Inflation has been hitting family budgets hard the past few years, especially after the COVID-19 pandemic disrupted supply chains and labor markets. Prices have risen significantly on everyday necessities like food, gas, and household items. This has forced many families to look for ways to trim spending. Moms trying to feed their families and keep households running on a budget have had to get extra creative with how they shop and stretch their dollars.

The good news is there are lots of ways busy moms can save money at the grocery store and on common household items. With some planning, smart shopping habits, and clever couponing, you can stock up on what you need without breaking the bank. Here are 10 great tips to spend less at the supermarket and on household necessities:

1. Shop Around

Prices and sales can vary widely between grocery stores. Don’t just default to the nearest supermarket out of habit. Take some time to compare prices at different stores in your area and see where you can get the best deals. Some stores may be better than others for certain items. Consider shopping multiple stores to maximize your savings.

2. Shop Bigger Stores

Larger grocery stores and superstores like Walmart and Target often have lower prices than smaller chains and mom-and-pop shops. They buy products in huge bulk quantities direct from manufacturers, allowing them to pass more savings on to customers. Less overhead for things like rent and labor also help keep their prices down.

3. Shop Thrift Stores

For household items like kitchenware, decor, and cleaning tools, check out thrift stores. You can often find gently used items in excellent condition for a fraction of retail price. Just be sure to clean and disinfect anything before use.

4. Stick to Your Shopping List

Make a detailed list before shopping and resist the urge to grab extra items just because they’re on sale. The small savings per item can add up to big overall spending. Prioritize necessities and things you’ll actually use before they spoil. Only deviate from your list if it’s for a super good deal on something you know you’ll absolutely use.

5. Buy in Bulk

Buying large quantities can lead to big savings, but only if you can use the items before they expire. Opt for family packs of meat and bulk sizes of non-perishables you use frequently, like rice, pasta, oatmeal, etc. Resist deals on bulk items you won’t realistically use up. The savings disappear if the food goes bad before you finish it.

6. Go for Generic Brands

Opt for the supermarket’s generic brand or no-name brands rather than national name brands. The quality and taste are usually comparable. For example, the store-brand cereal is often made in the same factory as the name-brand but without the extra advertising costs built into the price.

7. Clip Coupons

Cutting out paper coupons from the Sunday circulars, magazines and mailers can lead to big savings. Just be sure to only use them on items you’d normally buy anyway. Don’t buy something just because you have a coupon. You can also find coupons online through websites and apps.

8. Watch for Sales Events

Check the store fliers for what’s on sale each week and plan meals and shopping lists around the best deals. Stock up during big sales events like “10 for $10” promotions. Check online or at customer service for rain checks if a sale item is out of stock.

9. Watch for Weekly Ads

Grocery stores usually put out new weekly sales ads starting on Wednesdays or Thursdays. Try to get the latest sales ads online or in-store before making your shopping list. You may find some items you need are on sale later in the week so you can save by waiting a day or two.

10. Use Price Matching

Many stores will match a competitor’s price on an identical item. Keep an eye on competing grocery and store ads and take them with you when shopping. Show the ads at customer service to get them to match the lower price of sale items. This allows you to shop sales at multiple stores without having to visit each one.

Being an economical grocery shopper takes some time and effort, but the payoff of feeding your family while staying on budget is huge. Start putting these money-saving habits into practice during your shopping trips. With the extra dollars left in your wallet, you can worry a little less and maybe even treat yourself and the kids occasionally.

It’s that time of year again – back-to-school shopping! As a parent, this can be an exciting but stressful time trying to get everything your kids need for the new school year while sticking to a budget. The costs can really add up between supplies, clothes, shoes, backpacks, and more.

Don’t sweat it! Here are 10+ tips to help you save money on back-to-school shopping:

1. Make a List and Set a Budget

Before you head to the stores, make a detailed list of everything your child needs for school. This helps prevent impulse purchases and overspending. Be sure to check with the school for any required supplies. Once your list is complete, set a realistic back-to-school budget and stick to it. Look for ways to trim costs where you can.

2. Shop Early for the Best Selection

The earlier you start shopping, the better selection you’ll have on all the essentials. Shop a few weeks before school starts if possible. Popular items tend to sell out quickly. Shopping early also spreads out costs over the summer rather than having one huge bill in August.

3. Buy in Bulk When It Makes Sense

For supplies that you know you’ll need a lot of like paper, pencils, pens, glue sticks, etc., buy these in bulk packs. Big box stores like Costco often have great deals on bulk school supplies at affordable prices. Just make sure what you buy will actually get used.

4. Sign Up for Retail Email Lists

Sign up for promotional emails from retailers like Target, Walmart, Amazon, and more. You’ll get insider access to deals and sales, plus online codes for extra discounts on back-to-school essentials. Stack savings from promo codes with other discounts for maximum savings.

5. Shop Discount and Dollar Stores

Dollar stores, discount shops, and even garage sales can yield major savings on classroom supplies. You can often get pens, erasers, rulers, folders, notebooks, and more for only a few dollars. Just make sure to check the quality.

6. Buy Store Brands Instead of Name Brands

Opt for the store brand version of supplies rather than name brands. The quality is usually comparable at a fraction of the price. For example, a store brand 100 pack of crayons may cost just a dollar or two versus five dollars for Crayola.

7. Reuse What You Already Have

Before buying everything new, look at what you already have at home that could be reused. Old binders, folders, pens, backpacks, and lunch bags may still be in good condition. Kids can also reuse last year’s supplies that weren’t completely used up.

8. Take Inventory of Clothes Before Shopping

Thoroughly go through your child’s wardrobe and take inventory of what still fits before shopping for new clothes. Have your child try on everything to see what they have outgrown. Making a list of needed clothing items helps prevent overspending.

9. Shop End of Season Sales

The best time to shop for kids’ clothing and summer items is at the end of the season when retailers discount prices. For back-to-school, look for markdowns on summer clothes in mid to late August. Stock up on shorts, t-shirts, swimsuits, sandals, and summer shoes for next year.

10. Shop Thrift and Consignment Stores

Gently used clothing and accessories cost a fraction of retail prices. Kids grow so fast, many items have hardly been worn. Try consignment shops, thrift stores, garage sales, or sale groups on Facebook. But make sure to budget enough time to find good quality items.

11. Stick With Classic Styles

Trendy clothes go out of style quickly and are rarely worth paying more for. Focus on buying classic styles in solid colors that can be mixed and matched and worn for years to come. It’s better value for your money.

12. Utilize Cash Back and Rewards Programs

Sign up for free rewards programs through your credit cards, favorite retailers, school shopping apps and more. You can earn cash back or redeem points on purchases to save money. Retail apps like Shopkick reward you just for walking in the door or scanning items.

13. Follow Your Favorite Retailers on Social Media

Follow favorite retailers on social media for exclusive deals and news on sales. Around back-to-school season, retailers will often post special discounts and coupons on their Facebook, Instagram or Twitter accounts. You can then use those codes online or in-store.

14. Buy Uniform Pieces Out of Season

If your kids wear school uniforms, look for these items out of season for the best value. Places like Old Navy, French Toast, and Children’s Place all carry uniform pieces. Shop off-season and you can stock up on khakis, polos, and more for up to 50% off or more.

15. Host a Clothing Swap

Get together with other parents and host a back-to-school clothing swap, either in person or online through Facebook groups or apps like Kidizen. Go through your kids’ closets and pick out any good quality clothes, shoes, or supplies they’ve outgrown. Swap with other families.

16. Shop Teacher Supply Lists for Free Money

Many teacher supply lists on sites like SupplyMe include a link to earn cash back when you complete the purchases online. Retailers like Office Depot and Staples give anywhere from 5-25% cash back just for buying needed supplies.

Back-to-school shopping can put a strain on the wallet. But using these tips and tricks can help you save money and reduce stress. Make a list, set a budget, take advantage of sales and deals, and get creative. Before you know it, your kids will be equipped for school success!

Summer is here, and as parents, we know how quickly our children outgrow their clothes, including their swimsuits. But fear not! If you’re looking for ways to save money while still ensuring your little ones have stylish and functional swimwear, you’ve come to the right place. In this blog post, we’ll explore some fantastic options for finding discounted swimsuits for kids, so you can keep your budget afloat while your children make a splash. Dive in and discover where to find the best deals on children’s swimwear!

Temu: Affordable and Fashion-Forward
If you’re on the hunt for trendy and affordable swimwear for your kids, Temu is a brand worth considering. With a wide range of options for both boys and girls, Temu offers swimwear that combines style, quality, and affordability. From vibrant prints to classic designs, they have something to suit every taste. Keep an eye out for their seasonal sales and promotions, as you can often find great discounts on their website or through select retailers.

Shein: Fashion on a Budget
Shein is a popular online retailer known for its vast selection of fashionable and affordable clothing, and swimwear is no exception. With an extensive range of swimsuits for kids, Shein offers plenty of options that won’t break the bank. Whether your child prefers a one-piece, a two-piece, or a swim shirt, Shein has got you covered. Plus, with their regular sales and discounts, you can find fantastic deals that will make both you and your little ones happy.

Kohl’s: Variety and Savings
Kohl’s is a well-known department store that offers a wide array of products, including discounted swimwear for kids. Known for their frequent sales and clearance events, Kohl’s is an excellent destination for budget-conscious parents. Whether you prefer shopping online or in-store, you’ll find an extensive selection of swimsuits for kids in various styles, sizes, and designs. Keep an eye out for their “Gold Star Clearance” and “Kohl’s Cash” promotions to maximize your savings.

Walmart: Affordable Quality
When it comes to affordable options, Walmart is a go-to for many parents. Offering a diverse range of swimsuits for kids, Walmart ensures you can find something to suit your child’s preferences without breaking the bank. From character-themed swimwear to classic designs, Walmart has a broad selection to choose from. Additionally, Walmart’s “Everyday Low Prices” and frequent rollbacks make it a reliable option for budget-friendly swimwear shopping.

Target: Style and Savings
Target is a beloved destination for families, and for a good reason. With its combination of style, affordability, and quality, Target offers an impressive selection of discounted swimsuits for kids. Whether you’re looking for swim trunks, bikinis, or rash guards, you’ll find plenty of options to choose from. Don’t forget to check out their “Cartwheel” app for additional discounts and promotions, helping you save even more on your purchase.

Old Navy: Budget-Friendly and Durable
Old Navy is known for its budget-friendly yet durable clothing options, and their swimwear collection for kids is no exception. Offering a variety of styles, sizes, and patterns, Old Navy provides affordable swimwear that can withstand the wear and tear of countless summer adventures. Keep an eye on their website and physical stores for regular sales and clearance events, where you can find fantastic deals on swimsuits for your little ones.

JC Penney: Quality and Affordability
JC Penney is another department store that offers a great selection of discounted swimwear for kids. With their focus on quality and affordability, you can trust that you’re getting a good deal on durable swimwear for your children. Check their website or visit a nearby store for their clearance sales and seasonal promotions, which often feature discounted swimwear. Don’t forget to sign up for their rewards program to earn additional savings.

Amazon: Quick Shipping and Easy Returns
While Amazon may not always be the cheapest option, it’s worth considering due to its convenience, quick shipping, and easy return policy. Amazon offers a wide range of swimsuits for kids from various brands and sellers, making it a convenient one-stop-shop. Additionally, keep an eye out for their periodic sales and lightning deals, as you can often find discounted swimwear that fits your budget. With Prime membership, you can also enjoy free and fast shipping on eligible items.

When it comes to finding discounted swimsuits for kids, there are plenty of options available that won’t compromise on style or quality. From online retailers like Shein and Amazon to department stores like Kohl’s and JC Penney, you have a variety of choices to fit your budget and preferences. Remember to take advantage of seasonal sales, clearance events, and loyalty programs to maximize your savings. By shopping smartly, you can provide your little ones with fashionable and functional swimwear while keeping your wallet happy. So, dive into the world of discounted swimsuits and make a splash this summer without breaking the bank!

Summer is the perfect time for families to embark on exciting adventures, and what better way to create lasting memories than by planning a fishing trip? Fishing not only provides an opportunity to connect with nature but also allows families to bond and learn new skills together. However, organizing a family fishing trip doesn’t have to break the bank. In this article, we will explore ten frugal tips to help parents plan an enjoyable and affordable fishing adventure for their family this summer.

Research and Choose a Budget-Friendly Destination:
When planning a frugal fishing trip, it’s essential to research and select a budget-friendly destination. Look for public fishing areas or state parks that offer affordable access and amenities. These locations often have low-cost or free fishing permits, ensuring that you can enjoy the experience without straining your budget.

Pack Your Own Gear:
Renting fishing gear can quickly add up, so consider investing in your own equipment. Basic fishing gear, such as rods, reels, and tackle boxes, can be purchased at reasonable prices from local sporting goods stores or online retailers. By packing your own gear, you can save money in the long run and have the freedom to fish whenever you please.

Plan for Free Fishing Days:
Many states designate free fishing days throughout the summer, allowing people to fish without purchasing a license. Take advantage of these opportunities and plan your family fishing trip accordingly. Check your local fishing regulations to find out when these days occur and mark them on your calendar.

Learn and Teach Fishing Techniques:
Fishing is not only a fun activity but also a learning experience. Take the time to research and learn different fishing techniques that are suitable for beginners. You can find various resources online, including tutorials, videos, and articles, that offer step-by-step instructions on casting, baiting hooks, and reeling in fish. By teaching your children these techniques, you’re not only saving money on guides or lessons but also empowering them to become independent anglers.

Pack Snacks and Meals:
Eating out during a fishing trip can quickly add up, especially for a family. To cut costs, pack your own snacks and meals. Prepare sandwiches, fruits, and granola bars that are easy to transport and provide energy during the day. Remember to bring plenty of water to stay hydrated under the sun. This way, you can enjoy a picnic by the water’s edge without the extra expense.

Practice Catch and Release:
Instead of keeping every fish you catch, consider practicing catch and release. Catching fish can be a thrilling experience, but the goal should always be sustainability and conservation. Teach your children about the importance of protecting the fish population by releasing them back into the water unharmed. This practice not only contributes to the ecosystem but also allows other anglers to experience the joy of catching fish.

Take Advantage of Free Fishing Apps:
Make use of technology to enhance your fishing experience without spending a fortune. There are numerous free fishing apps available that provide information about fishing spots, weather conditions, and even fishing forecasts. These apps can help you find the best fishing spots and increase your chances of catching fish, making your trip more fruitful and enjoyable.

Opt for Camping or Affordable Accommodations:
To further minimize costs, consider camping or opting for budget-friendly accommodations near your fishing destination. Camping allows you to immerse yourself in nature fully, providing a unique experience for the whole family. If camping is not your preference, search for affordable accommodations such as cabins, lodges, or budget hotels. Booking in advance and comparing prices can help you find the best deals.

Engage in Other Outdoor Activities:
While fishing might be the main focus of your trip, take advantage of the surrounding nature and engage in other outdoor activities that are either free or low-cost. Go for hikes, explore nearby trails, or have a family picnic by the lake. These activities will provide a well-rounded experience and create even more memorable moments during your frugal fishing trip.

Capture Memories on a Budget:
Preserving memories is an important part of any family trip, and you don’t need an expensive camera to do so. Instead of investing in high-end photography equipment, use your smartphone or a basic digital camera to capture those precious moments. There are also free photo editing apps available that allow you to enhance and share your photos easily. By taking advantage of existing resources, you can document your trip without stretching your budget.

Planning a frugal fishing trip doesn’t mean compromising on the quality of the experience. By following these ten tips, parents can create an enjoyable and affordable fishing adventure for their family this summer. Remember to research budget-friendly destinations, pack your own gear, take advantage of free fishing days, and teach your children fishing techniques. Additionally, pack your own snacks and meals, practice catch and release, and make use of free fishing apps to enhance your experience. Opt for camping or affordable accommodations, engage in other outdoor activities, and capture memories on a budget. With careful planning and a sense of adventure, you can create unforgettable moments while keeping your expenses in check. Happy fishing!