersey, then the price will show just how much you’ll be saving. Plus, this is a great way to enjoy bowling as a social activity, which could help reduce stress from work. Not to mention, leagues are a great way to improve your skills as your teammates should be able to offer a few tips. There’s even leagues for kids, if you have a youngster who can’t get enough of the bowling alley.

3. Buy a Pass
Some bowling alleys love to have their customers stop by often, so they offer a Pass. This Pass can allow you to play a certain number of games a day for free during a certain period of time. The pass is perfect for anyone who loves to stop in for a game after school or work. Generally, it’s offered at a reduced price too as you are basically purchasing your games in bulk. Some places hold off on passes until summer time rolls around, so don’t be discouraged if you can’t find the deal right away. Of course, if you take the time to talk to a manager of your bowling alley than you may find out lots of details on passes that will save you money, particularly the date in which passes become available.

4. Shop Clearance
One way to get more out of your bowling game is to buy your own equipment. A lot of bowling alleys will take off a small fee if you’re not using their bowling balls or other supplies. So, it may be a wise choice to pick out your own items. Of course, choosing your own bowling ball can improve your game anyway and may help you transform a simple game into more of an exercise as you can purchase the proper weight. Another great thing about choosing your own bowling ball is you can choose the proper size for the finger holes. You don’t have to spend a small fortune on a ball though as many bowling stores have clearance sales all of the time. In fact, you may even be able to purchase a ball you’ve taken to from your own bowling alley. Apart from the ball itself, you’ll probably want to get a special bowling bag to ensure that your ball is safe and sound and easy to transport. These can be found on clearance too or in thrift stores and auction sites. Apart from that, you may want to stock up on clearance bowling towels and other supplies you think might make your bowling experience better.

5. Maintain Your Supplies
If you spend the money to purchase your own bowling supplies, then you will certainly want to take the time to maintain them, so you don’t have to worry about spending the money to buy them again. One thing you can do to ensure that your bowling ball is in tip-top shape is to rub it down after each day you use it. You don’t want the dirt and grease to set into your ball, so a quick rub down will a ball towel should do the trick. You should also consider giving the ball a 20-minute soak in warm to hot water every few minutes. Of course, if you do this make sure to tape up the finger holes, so your ball won’t be damaged. Apart from the ball, if you have bowling shoes then it’s pretty much imperative that you spray them often to get rid of potential fungus. Also, you should take a wire brush to the soles of your shoes to help get rid of oils that may wear them down over time. If you have a bowling bag, bowling towels or other supplies then follow the care instructions to ensure you get the most possible use out of them. If all else fails, you can always take your supplies to a professional, but you may end up spending more than you want this way.

6. Purchase Shoes
If you’re planning on going bowling more than once, then one of the best things you can do is buy your own pair of shoes. This can be an investment, but you’ll save more money in the long run. Not only will you be able to ditch the extra fee of renting a pair of shoes, but you’ll also have a cleaner experience. When you use bowling shoes, there’s always a chance you can develop a fungus, even when the shoes are properly kept clean. Of course, you’ll also be able to find shoes that fit your feet better, which will ensure you’ll easily be able to feel more comfortable while you bowl and it’ll be less likely to cause problems with your back and knees. You may not want to splurge on children’s bowling shoes though as they grow so fast that you’d have to actually go bowling frequently to get your money’s worth out of them.

7. Look for Freebies
In the bowling world, there’s actually a whole lot of freebies to be had. You simply have to go out and look for them! Often, you can find free nights to bowl, particularly in the down season. Sometimes, the bowling alley will even offer free food or drinks with the purchase of a night of bowling. This can help keep everyone nice and happy during the game. Also, there is actually a program that allows children to get free bowling games all summer long. This can truly help save you money while keeping the kids incredibly busy. If you’re at a loss for where to find the freebies call your local bowling alley, or browse online.

8. Skip the Snacks
When it comes down to it, it’s pretty hard to get children to avoid the snack bar. In fact, it can actually be pretty hard for adults too. However, the snack bar can really set you back when you shop from it. It doesn’t matter if you’re grabbing food or a few beers, the prices at the bowling alley tend to be overpriced, plus the stuff is not very good for your health either. One way to combat the cost of the snack bar is to use coupons to get your snacks. However, avoiding the snack bar is your best bet altogether. Make sure to eat before you go bowling so that the food won’t be appetizing. If you’re worried about drinks, then pack a reusable water bottle. Usually you can fill them up for free at the bowling alley, so you won’t have to worry about spending a penny there. A lot of bowling alleys won’t care if you pack snacks for the kids though. However, if you do, make sure they’re not messy.

9. Don’t Go Solo
One of the best things you can do when it comes to bowling is to go with your friends. If you go alone then you end up paying for a lane and all of the accessories on your own. Sure, this can be great if you want to get rid of some tension, but you may want to avoid doing this if you’re trying to save money. By going as a group, you’re automatically going to save money because you can share a lane, which is all one charge. If the alley charges per person, then you’ll still save money because you will still only use one lane to play. Not to mention, you can usually find groupons and other items to help combat the price, so you can have a little fun with your friends.

10. Set Up Your Own
Of course, one of the best ways to skip the prices of the bowling alley is to avoid it all together. You can easily set up an indoor or outdoor bowling alley atyour own home, so you won’t have to pay an entry fee. There’s a whole lot of fun ideas to choose from when it comes to your own personal alley too. If the weather is particularly hot, then you can always use a slip n slide to set up your alley. There’s a variety of things that you can use for pins, including water balloons. Once everything is set up then let the kids be their own bowling ball. If you’re looking for an indoor friendly set, then use household items as pins and soft items like a pair of rolled up socks or a foam ball as the bowling ball. You can also buy a bowling set for cheap, which should keep everyone happy.

Bowling is a fun family activity that’s great for most ages. Although this activity can be cheap for the most part, there’s still a few charges that may end up causing your finances a bit of grief. However, with these simple tips, you should be able to enjoy your favorite activity without as much financial stress.

Easter is a great time to get together with loved ones, while celebrating the beautiful weather and the warmth of the holiday. However, there’s a lot of expenditures when it comes to this holiday. You’ll probably end up spending a small fortune on Easter baskets for the kids as well as prepping for the Easter egg hunt. The Easter dinner is also one of the biggest expenditures. However, there are a few simple ways you can cut the budget of your Easter meal, so that you have more spending power for the other aspects of the holiday. These ten tips will help you figure out how to make the most out of what you have in your food budget, so the holiday won’t leave you hurting financially.

1. Shop Sales
Luckily, Easter is a holiday in which a lot of stores will offer some pretty awesome sales, so you won’t have to worry as much about over spending. Of course, you still make have to do a lot of research to figure out which sales are worth going to and which sales are going to leave you going over your budget. One of the biggest areas to look for sales is in the meat department, as this tends to be the entrée of the meal and more people will want to eat this portion of the meal. The best thing you can do is go into the store with an open mind. You can easily work up a menu around the sales, which may be easier than you think. If bulk items are on sale that you may need, then consider asking a friend or two to split the cost with you, so you can all end up saving money on items you need to whip up your holiday feast.

2. Keep it Seasonal
In this day and age, thinking seasonal isn’t always on our mind because we have access to all sorts of food throughout the year. However, the seasons do still affect the price of our foods, so remember to plan seasonally to suit your budget. Not to mention, seasonal foods are usually fresher, which is great for your family. Easter dinner ends to encompasses a big ham as the main entrée, but hams are more expensive in March. You may want to consider using lamb for your meal as it is actually the meat that’s usually in season during the spring months. There’s lots of tasty vegetables in season too though. Asparagus, for instance, will make a beautiful side dish that will also help detox the body and fill your guests up. Other than that, you can grab leeks, carrots, spinach, strawberries and walnuts at a fabulous price.

3. Skip Dessert
A lot of people really go all out when it comes to dessert at dinner parties. However, this portion of the meal can really run you a whole lot of money. The good news is; you don’t really need to have dessert for Easter dinner. Generally, this meal takes place after Easter baskets are passed out and after the kids hunt down all of the Easter eggs. So, chances are pretty high that there will be enough sugar to go around. If you really want to make a presentation for the adults though, you can put out all of the spare candy for them to choose from. You might also think about using the spare candy to whip up a dessert that won’t cost you a small fortune. Either way, if you skip purchasing items for this meal then you should save yourself quite a bit of money.

4. Reuse the Eggs
If your family likes to go the traditional route and color eggs, rather than using plastic eggs, then you probably have an abundance of eggs left over after the Easter egg hunt. Of course, you should probably count on a few of the eggs not making it past this point, as some always seem to get stepped on and others end up missing in action until they begin to smell. All the same, you may want to plan on a few dishes that already call for hard boiled eggs. One great example is using these eggs to create deviled eggs. They’re already cooked and ready to go, so you just have to peel them and prep them like you would normal deviled eggs. The beauty is, a lot of them will hold on to the coloring, so they’ll look more appealing to the children in your life. You might also want to consider a cobb salad, or simply offering the eggs as a part of the meal, because some people really enjoy them. Eggs you don’t end up using can always be put away for lunches and breakfasts throughout the week.

5. Plan for Leftovers
If you plan on cooking a meal without thinking twice about the price, then the best thing you can do is plan to have leftovers from the meal. Try to look for goods that will hold up a bit longer in the refrigerator, so you can keep the family fed for much longer. This can be tricky as some foods depend on the preparation you use, rather than the item itself. You may also want to choose to make dishes that you know can be frozen and enjoyed for another meal in the future. This will certainly help stretch out your grocery budget, so that the over-spending for the holiday won’t leave you with empty pockets. Your meat dish is probably one of the more important items when it comes to this. If you choose to have a ham, for instance, you can easily make ham hock and beans, sandwiches, omelets, soups and other dishes with the leftovers. Produce can be picked in the same way as you can add many different vegetables to eggs or soups for an exceptional meal that will suit the family’s needs.

6. Host a Potluck
One great thing about holiday feasts that bring in friends and family is the sheer fact that you don’t have to bear all of the weight if you don’t want to or can’t. This Easter, if you truly want to save money then host a potluck. When you send out invitations, try to have everyone phone in their RSVP, so you can discuss which dish they would like to make. Once you have everyone on board, simply plan your menu around what they’re brining. This usually opens up the main entrée for you to do, so you won’t have to worry about cooking when you want to bring the star of the meal to perfection. Hosting a potluck also allows you to open up a bit and try new things. Some people love to bring their family’s traditional meals to the table when invited to a potluck, so there’s sure to be amazing conversations to keep the day going smoothly. If you have guests who can’t bring in food, then ask for items like paper plates, paper towels or plastic utensils. These items are cheap and can be bought in bulk, so there will be plenty to go around.

7. Raid Your Pantry
A lot of the time, shopping for the holiday can be pretty overwhelming and people don’t have the clearest of minds when they go shopping. Thus, they make a list of their menu and start grabbing all of the items for it, which means spending a lot more money than they should have to. Before you wind up in the same situation, you should take inventory of what is already in your pantry, refrigerator and freezer. You may find you already have the makings for a fantastic meal, which should allow you to skip out on the majority of the shopping. If you stocked up on turkeys while they were cheap then this is another great option to make your food budget drop substantially. If your pantry is looking pretty awesome already then you may even be able to plan the entire menu without setting foot in the holiday crazed store.

8. Take to Couponing
You’ve probably heard a lot about couponing, in fact, there is even a TV show on the hobby now! So, you might want to use this holiday as a great excuse to pick up couponing. Of course, this doesn’t exactly mean you’re going to end up with the store returning money to you after a shopping adventure, because that usually takes some time and practice to achieve. You could, however, manage to find some extraordinary savings on your Easter meal though. Try looking around for tutorials to try to help you take your couponing skills to the next level. You should also star browsing around on your favorite coupon sites though and see if your local stores are putting out their own coupons. Before you know it, you won’t have to stress about the holiday food budget again.

9. Wine Alternatives
Like most holiday feasts, wine tends to play a huge role in the beverages offered to adults. With Easter, it can also be used as a religious gesture. Thus, you may be scrambling to find some cheap wine that suits your budget, but doesn’t taste like feet. However, unless you find an awesome deal on boxed wine, you’re probably not going to get enough wine to suit your table without spending a pretty penny. Luckily, there’s a whole lot of other beverages you can serve that look like wine and still taste pretty fabulous. Juice is one great option and will make the environment more family friendly. You may also consider simply serving water, which will help avoid major stains from spills. Of course, if your recipes call for wine, then have no fear here either. There’s lots of alternatives that will help you keep the same flavor profile without the extra money, so you can feel great about what you serve your loved ones.

10. Centerpiece
Easter is another holiday that most people want the dining table to look elegant and festive for. Often, this means spending a small fortune on a centerpiece or two to liven up the look. You don’t really need to do this for Easter if you’re looking to make a festive impression. One simple way to end the centerpiece blues is to place an Easter basket on the table. With all of the colorful eggs displayed with pride, you’ll have a style that will warm everyone’s hearts. If you want the holiday to be a little less kid friendly, then place a series of seasonal fruits on the table. This will look fantastic and your guests can eat them for dessert, so you’ll be killing two birds with one stone.

Easter dinner is a time for celebration and bonding, so don’t let the price tag take away from the fabulous experience. These ten tips should allow you to cut the cost of your holiday spending, so you can get back to the real meaning of the season. So, don’t cut corners this year just to ensure your family love your meal, instead incorporate a few of these tips to keep the price low and the quality high.

Things are beginning to look a lot less like winter and a lot more like Spring thanks to the arrival of March. This month is rather busy this year though, with a few holidays that may force you to go beyond your budget to have a bit of fun. This month is also filled with lots of great savings though, which may make the month a lot more exciting for the entire household. With these ten savings categories, you may find that your budget can stretch even further as you find the perfect opportunities to purchase common goods as well as future gifts for upcoming holidays. So, breathe in the fresh spring air and let the month of March lift your spirits while making your budget celebrate.

1. Chocolate
Valentine’s Day has already come and gone, which means you should be able to raid a few of the clearance shelves in your local department or grocery store. Generally, stores will significantly reduce the price of their holiday specific candy, which will allow you to enjoy your favorite sweet treats without as much guilt. Of course, if you’re looking for luxurious chocolates or even fruits covered in chocolate then you might want to log in to some of your favorite gift websites. These sites will be filled with leftover holiday chocolate that will pretty much make you want to shop until you drop. March hosts St. Patrick’s day too, which isn’t really known for candy, but you should still be able to get some great deals on chocolate gold pieces. These can be used later for Hanukah or even fun games over the summer. Finally, Easter is in March this year, which means you’ll have a wide selection of clearance Easter candy to enjoy after the big day. This will offer you great options, including solid chocolate bunnies that could last for months.

2. China/Silverware
If you’ve been looking to start your own China collection or you’d simply like some items for fine dining, then now is the perfect time to buy China or silverware. Generally, these items are at high price because they tend to be in demand throughout the year. However, March is a great in-between month because the major gift giving holidays are over and the wedding season hasn’t quite started. Of course, when shopping for China and silverware, you should always make sure you know what you’re getting and if you’re actually getting the items at a sales price, opposed to the seller simply stating it’s on sale. Quick research should answer your question without a problem. If you find a good enough deal then you may want to buy in bulk for future wedding gifts or even to place in your child’s hope chest, so they will start their future off on the right foot.

3. Plants
With all of the greenery blossoming and the beautiful weather, you may find that you have plants on the mind. Luckily, this is the perfect month to go ahead and buy these items. In many areas, it’s still a little cold to start on the gardening tasks, so plants should be on sale. Luckily, most stores will just be beginning to stock them too, so you should get the top picks of their supply. You can keep your plants safe in your garden by covering them in plastic during the night to avoid freezing, or you can even leave them in the garage for a few weeks while the weather warms up. Just make sure to follow basic care instructions, no matter what you choose to do. You may want to avoid buying items like bulbs and other seeds right now though, unless you have a place to pre-plant them. Items like roses, trees and shrubs should be great though.

4. Holiday Decor
March sees two holidays this month, so there’s no doubt your budget may be a little tight if you plan on going all out on both of them. However, if you’re okay with using old decor then you may save a bundle by shopping the day after each holiday. This year, St. Patrick’s Day falls on March 17, which means on the 18th most stores will have moved the holiday decor to the clearance section. You should be able to get unbelievably great prices on this decor too, since it normally doesn’t live up to the hype of other holidays. You should also check out dollar stores to get more for your money there. Easter can be an entirely different story as many people love to celebrate by decorating with religious items or even cute bunnies and chicks. This year the holiday takes place on March 27, so you have a full ten days to recover from the previous holidays. However, on the 28th you should find amazing sells on your favorite decor items that can also dual for other holidays. So, make sure you don’t go mad prior to the holiday if you want to really show off your decorating skills next year.

5. Frozen Food
March is actually National Frozen Food Month, which is good news for everyone who loves to peruse the frozen food section in their favorite store. If you have a large freezer then now may be the time to stock up on your favorite produce, so you’ll be prepared to whip up a wide assortment of meals for quite some time. If you want to maximize your shopping here, look for out for seasonal produce so you can enjoy your favorite foods all year without worrying about the price. This is also a great time to load up on frozen fruit for tasty smoothies that will help you get through the upcoming heat waves. Apart from these foods, you should also be able to grab easy meals like pizzas, TV dinners and snacks that will make your grocery bill a lot less when you have to feed the kids over the summer break. If you shop wisely, you should be able to cut down on your future grocery bills for some time, which will be great for your vacation fund!

6. Luggage
Spring Break should be happening sometime this month or next month, which means luggage is going to be going on sale. While most people are busy having the time of their life during Spring Break, you can easily find the perfect deal on the luggage you’ll need to travel in style over the summer time. You should be able to find all sorts of luggage on sale, even if you have special needs. For instance, water protection or hard shell cases should be just as easily found in the month of March for those who aren’t keen on fabric bags. If you love to shop vintage shops, then you should also be able to find great deals on these items too, because most people want to clear their stock. Make sure you shop sometime soon though because when summer nears luggage will become more expensive, which means you’ll have less money for vacation fun.

7. Home Fragrances
Spring clean is huge this season, but people also love to keep their house smelling nice and fresh too. For this reason, most stores will have some pretty awesome deals on home fragrances, which will allow you to make your spring cleaning go even further. The good news is, home fragrances can come in all shapes and sizes too, so you can stock up on a good number of items to help make your home smell good all season. If you don’t like to run the air conditioner much during the summer then you might want to stick to spray fragrances, so you don’t have to worry about candles or oils heating up the home. If you tend to smoke inside the home or you like to cleanse the air the incense is another great option that should be on sale too. Other than that, candles, oils and accessories, should make your home smell better for less throughout the rest of the year.

8. Golf Clubs
Technically, golf isn’t in season yet, but it will be soon. Thus, now is a great time to go ahead and grab new golf clubs. The weather will be nice enough to get in some early games, but you won’t have to worry about starting out a competition with a set of new clubs that you aren’t accustomed to. Plus, a lot of sports stores will be getting rid of their older models to make room for this season’s new and improved additions, which means you may end up saving up to 60% or more on your new golf clubs. Of course, this is also the perfect time to shop around for a Father’s Day gift or birthday gifts if someone in your life is a huge golf fan. You should make sure you know what you’re shopping for before you take the plunge though.

9. Craft Supplies
If you love to craft then you might know that March is National Craft Month, which is pretty exciting for anyone that loves to get the creative juices flowing. This month you should see a wide assortment of sales on all of your favorite craft supplies at department stores, art stores and even online. You may also be able to dig up some pretty awesome coupons that will help you save even more on your crafting supplies. Of course, these sales may only be on handicrafts like painting, scrapbooking, fabrics and yarns, so don’t be disappointed if you go to look for items for photography and end up empty handed. This may be the perfect time to try out a new craft though, especially if you’ve been considering something for some time. It may also be a good time to stock up on crayons, colored pencils and other common school supplies, so you’ll be ready for next year. Apart from buying crafts, you may want to see if there are any competitions that might earn you some money or free supplies.

10. Digital Cameras
Although this item won’t be covered for National Craft Month, you should be able to find some pretty awesome deals on digital cameras this month. Apart from Spring Break, there’s really not a whole lot going on for travelers, nor is there a bunch of special events or holidays coming up. Thus, digital camera sales tend to drop a bit, so that stores can actually make some sales. Apart from that, newer models will be coming out too, which means a lot of locations will want to clear their shelves, thus offering better sales prices. You should also be able to find some great prices on accessories too. However, make sure you check out reviews before you buy your camera and shop around to make sure you’re not going to end up with a deal that won’t save you a whole lot. You should also consider a warranty on your items too, just in case you run into a problem.

March is filled with all sorts of fun and beauty, so try to enjoy your month as much as you can! With these ten shopping suggestions, you should be able to save quite a bit of money during this month, which may even further your savings in the upcoming months. Now, you’ll have even more reason to love the great transformation that March springs to the world!

St. Patrick’s Day is a fun holiday that allows everyone around the world to celebrate the Irish, Saint Patrick and good ole fashioned shenanigans. Of course, since St. Patrick’s Day falls on a Thursday, you may end up spending most of the holiday trapped indoors. This can be a bit tough, especially if you work in an office with strict polices that won’t allow you to come to work dressed as a leprechaun. If you’re worried about missing out on all of the green fun, you’re in luck. Here’s ten simple ways to enjoy St. Patrick’s Day this year at the office without forcing you to blow your budget. Now, you can share your Irish roots, or simply your love for holidays, with all of your co-workers, which could make the holiday even better.

1. Paint Your Nails
If your employer is banning you from wearing green this holiday, or you simply don’t have any business attire that will suit your green needs, then painting your nails is a pretty awesome way to get your holiday fix. Green nail polish won’t cost you a pretty penny to begin with and if you don’t want to get too elaborate then you can have a green friendly look in a matter of seconds. Of course, if you love to add some pizzazz to your nails then you can easily print out a simple four leaf clover stencil and use it to create a festive design on your nails. There’s lots of ideas online if you’re in need of inspiration. Another simple option is to add green or gold rhinestones or stickers to your nails. This will add a temporary look that is sure to please. If you’re not as worried about your budget, then you can head to your favorite nail salon and let them work their magic!

2. Pass Out Clovers
One amazing way to celebrate when you can’t wear green or bring in holiday inspired cupcakes is to pass out clovers. These clovers are said to bring luck to you, which will allow you to celebrate the luck of the Irish without forcing you to spend money on other clever ways to celebrate. You can probably get a variety of clovers from stores nearby, but if you really want to save some money then bring your crafting skills to the table. There’s lots of great online tutorials you can choose from and none of them should force you to spend a small fortune. When you’ve worked your magic on your clovers then display them on your desk, pin one to your clothes and give them to your favorite colleagues. You’ll love the spirit they bring to the office, even when the company isn’t celebrating.

3. Pack a Lunch
A great way to bring more of the holiday to your day when you’re trapped at work is to pack a special St. Patrick’s Day lunch. You can choose from a wide assortment of items too, which will suit your diet as well. A healthier option is to bring a green smoothie, which will power you through the day while helping cleanse your body of toxins. Green cupcakes are another great idea if you’re looking to suit your green requirement. Of course, you could also keep it traditional by bringing something Irish to the mix. For starters, you can try out a corn beefed sandwich, which is sure to bring out your roots. There’s lot of recipes online though if you’re not keen on corn beef or not quite certain what to make to suit your Irish needs. You may even be able to try something new, which will stun all of your colleagues.

4. Host a Party
Even if there haven’t been any rumors of a party, doesn’t necessarily mean you’re not allowed to have one. Ask your boss if you can set up a little get-together in the break room over lunch time. If he or she says no then it’s no harm done, and if they say yes then you’re set up for lots of fun. Of course, you could always invite people back for a little fun at your house when the work day is over. Either way you go, there’s some quick frugal ways to make the party a blast without forcing you to shell out a lot of money. For instance, you can ask everyone to bring in a traditional Irish dish or something green to help create a potluck that everyone will remember. Cheap décor can be found at most dollar stores or you can look up a few DIY items that won’t take up a lot of time. As far as games are concerned, try to come up with a Celtic version of charades or host an Irish history trivia game. You may also be able to find quite a few party ideas online too. If you want to give out prizes, then think chocolate gold coins or clovers.

5. Decorate Your Desk/Cubicle
If you’re worried about the holiday coming and going without any representation, then try to spice it up by decorating your desk or your cubicle. You can easily transform your pen holder into a pot of gold using basic crafting supplies, which may add a fun twist to your work schedule too. If you often get kids in your office, then add a few chocolate gold coins to keep them happy while they wait. Leprechauns also make a great touch! You can easily print and color some out to hang up or buy a few for a low price. Window or wall decals will also add a great look to the room and will do no damage when you hang and remove them. Apart from that, you can put your DIY skills to work by making your own holiday inspired garland, clovers or whatever else floats your boat. If you’re not in the mood for crafting then you should be able to find incredibly cheap décor at your local dollar store or department store, just make sure to shop around for the best bargain.

6. Grab a Playlist
When it comes to celebrating, nothing says fun like some Irish music, both old and new. If your boss is totally against parties, dressing up and décor, then browse around for a playlist to get you through the long non-celebratory day. If you’re already a fan of Irish music, then take to your own collection to create the ultimate St. Patrick’s Day celebration playlist and bring it to work with a pair of good headphones or earbuds. Of course, if you’re not really sure where to start then take to your favorite streaming program. You can probably find St. Patrick’s Day lists if you don’t have a preference for genre. However, if you want to use the holiday to explore your musical taste then be more specific in your search. You can find everything from folk songs, instrumentals, rap, punk, alternative and even pop. You may even find something you’ll want to enjoy throughout the year.

7. Discover a New Restaurant
Pigging out on Celtic cuisine can be a pretty awesome way to celebrate, especially if you get a fair lunch break at work. Try browsing around your local area to see if there is an Irish pub or other restaurant that likes to serve up Irish food. You may end up finding a place that serves Irish influenced food, but it’s still better than the same old PB&J, right? Make sure you look around for deals too, as this is a prime time for restaurants to serve up a signature dish or to offer a great sale on their food. Another smart thing to do is look for Groupons, so you and a few of your colleagues can save some money by trying a new dish together.

8. Pass Out Cards
Another way to celebrate the occasion without putting too much money into it, or over-stepping your boundaries at the work place is to pass out cards. You can find a whole bunch of templates online to print out if you’re interested in taking a cheaper route. Of course, you can dedicate a bit more time to them and make them entirely from scratch. It’s not hard to show off clovers, leprechauns, rainbows and pots of gold, so you could even enlist the whole family to make the cards even more special. If you don’t really have the time to go the DIY route, then you can always pick up cards in bulk. You may have to order them online, as St. Patrick’s Day cards aren’t as popular as other holidays, but it’ll be worth it when you bring some cheer to the office on your favorite holiday. You may even get lucky and avoid pinches due to your kindness.

9. Browse Parades
One frustrating thing about being trapped inside during such a fun holiday is missing out on the parades, especially if your city hosts one. You’re in luck though! Thanks to the internet, you can watch parades from all over the place, which should help brighten your day. A lot of cities will post live footage of their parades and will also add the event to their website after it’s over. So, you can browse it during your breaks or share some of the love with your fellow colleagues. You can even skip over the boring stuff you’re not interested in. This year, you may even find a city that creates a parade better than you would have ever expected. So, start book marking the websites of your favorite cities now!

10. Grab A Drink After Work
Part of St. Patrick’s Day has a whole lot to do with drinking, which isn’t exactly work friendly. However, you can always gather up a group to grab a drink with you after you finish up your day. Most bars will have a special on their drinks, particularly green beers or other Irish inspired concoctions, so you may be able to save a bit of money on your special occasion. However, keep the drinks to a minimum or your tab may go up substantially without you realizing it. You should also call around to see if anyone is offering special prices, foods or even a Happy Hour to celebrate the occasion. With a little luck of the Irish, you’ll find the perfect place to end the professional day and start up your Irish celebration.

St. Patrick’s Day can be a lot of fun, but if you’re trapped in a workplace that doesn’t let you celebrate then you may have to find a few tricky ways to get your celebration in. These ten tips should help you find a few frugal ways to enjoy a few aspects of the holiday, so you can feel like the special occasion didn’t just pass you by!